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  2. SECTOR : BANKING AND FINANCE
  3. INDUSTRY : FINANCE (INCLUDING NBFCS)
  4. HDB FINANCIAL SERVICES LTD.
HDB Financial Services Ltd.
NSE: HDBFS | BSE: 544429
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503.10-1.20(-0.24%)
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NSE 03 Nov, 2026 3:31 PM (IST)

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HDB Financial Services quarterly and annual financials: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

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HDB Financial Services quarterly results: revenue, profit, and P&L – 13 quarter history

  • POSITIVE

    Quarterly Revenue HDB Financial Services Sep-2026 Quarterly Revenue is Rs 5,005 Cr which is growth of 10.1% YoY.

  • POSITIVE

    Quarterly Net Profit HDB Financial Services Sep-2026 Quarterly Net Profit is Rs 780 Cr which is growth of 34.2% YoY.

HDB Financial Services Ltd., Quarterly, standalone, All financials are in INR Cr and price data in INR
IndicatorGraphSep '26Jun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24
⌄
5,005.34,937.94,745.44,673.54,545.44,465.44,266.14,143.64,006.83,883.8
Operating Exp.
1,357.21,377.61,312.81,345.81,268.51,272.11,223.81,173.71,1301,147.4
Operating Profit
2,918.22,863.22,7482,615.52,528.62,523.62,408.52,334.22,445.82,323.9
Operating Profit Margin %
58.30%57.98%57.91%55.96%55.63%56.51%56.46%56.33%61.04%59.84%
Depr.
57.454.854.351.252.451.453.848.648.243.8
Interest
1,817.11,753.31,682.51,7041,6941,739.71,650.51,644.81,598.51,496.4
Profit Before Tax
1,043.71,055.11,011.2860.3782.2732.5704.2640.8799.1783.7
Tax
263.5269.9260.6216.4200.8164.8173.3168.5208.1202
Net Profit
780.2785.2750.6643.9581.4567.7530.9472.3591581.7
EPS Adj. latest
9.49.597.876.86.45.77.17
Net profit TTM
2,959.92,761.12,543.62,323.92,152.32,161.92,175.9---
Basic EPS TTM
35.633.330.62825.926.126.2---
Earnings Transcripts
    
AI Summary
     
    
Results PDF
 
  
    
*All financials are in INR Cr and price data in INR

HDB Financial Services competitor comparison and performance snapshot within industry

HDB Financial Services revenue mix: sales, profit, and capital employed breakups by segment

HDB Financial Services annual results: revenue, profit, P&L, and margins as of Mar 2026 – 11 year history

  • POSITIVE

    Annual Revenue HDB Financial Services Mar-2026 Annual Revenue is Rs 18,430 Cr which is growth of 13.1% YoY.

  • POSITIVE

    Annual Net Profit HDB Financial Services Mar-2026 Annual Net Profit is Rs 2,544 Cr which is growth of 16.9% YoY.

HDB Financial Services Ltd., Annual, standalone, All financials are in INR Cr and price data in INR
IndicatorGraphCAGR 3 YrsCAGR 5 YrsTTMMar '26Mar '25Mar '24Mar '23Mar '22Mar '21Mar '20Mar '19Mar '18Mar '17Mar '16
14.1%
11%
19,362.118,429.716,300.314,171.112,402.911,306.310,944.810,756.58,724.87,0625,714.53,302
Operating Exp. Ann.
9.2%
4.4%
5,393.48,0146,787.95,8576,151.76,534.36,453.45,100.93,030.53,1952,567.4892.8
Operating Profit Ann.
18.6%
18.3%
11,144.910,415.79,512.48,314.16,251.24,7724,491.45,655.65,624.73,864.93,143.92,405
OPM Ann. %
3.9%
6.6%
 56.52%58.36%58.67%50.40%42.21%41.04%52.58%64.47%54.73%55.02%72.83%
⌄
15.5%
7.6%
 15,043.413,372.510,866.59,775.59,958.710,444.19,2927,000.85,597.54,6562,484.2
EBITDA Ann.
18.6%
18.3%
 10,415.79,512.48,314.16,251.24,7724,491.45,655.65,694.33,8673,147.12,409.2
EBITDA Ann. margin %
3.9%
6.6%
 56.52%58.36%58.67%50.40%42.21%41.04%52.58%65.27%54.76%55.07%72.96%
Interest Ann.
24.8%
11.9%
6,956.96,820.26,390.24,864.33,511.93,325.53,882.94,081.43,333.32,357.12,049.91,571.5
Depr.
23.2%
14.2%
217.7209.3194.4145.1111.898.9107.8109.763745.338.619.9
PBT Ann.
8.8%
46.6%
3,970.33,386.32,927.83,304.72,627.41,347.6500.71,464.51,724.11,464.51,058.6817.8
Tax Ann.
8%
50.5%
1,010.4842.5751.9843.8668.1336.2109.2459.6570.8512.8374.4283.4
9.1%
45.4%
 2,543.82,175.92,460.81,959.41,011.4391.51,004.91,153.2951.7684.2534.4
Net Profit Ann.
9.1%
45.4%
2,959.92,543.82,175.92,460.81,959.41,011.4391.51,004.91,153.2951.7698.8534.4
NPM Ann. %
-4.4%
31.1%
 13.80%13.34%17.36%15.79%8.94%3.57%9.34%13.32%13.48%12.23%16.20%
EPS Adj. latest Ann.
9%
45.5%
 30.626.229.623.612.24.712.113.911.58.46.4
Annual Reports
           
*All financials are in INR Cr and price data in INR
Total Rev. Ann.
1Y CHG
13.1%
2Y CAGR
14%
3Y CAGR
14.1%
5Y CAGR
11%
7Y CAGR
11.3%
10Y CAGR
18.8%
Total Revenue Annual growth is stable compared to historical averages.
Net Profit Ann.
1Y CHG
16.9%
2Y CAGR
1.7%
3Y CAGR
9.1%
5Y CAGR
45.4%
7Y CAGR
12%
10Y CAGR
16.9%
Net Profit Annual growth is stable compared to historical averages.
Operating Exp. Ann.
1Y CHG
18.1%
2Y CAGR
17%
3Y CAGR
9.2%
5Y CAGR
4.4%
7Y CAGR
14.9%
10Y CAGR
24.5%
Operating Expenses Annual Cr growth is higher than historical averages.

HDB Financial Services balance sheet as of Mar 2026: assets, liabilities, reserves, and borrowings – 11 year history

  • POSITIVE

    Total Shareholders Fund HDB Financial Services Mar-2026 Total Shareholders Fund is Rs 20,664 Cr which is growth of 30.6% YoY.

  • POSITIVE

    Total Assets HDB Financial Services Mar-2026 Total Assets is Rs 123,651 Cr which is growth of 13.8% YoY.

HDB Financial Services Ltd., Balance Sheet, standalone, All financials are in INR Cr and price data in INR
IndicatorGraphCAGR 3 YrsCAGR 5 YrsMar '26Mar '25Mar '24Mar '23Mar '22Mar '21Mar '20Mar '19Mar '18Mar '17Mar '16
⌄
21.8%
19.6%
20,664.115,819.813,742.711,4379,539.78,446.28,017.87,178.56,202.25,362.93,561.8
Minority Interest Liability Ann.
-
-
-----------
⌄
9.5%
7.7%
890.71,0471,014.1677.8557.5614.2488.230,329.522,27219,10913,734
20.8%
13.8%
102,096.891,796.677,799.757,935.651,928.753,580.752,208.519,032.416,279.78,984.27,893.3
Total Capital Plus Liabilities Ann.
20.9%
14.6%
123,651.5108,663.392,556.570,050.462,025.962,641.160,714.556,540.344,753.933,456.125,189.1
⌄
26%
19.5%
773.5735.1511.2387.1292.6316.9386123137131.282.8
⌄
7.2%
10.9%
1,852.11,8951,586.41,504.71,357.21,103.8801.638,299.431,23624,352.419,023.2
21.1%
14.6%
121,799.4106,768.390,970.168,545.760,668.861,537.359,912.818,24113,517.99,103.76,165.9
Total Assets Ann.
20.9%
14.6%
123,651.5108,663.392,556.570,050.462,025.962,641.160,714.556,540.344,753.933,456.125,189.1
Contingent Liabilities plus Commitments Ann.
31.1%
37.3%
627.8787.7562.6278.8143.3128.8195.6442.9
Bonus Equity Share Capital Ann.
-
-
Non Current Investments Unquoted Book Value Ann.
-
-
165.148.4
Current Investments Unquoted Book Value Ann.
44.5%
18.7%
3,747.72,060.13,380.31,243.32,233.51,592.9567.4
*All financials are in INR Cr and price data in INR
Total Assets Ann.
1Y CHG
13.8%
2Y CAGR
15.6%
3Y CAGR
20.9%
5Y CAGR
14.6%
7Y CAGR
11.8%
10Y CAGR
17.2%
Total Assets Annual growth is stable compared to historical averages.
Total Current Liabilities Ann.
1Y CHG
11.2%
2Y CAGR
14.6%
3Y CAGR
20.8%
5Y CAGR
13.8%
7Y CAGR
27.1%
10Y CAGR
29.2%
Total Current Liabilities Annual Cr growth is lower than historical averages.
Total ShareHolders Funds Ann.
1Y CHG
30.6%
2Y CAGR
22.6%
3Y CAGR
21.8%
5Y CAGR
19.6%
7Y CAGR
16.3%
10Y CAGR
19.2%
Total ShareHolders Funds Annual growth is higher than historical averages.

HDB Financial Services ROE, ROCE, book value, and debt-to-equity ratio as of Mar 2026 – 11 year history

  • POSITIVE

    Book Value Per Share HDB Financial Services Mar-2026 Book Value Per Share is 249 Rs which is growth of 25.2% YoY.

  • POSITIVE

    ROE HDB Financial Services Mar-2026 ROE is 12% which is growth of 1.4% YoY.

HDB Financial Services Ltd., Ratios, standalone, All financials are in INR Cr and price data in INR
IndicatorGraphCAGR 3 YrsCAGR 5 YrsMar '26Mar '25Mar '24Mar '23Mar '22Mar '21Mar '20Mar '19Mar '18Mar '17Mar '16
BVSH Ann.
19.9%
18.4%
248.9198.8173.3144.5120.7107101.891.479.268.750.9
RoA Ann. %
-9.8%
27%
2.05%2.00%2.65%2.79%1.63%0.62%1.65%2.03%2.12%2.08%2.12%
ROE Ann. %
-10.4%
21.6%
12.31%13.75%17.90%17.13%10.60%4.63%12.53%16.06%15.34%13.02%15.00%
ROCE Ann. %
-2.2%
-0.4%
47.35%55.24%55.35%50.67%46.28%48.38%65.19%13.48%13.42%12.70%13.81%
⌄
           
⌄
           
⌄
           
Total Debt to Total Equity Ann.
0%
-4.4%
4.85.55.44.85.162.96.343.94
*All financials are in INR Cr and price data in INR
ROE Ann. %
1Y CHG
-10.5%
2Y CAGR
-17.1%
3Y CAGR
-10.4%
5Y CAGR
21.6%
7Y CAGR
-3.7%
10Y CAGR
-2%
ROE Annual % is falling faster than historical averages.
RoA Ann. %
1Y CHG
2.5%
2Y CAGR
-12%
3Y CAGR
-9.8%
5Y CAGR
27%
7Y CAGR
0.1%
10Y CAGR
-0.3%
RoA Annual % is stable compared to historical averages.
Current Ratio Ann.
7Y CAGR
2.6%
10Y CAGR
4.1%
Current Ratio Annual growth is stable compared to historical averages.

HDB Financial Services cash flow: net, operating, investing, and financing flows as of Mar 2026 – 11 year history

  • POSITIVE

    Cash From Operating Activity HDB Financial Services Mar-2026 Cash From Operating Activity is Rs -8,606 Cr which is growth of 36.8% YoY.

  • NEGATIVE

    Net Cash Flow HDB Financial Services Mar-2026 Net Cash Flow is Rs 296 Cr which is growth of -2.3% YoY.

HDB Financial Services Ltd., Cash Flow, standalone, All financials are in INR Cr and price data in INR
IndicatorGraphCAGR 3 YrsCAGR 5 YrsMar '26Mar '25Mar '24Mar '23Mar '22Mar '21Mar '20Mar '19Mar '18Mar '17Mar '16
-
-
-8,605.6-13,626.3-16,736-6,850.61,957.1-341.8-3,031.9-9,275.1-865.6-12.6
Cash from Investing Act. Ann.
-
-
-1,772.11,159-2,145.6973.3-703.3131.4-1,203.9-14.8-189.634.6
Cash from Financing Act. Ann.
22.6%
77.4%
10,673.312,769.919,133.65,796-1,499.5607.94,2579,281.51,034.9-47.2
-
-5.8%
295.7302.6252-81.3-245.7397.621.2-8.4-20.3-25.1
*All financials are in INR Cr and price data in INR
Cash from Financing Act. Ann.
1Y CHG
-16.4%
2Y CAGR
-25.3%
3Y CAGR
22.6%
5Y CAGR
77.4%
Cash from Financing Annual Activity is falling faster than historical averages.

HDB Financial Services investor presentations, annual reports, credit ratings, and earnings calls with AI summary, video, and audio access