1. MARKETS
  2. SECTOR : BANKING AND FINANCE
  3. INDUSTRY : MICROFINANCE INSTITUTIONS
  4. CREDITACCESS GRAMEEN LTD.
CreditAccess Grameen Ltd.
NSE: CREDITACC | BSE: 541770

CreditAccess Grameen Live Share Price Today, Share Analysis and Chart

Mid-range Performer
BasketIn 3 Starfolio Baskets
aboutCreditAccess Grameen Ltd. is a specialized microfinance institution focused on providing financial services to women in rural households. As of FY2025, the company operates as a leading player in the Indian microfinance sector, maintaining a signific... Read More
AUM GrowthCollection Efficiency
Ask AI about CreditAccess Grameen
1102.602.40(0.22%)

32.52% Fall from 52W High

134.8K
NSE+BSE Volume

NSE 13 Nov, 2026 3:31 PM (IST)

Portfolio

Alert

My Notes

Durability score
00 / 100
Valuation Score
00 / 100
Momentum Score
00 / 100
Analyst Price Target
000

17

S

11

W

7

O

2

T

SWOT Analysis

Check Before You Buy

VIEW FULL CHECKLIST

Medium rank

11Positive12Negative

47.8%Pass in checklist

045
55
100

PE Valuation Check

Right Now
Undervalued
169%
1 Year Forward
Undervalued
227.5%
INSIGHTHigh 5Yr PE Avg of 30.0 may distort upside values.

CreditAccess Grameen Stock Price Analysis

Day Price Range

0.2% 1 Day return
1102.6 (LTP)
1,089.21,112.1
LowHigh

Week Price Range

1.8% 1 Week return
1102.6 (LTP)
1,080.81,137.9
LowHigh

Month Price Range

-13.8% 1 Month return
1102.6 (LTP)
993.91,289
LowHigh

52 Week Price Range

-18.7% 1 Year return
1102.6 (LTP)
993.91,634
LowHigh
View full Price History/Seasonality

CreditAccess Grameen Forecaster - Analyst Share Price Target and Estimates

Revenue forecast

Hit

CreditAccess Grameen's Revenue was higher than average estimate 2 times in past 3 years

EPS forecast

CURRENT EPS
48.6
AVG. ESTIMATE
120.3
LOW ESTIMATE
111.9
HIGH ESTIMATE
128.1
CURRENT EPS
AVG. ESTIMATE
Hit

EPS is expected to grow by 147.4% in FY27

Consensus Recommendation

16 ANALYST Recommendations
STRONG BUY

The consensus recommendation from 16 analysts for CreditAccess Grameen is STRONG BUY

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CreditAccess Grameen Technical Analysis

CreditAccess Grameen EMA & SMA

Bearish-2
3 bullish, 5 bearish
Bullish3
Bearish5
5 Day1095.6
10 Day1090.7
12 Day1092.2
20 Day1111.3
26 Day1131.5
50 Day1207.0
100 Day1282.6
200 Day1309.5

CreditAccess Grameen Delivery And Volume

Daily Avg. Delivery Volume %
13 Nov, 202652.7%
Week55.9%
Month50.6%

CreditAccess Grameen Active Candlesticks

Inside Uptrend
Legend
Positive IndicatorNeutral IndicatorNegative Indicator

CreditAccess Grameen Resistance and Support

1101.30
Pivot
First Resistance1113.4
Second Resistance1124.2
Third Resistance1136.3
First Support1090.5
Second Support1078.4
Third Support1067.6
Day RSI43.9
Day MACD-39.4
Day MFI71.8
Day MACD Signal Line-54.6

CreditAccess Grameen Beta

1 Month1.0
1 Year0.8
3 Month0.5
3 Year0.9

CreditAccess Grameen Price Change Analysis

↓-13.8%
Over 1 Month
LowHigh
993.91289
↓-28.5%
Over 3 Months
LowHigh
993.91566.9
↓-17.4%
Over 6 Months
LowHigh
993.91634
↓-18.7%
Over 1 Year
LowHigh
993.91634
All Technicals →

CreditAccess Grameen Shareholding Pattern/ Ownership

Shareholding Summary

Sep 2026
 
NameCategorySharesShares %
Creditaccess India B.V.Promoter102,451,52863.8 %
Government Pension Fund GlobalFii3,321,2802.1 %
Altiva Hybrid Long-Short FundDii3,479,3552.2 %

HISTORICAL PROMOTER HOLDING

HISTORICAL FII HOLDING

HISTORICAL MF HOLDING

All Shareholding details

CreditAccess Grameen Deals - Insider, Bulk, Block and SAST

Client NameDeal TypeActionDateAvg. PriceQuantityExchange
CREDITACCESS INDIA B.V.BlockSell06 Aug 202614823,657,500NSE
BORDER TO COAST EMERGING MARKETS EQUITY FUNDBlockPurchase06 Aug 20261482170,000NSE
AXIS MUTUAL FUNDBlockPurchase06 Aug 20261482170,000NSE
BLACKSTONE DIRECTIONAL MANAGED ACCOUNT PLATFORM MASTER FUNDBlockPurchase06 Aug 20261482635,000NSE
CITIGROUP GLOBAL MARKETS MAURITIUS PRIVATE LIMITEDBlockPurchase06 Aug 20261482170,000NSE
EDELWEISS MUTUAL FUNDBlockPurchase06 Aug 20261482245,000NSE
GOLDMAN SACHS INVESTMENTS MAURITIUS I LIMITEDBlockPurchase06 Aug 20261482641,000NSE
HSBC MUTUAL FUNDBlockPurchase06 Aug 20261482170,000NSE
ICICI PRUDENTIAL MUTUAL FUNDBlockPurchase06 Aug 20261482245,000NSE
MORGAN STANLEY ASIA SINGAPORE PTEBlockPurchase06 Aug 20261482321,000NSE
All deals
All insider trades

CreditAccess Grameen Corporate Actions

CreditAccess Grameen Dividend history and yield

CreditAccess Grameen dividend yields, including actual and adjusted, and dividend history, including announcement, record, and ex-dividend dates. Track CreditAccess Grameen dividend yield over time.

#Ex-Date
Dividend AmountDividend TypeRecord DateInstrument Type
126 Jul 2024
10FINAL26 Jul 2024Equity Share

CreditAccess Grameen Board Meetings

CreditAccess Grameen past and upcoming board meetings.

#Ex-Date
PurposeNotes
122 Oct 2026
Quarterly Results-
224 Jul 2026
Quarterly Results-
308 May 2026
Audited Results-
420 Jan 2026
Quarterly Results & OthersTo consider other business matters.
528 Oct 2025
Quarterly Results-
All Corporate Actions

CreditAccess Grameen Research Reports

CreditAccess Grameen research reports with share price targets, and buy/hold/sell recommendations from top brokers.

#
Date
Broker NameTargetPrice When RecommendedTypeUpsideChange Since RecommendationLinks
125 Oct 2026Deven Choksey
Reco
14781027.4Buy43.86%7.32%pdf
224 Oct 2026ICICI Direct14001027.4Buy36.27%7.32%pdf
322 Oct 2026Axis Direct14051027.4Buy36.75%7.32%pdf
422 Oct 2026Emkay15001027.4Buy46%7.32%pdf
522 Oct 2026ICICI Securities Limited15001027.4Buy46%7.32%pdf
All Reports of CreditAccess

CreditAccess Grameen Corporate Filings

CreditAccess Grameen BSE corporate filings and AGM, press releases, insider trading & SAST, results and corporate actions.

DateAnnouncement TitleDetailsLinks
04 Nov 2026
CreditAccess Grameen Ltd - 541770 - Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
Allotment of Equity Shares under Employee Stock Option Plan of the Company
PDF
03 Nov 2026
CreditAccess Grameen Ltd - 541770 - Change In Corporate Office Address Of Registrar And Share Transfer Agent
Please find enclosed the intimation letter regarding change in RTA corporate office address.
PDF
26 Oct 2026
CreditAccess Grameen Ltd - 541770 - Announcement under Regulation 30 (LODR)-Earnings Call Transcript
Transcript of the Conference Call For Q2 FY27 Results
PDF
23 Oct 2026
CreditAccess Grameen Ltd - 541770 - Announcement under Regulation 30 (LODR)-Newspaper Publication
Please find enclosed the copies of newspaper publications of the unaudited financial results of the quarter and half year ended 30-09-2026.
PDF
22 Oct 2026
CreditAccess Grameen Ltd - 541770 - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Please find enclosed the letter containing audio link of Earnings conference call for Q2 FY 2027.
PDF
VIEW ALL

CreditAccess Grameen Documents

CreditAccess Grameen Earnings Call

CreditAccess Grameen earnings calls, including management commentary and AI-generated summaries.

DateTitleLinks
26 Oct 2026CreditAccess Grameen Ltd - 541770 - Announcement under Regulation 30 (LODR)-Earnings Call TranscriptPdf
22 Oct 2026CreditAccess Grameen Results Earnings Call for Q2FY27AudioVideo
29 Jul 2026CreditAccess Grameen Ltd - 541770 - Announcement under Regulation 30 (LODR)-Earnings Call TranscriptPdf
24 Jul 2026CreditAccess Grameen Ltd - 541770 - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomePdf
24 Jul 2026CreditAccess Grameen Results Earnings Call for Q1FY27AudioVideo
view all

CreditAccess Grameen Annual Reports

CreditAccess Grameen financials, including annual results, balance sheets, and cash flow statements.

DateReport TitleLinks
2026Annual Report Mar-2026Pdf
2025Annual Report Mar-2025Pdf
2024Annual Report Mar-2024Pdf
2023Annual Report Mar-2023Pdf
2022Annual Report Mar-2022Pdf

CreditAccess Grameen Investor Presentations

CreditAccess Grameen investor presentations, including business updates, financial insights, and strategic initiatives.

DateReport TitleLinks
22 Oct 2026CreditAccess Grameen Ltd - 541770 - Announcement under Regulation 30 (LODR)-Investor PresentationPdf
24 Jul 2026CreditAccess Grameen Ltd - 541770 - Announcement under Regulation 30 (LODR)-Investor PresentationPdf
08 May 2026CreditAccess Grameen Ltd - 541770 - Announcement under Regulation 30 (LODR)-Investor PresentationPdf
20 Jan 2026CreditAccess Grameen Ltd - 541770 - Announcement under Regulation 30 (LODR)-Investor PresentationPdf
28 Oct 2025CreditAccess Grameen Ltd - 541770 - Announcement under Regulation 30 (LODR)-Investor PresentationPdf

CreditAccess Grameen - Company Profile

CreditAccess Grameen Management Structure

CreditAccess Grameen management structure with salaries, total experience, and qualifications.

NAMEDESIGNATIONGROSS REMUNERATION ₹(LAC)AS OFHISTORY & DETAILS
Ganesh NarayananExecutive Director,Managing Director,Chief Executive Officer-Mar 26
Mr. Gururaj K S RaoChief Operating Officer-Mar 26
Mr. Firoz AnamChief Risk Officer-Mar 26
Mr. ManjunathaBusiness Head(Lending)-Mar 26
Mr. Venkat NaikBusiness Head(Lending)-Mar 26
Mr. Sundar ArumugamHead(Strategy,Innovation,Retail Finance)-Mar 26
Mr. Nagananda Kumar K NHead(Internal Audit)-Mar 26
Ms. Haridarshini AHead(Operations,Analytics Business Unit)-Mar 26
Mr. Manian RhsHead(Human Resources)-Mar 26
Mr. Murugesh VelusamyHead(Underwriting,Mortgages,Business.)-Mar 26
Mr. Nilesh DalviChief Financial Officer-Mar 26
Mr. Sudesh PuthranChief Technology Officer-Mar 26
Mr. Ravi RathinamChief Information Security Officer-Mar 26
Mr. Gopal ReddyChief Business Officer(Lending,Retail Finance)-Mar 26
Mr. Srivatsa H NChief Business Officer(Lending,Retail Finance)-Mar 26
Deepti RCompany Secretary,Chief Compliance Officer-Mar 26

CreditAccess Grameen Board of Directors

CreditAccess Grameen Board of directors with salaries, total experience, and qualifications.

NAMEPOSITIONGROSS REMUNERATION ₹(LAC)AS OFHISTORY & DETAILS
Ganesh NarayananManaging Director & CEO367.2Mar 26
Manoj KumarChairman & Independent Directo53.2Mar 26
Lilian Jessie PaulIndependent Non Exe. Director50.9Mar 26
Rekha WarriarIndependent Non Exe. Director50.2Mar 26
Massimo VitaNon Executive Director / Nominee26.5Mar 26
SUMIT KUMARNon Executive Director / Nominee18.4Mar 26
Paolo BrichettiVice Chairman (Non-executive)10.9Mar 26
Udaya Kumar HebbarNon Executive Director9.5Mar 26
Deepti RCompany Sec. & Compli. Officer-Mar 26
Website: www.creditaccessgrameen.in

About the company - Business Profile

CreditAccess Grameen Ltd. is a specialized microfinance institution focused on providing financial services to women in rural households. As of FY2025, the company operates as a leading player in the Indian microfinance sector, maintaining a significant presence across 16 states and 1 Union Territory. The business primarily follows a contiguous district-based expansion strategy, utilizing a group-lending model (Grameen model) to provide collateral-free loans for income-generating activities.

Key Points

  • Key Facts:
    • Founded Year: 1991 (Microfinance operations began in 1999).
    • Headquarters: Bengaluru, Karnataka.
    • Parent Company: CreditAccess India N.V.
    • Stock Listing: BSE and NSE (Stock Code: CREDITACC).
    • Core Products: Income Generation Loans (IGL), Family Welfare Loans, Home Improvement Loans, Emergency Loans, and Retail Finance.
  • Operations and Resources:
    • Branch Network: 2,222 branches as of December 2025 (Q3 FY26), up from 2,063 in March 2025.
    • Geographical Reach: Present in 450 districts across India. Major operations are concentrated in Karnataka (380 branches), Maharashtra (342), and Tamil Nadu (328).
    • Infrastructure: Includes 22 regional/divisional offices and 22 processing centers.
  • Revenue and Business Model:
    • Business Model: The company utilizes a joint-liability group (JLG) lending model, primarily targeting rural women. It focuses on high customer retention and deep rural penetration.
    • Total Revenue from Operations (FY2025): ₹57,561.32 million.
    • Profit After Tax (FY2025): ₹5,313.98 million (reflecting a decrease from ₹14,459.28 million in FY2024 due to industry headwinds).
    • Product Mix (Q3 FY26): Income Generation Loans (IGL) represent 82% of the Gross Loan Portfolio (GLP), followed by Retail Finance at 14% and Home Improvement at 3%.
    • Geographical Revenue Contribution (FY2025): Major state-wise borrower distribution includes Karnataka (13.7%), Maharashtra (17.4%), and Tamil Nadu (15.9%) among new additions.
  • Technology and Innovation:
    • Digital Onboarding: 0.75 million new customers were onboarded digitally in FY2025.
    • Cashless Collections: ₹24,064.98 million (10.6% of total collections) were processed through cashless modes.
    • Core Banking: Implementation of an integrated world-standard core banking solution and automated digital applications for branch audits (18,528 audits performed).
  • Employee Metrics:
    • Total Staff: 21,701 as of December 2025, compared to 20,970 in March 2025.
    • Field Officers: 14,463 (Q3 FY26).
    • Attrition Rate: Reported at 28.9% in Q2 FY26.
  • Financial Health and Outlook:
    • Gross Loan Portfolio (GLP): ₹26,566 Crore as of Q3 FY26, showing a 7.1% YoY growth.
    • Asset Quality: GNPA stood at 4.04% in Q3 FY26, with a Provisioning of 4.26%.
    • Capital Adequacy: 26.4% (CRAR) as of December 2025, significantly above regulatory requirements.
    • Credit Rating: AA-/Stable by CRISIL, ICRA, and Ind-Ra.

References

  1. Annual Report May 2025
  2. Investor Presentation Jan 2026
  3. Investor Presentation Oct 2025
  4. Annual Report May 2024

CreditAccess Grameen FAQ

CreditAccess Grameen today is trading in the green, up by 0.22% at ₹1,102.6.
CreditAccess Grameen is currently trading up 0.22% on an intraday basis. In the past week the stock rose 1.8%. Stock has been down 28.51% in the past quarter and fell 18.68% in the past year. You can view this in the share price history/seasonality section.
CreditAccess Grameen is listed on NSE with the ticker CREDITACC and on BSE as 541770. It's currently trading on NSE at a share price of ₹1,102.6 and on BSE with a share price of ₹1,103.6.
The market cap of CreditAccess Grameen is ₹17,703.19 Cr. as of Nov 13, 2026.
CreditAccess Grameen announced a FINAL dividend of 100% which equals ₹10 in Jul 26, 2024.To view the full dividend history of CreditAccess Grameen click here.
CreditAccess Grameen has never issued stock splits or bonus shares since the time of its listing on the BSE/NSE exchanges.
CreditAccess Grameen reported ₹1,904.8 Cr. in revenue, ₹501.57 Cr. in net profit, and ₹1,240.65 Cr. in EBITD as of Oct 22, 2026 for Q2 FY26-27.
According to the predictions of 16 analysts, the share price prediction for CreditAccess Grameen is ₹1,578 with an upside of 43%.
The PE ratio of CreditAccess Grameen is 11.16 as of Nov 13, 2026.
The PB ratio of CreditAccess Grameen is 2.12 as of Nov 13, 2026.
You can view the latest analyst reports on the CreditAccess Grameen reports dashboard. Either click on the Reports tab on this page's sub-header or click here to be directed to the dashboard.
You can set real-time stock alerts on price, volume, SMA, and several other parameters by scrolling to the top of this page and clicking the bell icon on the far right-hand side of the stock overview.
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