Who is the promoter of Ujjivan Small Finance Bank Ltd.?

The promoter of the company is Ujjivan Financial Services Limited.

What is the allocation for each category of investors in Ujjivan Small Finance Bank Ltd.?

The category allocation of qualified institutional buyers is 75.0%, the category allocation of non individual investors or high networth individuals is 15.0% and for retail investors it is 10.0%.

What is the price band of the Ujjivan Small Finance Bank Ltd. issue?

The price band of the IPO is Rs 36.0 - 37.0.

When does the Ujjivan Small Finance Bank Ltd. IPO open?

The IPO application opens on Dec 02, 2019 and closes on Dec 04, 2019.

What is the lot size for the Ujjivan Small Finance Bank Ltd. IPO?

The minimum lot size for the IPO is 400. The maximum lot size for the IPO is 5200.

What is the minimum and maximum application amount for Ujjivan Small Finance Bank Ltd.’s issue?

For all category investors, the minimum application amount for this IPO is Rs. 14,800.0, the maximum value for this IPO is Rs 192,400.0.

When will the shares of Ujjivan Small Finance Bank Ltd. IPO be allotted?

This IPO will be allotted on Dec 09, 2019.

If I am not allotted shares in Ujjivan Small Finance Bank Ltd. IPO, when will my money be refunded?

The refund will be credited to your account on Dec 10, 2019.

If I get allotted shares in Ujjivan Small Finance Bank Ltd.’s IPO, when will they be credited to my demat account?

The allotted shares will be credited to your demat on Dec 11, 2019.

When was the listing date for Ujjivan Small Finance Bank Ltd.?

Ujjivan Small Finance Bank Ltd.’s shares listed on the stock exchanges on Dec 12, 2019.

Ujjivan Small Finance Bank Ltd. IPO: Check Allotment Status, Subscription & Listing Date

Bidding Dates
02 Dec 2019 - 04 Dec 2019

Subscription
165.66x Oversubscribed

Minimum Investment	Minimum Lot	Maximum Lot	Lot Size	Number of Shares	Issue Price Band	Post Issue Promoter Holding %	Issue Size	IPO Document
₹14,800	1	13	400	208.3 M	₹36 - ₹37	87.98 %	₹7,500.0 M - ₹7,708.3 M	RHP DOC

Total165.66x

Retail Individual Investor48.97x

HNI (NII) Investors473x

Qualified Institutional Buyers110.72x

Other4.13x

Ujjivan Small Finance IPO overall subscription rate was 165.66 times the total available shares

Ujjivan Small Finance IPO retail subscription rate was 48.97 times in the retail segment

Ujjivan Small Finance IPO non-institutional investor subscription rate was 473 times in the non-institutional investor category

Ujjivan Small Finance IPO Qualified Institutional Bidder subscription rate was 110.72 times the available shares for Qualified Institutional Bidder

Day	Retail Individual Investor	HNI (NII) Investors	Qualified Institutional Buyers	Other
Category Reservation	10%	15%	75%	-
03 Dec 2019 (Day 2)	23.85x	2.46x	0.85x	1.87x
04 Dec 2019 (Day 3)	48.97x	473x	110.72x	4.13x
02 Dec 2019 (Day 1)	8.61x	0.43x	0.23x	0.72x

Ujjivan Small Finance FINANCIALS

Period	Net Profit (Rs in millions)	Interest earned (Rs in millions)	Cash Flow from operations (Rs in millions)	Free Cash Flow (Rs in millions)
6MFY20	3,054.7	12,597.0	3,359.9	2,881.1
6MFY19	953.1	8,333.3	-2,035.2	-2,852.2
FY19	2,043.9	18,316.1	4,777.2	3,298.6
FY18	68.9	14,678.8	23,137.1	22,131.2
FY17	0.4	2,170.1	-70,837.9	-72,449.3

Ujjivan Small Finance IPO SUBSCRIPTION STATUS DETAILS

Ujjivan Small Finance had 208.3 M shares on offer

Ujjivan Small Finance IPO offer price was in the range ₹36 - ₹37

Ujjivan Small Finance IPO minimum Investment was ₹14800

Ujjivan Small Finance IPO issue size was ₹ 7,500.0 M - ₹ 7,708.3 M

Ujjivan Small Finance had a minimum lot size of 400 Shares per application

Ujjivan Small Finance NUMBER OF SHARES ON OFFER

Total208.3 M

Fresh Issue208.3 M

Offer for Sale0

Post Issue Promoter Holding %87.98 %

Ujjivan Small Finance IPO IMPORTANT DATES

Issue Open Date	02 Dec 2019
Issue close Date	04 Dec 2019
Allotment Date	09 Dec 2019
Refund Date	10 Dec 2019
Demat Account Credit Date	11 Dec 2019
Listing Date	12 Dec 2019
Listing on Exchange(s)	NSE and BSE
Ujjivan Small Finance Allotment Status	Exchange

Ujjivan Small Finance IPO subscription opened on 02 Dec 2019, and closed on 04 Dec 2019

IPO allotment for Ujjivan Small Finance was finalized on Monday, 09 Dec 2019

IPO listing for Ujjivan Small Finance was on NSE and BSE on Thursday, 12 Dec 2019

Ujjivan Small Finance IPO LISTING GAINS

Issue Price (adjusted)	37.0
Listing Open Price	58.8
Listing Close Price	55.9
Listing Gain%	58.8%
Current Gain%	43.5%

Ujjivan Small Finance Peer

Stock	Stock Price	Market Cap (Rs crore)	PE TTM	PEG TTM	PS TTM	ROE%	ROA%	Annual Revenue (Rs crore)	Annual Revenue Growth %	Annual Net Profit (Rs crore)	Annual Net Profit Growth %	EPS TTM	EPS TTM Growth %
Ujjivan Small Finance Bank Ltd.	53.1	9205	9	0.1	1.3	10.2	1.2	8039	11.6	692.6	-4.6	5.9	175.6
Au Small Finance Bank Ltd.	864	64953.1	20.6	0.5	3.1	13.2	1.4	21614.3	16.3	2641.3	25.4	41.9	45
CreditAccess Grameen Ltd.	1023.6	16434.1	10.4	0	2.4	9.9	2.4	6062.5	5.3	777.6	46.3	98.8	1086.8
Equitas Small Finance Bank Ltd.	53.6	6131.4	8.7	0	0.8	1.9	0.2	7867.8	8.9	116	-21.1	6.2	872.2
Jana Small Finance Bank Ltd.	373.5	3953.1	8.3	0.5	0.7	7.3	0.7	6374.8	16.2	326.4	-34.9	44.9	15.6
Satin Creditcare Network Ltd.	238.9	2639.3	5	0	0.8	11.6	2.3	3160.9	21.5	332.2	78.5	48.2	296.2

Revenue Mix

Quarterly

Annual

Balance Sheet

Ratios

Cash Flow

Ujjivan Small Finance annual results: revenue, profit, P&L, and margins as of Mar 2026 – 11 year history

Nested row level

Base Level

Reporting Type

Standalone

Cell Data

Actual

Table Settings

YoY & New to Old

CAGR Columns

Select...

Nested row level

Base Level

Export

POSITIVE
Annual Revenue Ujjivan Small Finance Mar-2026 Annual Revenue is Rs 8,039 Cr which is growth of 11.6% YoY.
NEGATIVE
Annual Net Profit Ujjivan Small Finance Mar-2026 Annual Net Profit is Rs 693 Cr which is growth of -4.6% YoY.

Ujjivan Small Finance Bank Ltd., Annual, standalone, All financials are in INR Cr and price data in INR
Indicator	CAGR 3 Yrs	CAGR 5 Yrs	TTM	Mar '26	Mar '25	Mar '24	Mar '23	Mar '22	Mar '21	Mar '20	Mar '19	Mar '18	Mar '17
SR_A Total Rev. Ann. ⌄	19.1%	20.9%	8,962.3	8,039	7,200.6	6,463.9	4,754.2	3,126.1	3,116.9	3,025.8	2,037.6	1,579.4	226.1
TotalOperatingRevenues_A Operating Rev. Ann.	18.5%	19.8%	7,808.6	6,931.5	6,354.4	5,677.2	4,165	2,812.8	2,806.1	2,703.6	1,831.6	1,467.9	212.7
OI_A Other Income Ann.	23.4%	28.9%	1,153.8	1,107.5	846.2	786.8	589.2	313.3	310.8	322.2	206	111.5	13.4
OEXPNS_A Operating Exp. Ann.	22%	21.6%	3,586.7	3,268.4	2,793.2	2,279.1	1,802.1	1,496.4	1,230.1	1,318.6	1,003.4	652.9	111.4
OEXPNS_A Operating Exp. Ann.	22%	21.6%	3,586.7	3,268.4	2,793.2	2,279.1	1,802.1	1,496.4	1,230.1	1,318.6	1,003.4	652.9	111.4
OP_A Operating Profit Ann.	4.8%	16.1%	2,096.2	1,710.1	1,689.2	1,917.1	1,485	590.5	809.3	637.2	309	319.6	5.3
OPMPCT_A OPM Ann. %	-12%	-3.9%		21.27%	23.46%	29.66%	31.24%	18.89%	25.96%	21.06%	15.17%	20.24%	2.36%
TotalExpenses_A Total Exp. Ann. ⌄	26.2%	18.8%		7,346.3	6,474.5	5,182.4	3,654.3	3,540.7	3,108.6	2,675.9	1,838.4	1,572.5	226.1
OtherExpenses_A Other Exp. Ann.	-	-	1,627.1	-	-	-	-	-	-	-	-	-	-
EmployeeBenefitExpenses_A Employee Exp. Ann.	24.9%	19.1%	1,959.6	1,791	1,499.5	1,183.2	920.3	812.6	748.8	718.5	518.8	360.4	50.7
CostOfPowerPurchased_A Cost Of Power Purchased Ann.	-	-		-	-	-	-	-	-	-	-	-	-
CostOfFuel_A Cost Of Fuel Ann.	-	-		-	-	-	-	-	-	-	-	-	-
EBIDT_A EBITDA Ann.	5.6%	15.9%		1,854.8	1,824	2,015.4	1,575.3	670.9	886.1	709.9	369.6	361	10.4
EBIDTPCT_A EBITDA Ann. margin %	-11.4%	-4.1%		23.07%	25.33%	31.18%	33.14%	21.46%	28.43%	23.46%	18.14%	22.86%	4.61%
INT_A Interest Ann.	27.8%	23.2%	3,279.4	3,060.4	2,718.1	2,267.7	1,467.1	1,039.2	1,077.5	1,070	725.2	606.9	109.4
DEP_A Depr.	17%	13.5%		144.6	134.7	98.3	90.3	80.4	76.8	72.6	60.6	41.4	5.1
PBT_A PBT Ann.	-14.7%	145.6%	1,526.7	911	941.6	1,702.2	1,467.2	-550.4	10.2	466.2	268.4	8.9	0.9
TAX_A Tax Ann.	-15.9%	158.3%	377.4	218.4	215.5	420.7	367.3	-135.8	1.9	116.3	69.2	2	0.9
PAT_A PAT Before ExtraOrdinary Items Ann. ⌄	-14.3%	142.3%		692.6	726.1	1,281.5	1,099.9	-414.6	8.3	349.9	199.2	6.9	0
IncomeMinorityInterest_A Minority Interest Income Ann.	-	-		-	-	-	-	-	-	-	-	-	-
NP_A Net Profit Ann.	-14.3%	142.3%	1,149.3	692.6	726.1	1,281.5	1,099.9	-414.6	8.3	349.9	199.2	6.9	0
NETPCT_A NPM Ann. %	-27.7%	103%		9.99%	11.42%	22.57%	26.40%	-14.73%	0.29%	12.94%	10.87%	0.46%	0.01%
EPS_adj_A EPS Adj. latest Ann.	-13.7%	-		3.6	3.7	6.6	5.6	-2.1	0	1.8	1	0
result_notes Result Notes				Notes		Notes	Notes	Notes	Notes	Notes
Annual_Reports Annual Reports

*All financials are in INR Cr and price data in INR

Add metric to table

Search...

VIEW ALL TABLE IN FINANCIAL PAGE

Total Rev. Ann.

1Y CHG

11.6%

2Y CAGR

11.5%

3Y CAGR

19.1%

5Y CAGR

20.9%

7Y CAGR

21.7%

Total Revenue Annual growth is lower than historical averages.

Net Profit Ann.

1Y CHG

-4.6%

2Y CAGR

-26.5%

3Y CAGR

-14.3%

5Y CAGR

142.3%

7Y CAGR

19.5%

Net Profit Annual is falling faster than historical averages.

Operating Exp. Ann.

1Y CHG

17%

2Y CAGR

19.8%

3Y CAGR

22%

5Y CAGR

21.6%

7Y CAGR

18.4%

Operating Expenses Annual Cr growth is lower than historical averages.

Ujjivan Small Finance IPO Reports

Not RatedPDF

Edelweiss

19 Aug 2021

IPO NotePDF

Geojit BNP Paribas | Target: 0

03 Jan 2020

IPO NotePDF

IDBI Capital

04 Dec 2019

IPO SubscribePDF

WealthyVia

02 Dec 2019

IPO SubscribePDF

Rudra Shares and Stock Brokers Ltd

02 Dec 2019

IPO NotePDF

Aditya Birla Money Limited

02 Dec 2019

IPO NotePDF

Systematix Group

02 Dec 2019

IPO NotePDF

SMC online

02 Dec 2019

IPO NotePDF

LKP Securities

01 Dec 2019

IPO SubscribePDF

Hem Securities

30 Nov 2019

IPO SubscribePDF

Ventura

30 Nov 2019

IPO NotePDF

HDFC Securities

29 Nov 2019

IPO SubscribePDF

ICICI Securities Limited

29 Nov 2019

IPO SubscribePDF

Prabhudas Lilladhar

28 Nov 2019

IPO NotePDF

Prabhudas Lilladhar

28 Nov 2019

Ujjivan Small Finance INFORMATION ON IPO ISSUE

About Ujjivan Small Finance

Ujjivan Small Finance Bank was incorporated on July 4, 2016. The bank is a mass market-focused SFB in India, catering to unserved and underserved segments and committed to building financial inclusion in the country

Object of the Issue

Augmenting the bank's tier - 1 capital base to meet bank's future capital requirements
Meeting the expenses in relation to the issue
Receive the benefits of listing the equity shares on the stock exchanges

Ujjivan Small Finance - PROMOTERS

Name
Ujjivan Financial Services Limited

Ujjivan Small Finance Book Running Lead Manager

Kotak Mahindra Capital Company Limited

ujjivansfb.ipo@kotak.com

IIFL Securities Limited

usfbl.ipo@iiflcap.com

JM Financial Limited

ujjivansfb.ipo@jmfl.com

Ujjivan Small Finance Registrar to the Offer

Karvy Fintech Private Limited

USFB.ipo@karvy.com

Ujjivan Small Finance Strengths

Deep understanding of mass market

The bank is an SFB providing a variety of banking services in mass market customer segments with a focus on serving the financially unserved and underserved segments in India

Strength

Customer centric

The bank served 4.94 million customers as of September 30, 2019, and considers the customers to be the most significant stakeholder at the core of our operations

Strength

Pan-India presence

The bank is among the leading SFBs in terms of branch count and geographical spread across India

Strength

Ujjivan Small Finance Risks

Subject to laws

The bank is subject to stringent regulatory requirements and prudential norms and the inability to comply with such laws, regulations and norms may have an adverse effect on the business

Risk

Limited operating history

The bank has a limited operating history as an SFB and future financial and operational performance cannot be evaluated on account of our evolving and growing operations

Risk

IPO FAQs

The promoter of the company is Ujjivan Financial Services Limited.
The category allocation of qualified institutional buyers is 75.0%, the category allocation of non individual investors or high networth individuals is 15.0% and for retail investors it is 10.0%.
The price band of the IPO is Rs 36.0 - 37.0.
The IPO application opens on Dec 02, 2019 and closes on Dec 04, 2019.
The minimum lot size for the IPO is 400. The maximum lot size for the IPO is 5200.
For all category investors, the minimum application amount for this IPO is Rs. 14,800.0, the maximum value for this IPO is Rs 192,400.0.
This IPO will be allotted on Dec 09, 2019.
The refund will be credited to your account on Dec 10, 2019.
The allotted shares will be credited to your demat on Dec 11, 2019.
Ujjivan Small Finance Bank Ltd.’s shares listed on the stock exchanges on Dec 12, 2019.

Ujjivan Small Finance Bank Ltd. IPO Details

Ujjivan Small Finance IPO SUBSCRIPTION STATUS

Ujjivan Small Finance IPO overall subscription rate was 165.66 times the total available shares

Ujjivan Small Finance IPO retail subscription rate was 48.97 times in the retail segment

Ujjivan Small Finance IPO non-institutional investor subscription rate was 473 times in the non-institutional investor category

Ujjivan Small Finance IPO Qualified Institutional Bidder subscription rate was 110.72 times the available shares for Qualified Institutional Bidder

Ujjivan Small Finance FINANCIALS

Ujjivan Small Finance IPO SUBSCRIPTION STATUS DETAILS

Ujjivan Small Finance had 208.3 M shares on offer

Ujjivan Small Finance IPO offer price was in the range ₹36 - ₹37

Ujjivan Small Finance IPO minimum Investment was ₹14800

Ujjivan Small Finance IPO issue size was ₹ 7,500.0 M - ₹ 7,708.3 M

Ujjivan Small Finance had a minimum lot size of 400 Shares per application

Ujjivan Small Finance NUMBER OF SHARES ON OFFER

Ujjivan Small Finance IPO IMPORTANT DATES

Ujjivan Small Finance IPO subscription opened on 02 Dec 2019, and closed on 04 Dec 2019

IPO allotment for Ujjivan Small Finance was finalized on Monday, 09 Dec 2019

IPO listing for Ujjivan Small Finance was on NSE and BSE on Thursday, 12 Dec 2019

Ujjivan Small Finance IPO LISTING GAINS

Ujjivan Small Finance Peer

Ujjivan Small Finance - Annual

Ujjivan Small Finance annual results: revenue, profit, P&L, and margins as of Mar 2026 – 11 year history

Annual Revenue Ujjivan Small Finance Mar-2026 Annual Revenue is Rs 8,039 Cr which is growth of 11.6% YoY.

Annual Net Profit Ujjivan Small Finance Mar-2026 Annual Net Profit is Rs 693 Cr which is growth of -4.6% YoY.

Ujjivan Small Finance IPO Reports

Ujjivan Small Finance INFORMATION ON IPO ISSUE

About Ujjivan Small Finance

Ujjivan Small Finance Bank was incorporated on July 4, 2016. The bank is a mass market-focused SFB in India, catering to unserved and underserved segments and committed to building financial inclusion in the country

Object of the Issue

Ujjivan Small Finance - PROMOTERS

Ujjivan Small Finance Book Running Lead Manager

Kotak Mahindra Capital Company Limited

IIFL Securities Limited

JM Financial Limited

Ujjivan Small Finance Registrar to the Offer

Karvy Fintech Private Limited

Ujjivan Small Finance Strengths

Deep understanding of mass market

Customer centric

Pan-India presence

Ujjivan Small Finance Risks

Subject to laws

Limited operating history

IPO FAQs

Who is the promoter of Ujjivan Small Finance Bank Ltd.?⌃

The promoter of the company is Ujjivan Financial Services Limited.

What is the allocation for each category of investors in Ujjivan Small Finance Bank Ltd.?⌃

The category allocation of qualified institutional buyers is 75.0%, the category allocation of non individual investors or high networth individuals is 15.0% and for retail investors it is 10.0%.

What is the price band of the Ujjivan Small Finance Bank Ltd. issue?⌃

The price band of the IPO is Rs 36.0 - 37.0.

When does the Ujjivan Small Finance Bank Ltd. IPO open?⌃

The IPO application opens on Dec 02, 2019 and closes on Dec 04, 2019.

What is the lot size for the Ujjivan Small Finance Bank Ltd. IPO?⌃

The minimum lot size for the IPO is 400. The maximum lot size for the IPO is 5200.

What is the minimum and maximum application amount for Ujjivan Small Finance Bank Ltd.’s issue?⌃

For all category investors, the minimum application amount for this IPO is Rs. 14,800.0, the maximum value for this IPO is Rs 192,400.0.

When will the shares of Ujjivan Small Finance Bank Ltd. IPO be allotted?⌃

This IPO will be allotted on Dec 09, 2019.

If I am not allotted shares in Ujjivan Small Finance Bank Ltd. IPO, when will my money be refunded?⌃

The refund will be credited to your account on Dec 10, 2019.

If I get allotted shares in Ujjivan Small Finance Bank Ltd.’s IPO, when will they be credited to my demat account?⌃

The allotted shares will be credited to your demat on Dec 11, 2019.

When was the listing date for Ujjivan Small Finance Bank Ltd.?⌃

Ujjivan Small Finance Bank Ltd.’s shares listed on the stock exchanges on Dec 12, 2019.