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  2. SECTOR : BANKING AND FINANCE
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  4. HDB FINANCIAL SERVICES LTD.
HDB Financial Services Ltd.
NSE: HDBFS | BSE: 544429

HDB Financial Services Live Share Price Today, Share Analysis and Chart

Mid-range Performer
aboutHDB Financial Services Limited (HDBFS) is a leading non-deposit-taking Non-Banking Financial Company (NBFC) in India, catering primarily to the underserved and underbanked segments. As a subsidiary of HDFC Bank, it operates as an **Upper ... Read More
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502.70-1.60(-0.32%)

Near 52W Low of ₹494.15

253.3K
NSE+BSE Volume

NSE 03 Nov, 2026 1:07 PM (IST)

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39.2 / 100
Mid-range PerformerThese stocks have average quality, financial and technical momentum, indicating a mid range performerView SimilarEmbed DVM
Analyst Price Target
No estimates available

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SWOT Analysis

Check Before You Buy

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Medium rank

10Positive12Negative

45.5%Pass in checklist

045
55
100

Check P/E Buy Sell Zone

Strong Buy Zone

1.0 %    into P/E buy sell zone

% time spent below current P/E
020406080100
Strong upside potential
Gains already realized

HDB Financial Services Stock Price Analysis

Day Price Range

-0.3% 1 Day return
502.7 (LTP)
502.6509
LowHigh

Week Price Range

0.5% 1 Week return
502.7 (LTP)
495.6509
LowHigh

Month Price Range

-18.7% 1 Month return
502.7 (LTP)
494.2629
LowHigh

52 Week Price Range

-31.3% 1 Year return
502.7 (LTP)
494.2796.7
LowHigh
View full Price History/Seasonality

HDB Financial Services Technical Analysis

HDB Financial Services EMA & SMA

Bearish-8
0 bullish, 8 bearish
Bullish0
Bearish8
5 Day503.2
10 Day513.2
12 Day518.7
20 Day541.6
26 Day556.7
50 Day598.1
100 Day636.0
200 Day673.0

HDB Financial Services Delivery And Volume

Daily Avg. Delivery Volume %
02 Nov, 202652.9%
Week53.3%
Month60.8%
Legend
Positive IndicatorNeutral IndicatorNegative Indicator

HDB Financial Services Resistance and Support

503.78
Pivot
First Resistance509.5
Second Resistance514.7
Third Resistance520.5
First Support498.6
Second Support492.8
Third Support487.6
Day RSI25
Day MACD-38
Day MFI10.9
Day MACD Signal Line-38.1

HDB Financial Services Beta

1 Month0.4
1 Year0.9
3 Month0.3
3 Year-

HDB Financial Services Price Change Analysis

↓-18.7%
Over 1 Month
LowHigh
494.2629
↓-26.8%
Over 3 Months
LowHigh
494.2712.1
↓-23.4%
Over 6 Months
LowHigh
494.2786.6
↓-31.3%
Over 1 Year
LowHigh
494.2796.7
All Technicals →

HDB Financial Services Shareholding Pattern/ Ownership

Shareholding Summary

Sep 2026
 
NameCategorySharesShares %
Hdfc Bank LimitedPromoter615,461,53574.1 %
Mirae Asset Large & Midcap FundDii26,772,7493.2 %

HISTORICAL PROMOTER HOLDING

HISTORICAL FII HOLDING

HISTORICAL MF HOLDING

All Shareholding details

HDB Financial Services Deals - Insider, Bulk, Block and SAST

Client NameClient CategoryAction*Reported to ExchangeQuantityPost Transaction HoldingAvg. PriceRegulation (Insider/SAST)Mode
SHWETA SHARMAEmployees Immediate RelativeDisposal03 Jul 20262,0001,097732.7Insider TradingMarket Sale
SHWETA SHARMAEmployees Immediate RelativeDisposal03 Jul 20264233,097711.9Insider TradingMarket Sale
SHISHIR JANARDHAN KUNDEREmployeeDisposal06 Nov 20251,44020730.6Insider TradingMarket Sale
AJAY THAKUREmployeeDisposal06 Nov 20257,00021,052733.5Insider TradingMarket Sale
PREMAL BRAHMBHATTEmployeeDisposal06 Nov 20256,64021,375733Insider TradingMarket Sale
AJIT BHASKAR KAMBLEEmployeeDisposal31 Oct 20258,452131733.4Insider TradingMarket Sale
SHIRLEY THOMASEmployeeDisposal31 Oct 20252,8002,487737Insider TradingMarket Sale
RITESH SHARMAEmployeeDisposal31 Oct 202511,00092,991 (0.01%)736.8Insider TradingMarket Sale
AJIT BHASKAR KAMBLEEmployeeDisposal31 Oct 20258939,108731.2Insider TradingMarket Sale
SAMIR JAISWALEmployeeDisposal31 Oct 20251,70027,000743.8Insider TradingMarket Sale

*Actions covered:

Acquisition (Buy): Purchase of shares
Disposal (Sell): Sale of shares
Kind of transaction Mode: Public rights/ preferential offer / off market / inter-se transfer/ Market Sale
Revoke: When shares are released from a pledge. Usually a positive signal.
Invoke: When pledged shares are invoked by companies/banks who have provided the collateral, which may result in acquisition of stake in the company. Usually a negative signal.
Security Type: Share/ Warrants / Convertible Debentures
Pledge: Shares being used by promoters as collateral for loans. Usually a negative signal.
Data as reported to BSE and NSE
Insider trading data is from Disclosure under SEBI (Prohibition of Insider Trading) Regulations, 2015.
Client Category: Promoter/ KMP/ Director / Immediate Relatives / Employee / etc
All insider trades

HDB Financial Services Corporate Actions

HDB Financial Services Dividend history and yield

HDB Financial Services dividend yields, including actual and adjusted, and dividend history, including announcement, record, and ex-dividend dates. Track HDB Financial Services dividend yield over time.

#Ex-Date
Dividend AmountDividend TypeRecord DateInstrument Type
123 Oct 2026
2INTERIM23 Oct 2026Equity Share
218 Jun 2026
2FINAL18 Jun 2026Equity Share
324 Oct 2025
2INTERIM24 Oct 2025Equity Share

HDB Financial Services Board Meetings

HDB Financial Services past and upcoming board meetings.

#Ex-Date
PurposeNotes
114 Oct 2026
Quarterly Results-
215 Jul 2026
Quarterly Results-
315 Apr 2026
Audited Results & Final Dividend-
414 Jan 2026
Quarterly Results-
515 Oct 2025
Quarterly Results & Interim Dividend-
All Corporate Actions

HDB Financial Services Research Reports

HDB Financial Services research reports with share price targets, and buy/hold/sell recommendations from top brokers.

#
Date
Broker NameTargetPrice When RecommendedTypeUpsideChange Since RecommendationLinks
127 Aug 2026Motilal Oswal760679.35Neutral11.87%-26%pdf
225 Aug 2026ICICI Securities Limited900687.5Buy30.91%-26.88%pdf
315 Jul 2026ICICI Securities Limited900752.25Buy19.64%-33.17%pdf
414 Jul 2026Motilal Oswal810751.7Neutral7.76%-33.12%pdf
508 Mar 2026ICICI Securities Limited900651.5Buy38.14%-22.84%pdf
All Reports of HDB

HDB Financial Services Corporate Filings

HDB Financial Services BSE corporate filings and AGM, press releases, insider trading & SAST, results and corporate actions.

DateAnnouncement TitleDetailsLinks
26 Oct 2026
HDB Financial Services Ltd - 544429 - Shareholder Meeting / Postal Ballot-Notice of Postal Ballot
Notice of Postal Ballot
PDF
22 Oct 2026
HDB Financial Services Ltd - 544429 - Announcement under Regulation 30 (LODR)-Change in Directorate
Intimation under Regulation 30 and 51 of SEBI LODR 2015 - Appointment / Re-appointment of Directors
PDF
22 Oct 2026
HDB Financial Services Ltd - 544429 - Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
Allotment of ESOPs
PDF
20 Oct 2026
HDB Financial Services Ltd - 544429 - Announcement under Regulation 30 (LODR)-Earnings Call Transcript
Intimation of Transcript
PDF
14 Oct 2026
HDB Financial Services Ltd - 544429 - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Intimation of Audio recording of Earnings Call
PDF
VIEW ALL

HDB Financial Services DocumentsAsk MarketMind AI

HDB Financial Services Earnings Call

HDB Financial Services earnings calls, including management commentary and AI-generated summaries.

DateTitleLinks
14 Oct 2026HDB Financial Services Results Earnings Call for Q2FY27AudioVideo
15 Jul 2026HDB Financial Services Results Earnings Call for Q1FY27AudioVideo
21 Apr 2026HDB Financial Services Ltd - 544429 - Announcement under Regulation 30 (LODR)-Earnings Call TranscriptLink
15 Apr 2026HDB Financial Services Results Earnings Call for Q4FY26 & Full YearAudioVideo
20 Jan 2026HDB Financial Services Ltd - 544429 - Announcement under Regulation 30 (LODR)-Earnings Call TranscriptLink
view all

HDB Financial Services Annual Reports

HDB Financial Services financials, including annual results, balance sheets, and cash flow statements.

DateReport TitleLinks
2026Annual Report Mar-2026Link

HDB Financial Services Credit Ratings

HDB Financial Services credit ratings from CRISIL and leading rating agencies, assessing financial stability, investment grade, and related PDF documentation.

DateRating AgencyCompany NameDescriptionLinks
27 Oct 2026crisil ratingsHDB Financial Services LimitedHDB Financial Services Limited:'Crisil AAA/Stable' assigned to Non Convertible Debentures and Subordinated DebtLink
15 Oct 2026crisil ratingsHDB Financial Services LimitedALPHA TRUST OCTOBER 2026 :'Provisional Crisil AAA (SO)' assigned to Senior PTCLink
12 Oct 2026crisil ratingsHDB Financial Services LimitedHDB Financial Services Limited:Update on HDB Financial Services LimitedLink
11 Oct 2026crisil ratingsHDB Financial Services LimitedHORIZON TRUST JULY 2026:\u2018Crisil AAA (SO)\u2019 for Series A1 PTCs converted from provisional rating to final ratingLink
07 Oct 2026crisil ratingsHDB Financial Services LimitedDELTA TRUST SEPTEMBER 2026:'Provisional Crisil AAA (SO)' assigned to Series A1 PTCLink

HDB Financial Services Investor Presentations

HDB Financial Services investor presentations, including business updates, financial insights, and strategic initiatives.

DateReport TitleLinks
15 Jul 2026HDB Financial Services Ltd - 544429 - Announcement under Regulation 30 (LODR)-Investor PresentationLink
15 Apr 2026HDB Financial Services Ltd - 544429 - Announcement under Regulation 30 (LODR)-Investor PresentationLink
14 Jan 2026HDB Financial Services Ltd - 544429 - Announcement under Regulation 30 (LODR)-Investor PresentationLink
15 Oct 2025HDB Financial Services Ltd - 544429 - Announcement under Regulation 30 (LODR)-Investor PresentationLink
15 Jul 2025HDB Financial Services Ltd - 544429 - Announcement under Regulation 30 (LODR)-Investor PresentationLink

HDB Financial Services - Company Profile

HDB Financial Services Management Structure

HDB Financial Services management structure with salaries, total experience, and qualifications.

NAMEDESIGNATIONGROSS REMUNERATION ₹(LAC)AS OFHISTORY & DETAILS
Mr. Jaykumar ShahChief Financial Officer-Mar 26
Dipti KhandelwalCompany Secretary,Head(Legal.)-Mar 26
Mr. Rohit PatwardhanChief Credit Officer-Mar 26
Mr. Sarabjeet SinghChief Business Officer-Mar 26
Mr. Venkata SwamyChief Digital Officer-Mar 26
Mr. Ashish GhatnekarChief(People & Operations)-Mar 26
Mr. Harish VenugopalChief Risk Officer-Mar 26
Mr. Manish TiwariHead(Commercial Equipment,Micro Lending)-Mar 26
Mr. Vishal PatelHead(Investors Relations)-Mar 26
Mr. Premal BrahmbhattHead(Internal Audit)-Mar 26
Mr. Mathew PanatChief Technology Officer-Mar 26
Ramesh GExecutive Director,Managing Director,Chief Executive Officer-Mar 26
Mr. Akash BarariaHead(Consumer Finance)-Mar 26
Mr. Vinod RaghavanChief Compliance Officer-Mar 26

HDB Financial Services Board of Directors

HDB Financial Services Board of directors with salaries, total experience, and qualifications.

NAMEPOSITIONGROSS REMUNERATION ₹(LAC)AS OFHISTORY & DETAILS
Ramesh GManaging Director & CEO961.02Mar 26
Jayant Purushottam GokhaleIndependent Non Exe. Director45.75Mar 26
ADAYAPALAM KUMARASWAMY VISWANATHANIndependent Non Exe. Director44.75Mar 26
ARUNDHATI MECHIndependent Non Exe. Director44Mar 26
Bhaskar SharmaIndependent Non Exe. Director40.5Mar 26
Amla SamantaIndependent Non Exe. Director39Mar 26
JAYESH RAJAGOPALAN CHAKRAVARTHIIndependent Non Exe. Director39Mar 26
NATARAJAN SRINIVASANChairman & Independent Directo-Mar 26
Dipti KhandelwalCompany Secretary / Legal Head-Mar 26
Jimmy TataAdditional Director-Mar 26
Website: www.hdbfs.com

About the company - Business Profile

HDB Financial Services Limited (HDBFS) is a leading non-deposit-taking Non-Banking Financial Company (NBFC) in India, catering primarily to the underserved and underbanked segments. As a subsidiary of HDFC Bank, it operates as an Upper Layer NBFC, providing a broad range of secured and unsecured loans. The company maintains a strong market position with a diversified product portfolio and an extensive pan-India distribution network focusing on Tier-2, Tier-3, and Tier-4 markets.

Key Points

  • Key Facts:
    • Founded: Established in 2007.
    • Headquarters: Mumbai, Maharashtra.
    • Parent Company: HDFC Bank Limited (holding a 94.3% stake as of March 2025).
    • Listing: Listed on NSE (HDBFS) and BSE (544429).
    • Credit Rating: CARE AAA and CRISIL AAA for long-term debt; A1+ for short-term debt.
  • Operations and Resources:
    • Distribution: 1,730 branches across 1,161 cities and towns as of March 31, 2026.
    • Network Reach: Over 160,000 retailers and dealer touchpoints.
    • Geographic Mix: Branches are well-distributed across India—North (31%), South (27%), West (25%), and East (17%). Notably, 71% of branches are located in Tier-4 towns and beyond.
    • Workforce: The lending business employs 61,269 personnel as of December 2025.
  • Business Model and Market Significance:
    • HDBFS operates through three primary business verticals: Enterprise Lending, Asset Finance, and Consumer Finance. It also provides BPO services and fee-based products (insurance distribution).
    • Core Strength: Its business model is built on high granularity. The top 20 largest customers contribute only ~0.30% of the total gross loan book, which stood at ₹1,18,493 crore as of March 31, 2026.
    • Technology: The company has implemented an advanced CRM system and self-service digital tools to manage loan accounts and digital payment options.
  • Revenue and Segment Performance (FY2025 Annual Numbers):
    • Profit After Tax (PAT): ₹2,176 crore for the year ended March 31, 2025.
    • Total Loan Book: ₹1,06,878 crore as of March 31, 2025 (18.47% YoY growth).
    • Asset Quality: GNPA at 2.26% and NNPA at 0.99% for FY25.
    • Capital Adequacy (CRAR): 19.22% as of March 31, 2025.
  • Recent Quarterly Performance (Q4FY26 - Ended March 31, 2026):
    • Total Gross Loans: ₹1,18,493 crore (10.9% YoY growth).
    • Net Interest Margin (NIM): 8.2%.
    • Quarterly PAT: ₹751 crore.
    • Loan Mix by Segment:
      • Enterprise Lending: 38% (includes Loan Against Property and Business Loans).
      • Asset Finance: 38% (Commercial Vehicles, Construction Equipment, and Tractors).
      • Consumer Finance: 24% (Auto, Two-wheeler, Gold, and Consumer Durable Loans).
    • Secured vs. Unsecured: Secured loans comprise 74% of the gross loan book.
  • Customer and Strategic Initiatives:
    • Customer Base: Grew to 22.9 million customers as of March 31, 2026.
    • Employee Trends: Recognized as a Great Place to Work and among the top 50 companies in India for innovation culture.
    • Liability Management: Maintains a high-quality liability franchise with a Debt/Equity ratio of 4.9x (Dec 2025). Borrowings are diversified across NCDs (36.5%), Term Loans (40.2%), and ECBs (11.1%).
    • Outlook: HDBFS is focused on expanding its Tier-2+ market presence and enhancing its digital infrastructure to deliver credit solutions efficiently to first-time borrowers.

References

  1. Investor Presentation Apr 2026
  2. Investor Presentation Jan 2026
  3. Investor Presentation Oct 2025
  4. Annual Report Apr 2025
  5. Annual Report Apr 2024

HDB Financial Services FAQ

HDB Financial Services today is trading in the red, down by 0.32% at ₹502.7.
HDB Financial Services is currently trading down 0.32% on an intraday basis. In the past week the stock rose 0.49%. Stock has been down 26.76% in the past quarter and fell 31.26% in the past year. You can view this in the share price history/seasonality section.
HDB Financial Services is listed on NSE with the ticker HDBFS and on BSE as 544429. It's currently trading on NSE at a share price of ₹502.7 and on BSE with a share price of ₹503.05.
The market cap of HDB Financial Services is ₹41,770.13 Cr. as of Nov 03, 2026.
HDB Financial Services announced a INTERIM dividend of 20% which equals ₹2 in Oct 23, 2026.The last two ex-dates for HDB Financial Services were Jun 18, 2026 and Oct 24, 2025. To view the full dividend history of HDB Financial Services click here.
HDB Financial Services has never issued stock splits or bonus shares since the time of its listing on the BSE/NSE exchanges.
HDB Financial Services reported ₹5,005.3 Cr. in revenue, ₹780.2 Cr. in net profit, and ₹2,918.2 Cr. in EBITD as of Oct 14, 2026 for Q2 FY26-27.
There are no analyst predictions for stock price target for HDB Financial Services.
The PE ratio of HDB Financial Services is 14.11 as of Nov 03, 2026.
The PB ratio of HDB Financial Services is 1.95 as of Nov 03, 2026.
You can view the latest analyst reports on the HDB Financial Services reports dashboard. Either click on the Reports tab on this page's sub-header or click here to be directed to the dashboard.
You can set real-time stock alerts on price, volume, SMA, and several other parameters by scrolling to the top of this page and clicking the bell icon on the far right-hand side of the stock overview.
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