1. MARKETS
  2. SECTOR : BANKING AND FINANCE
  3. INDUSTRY : HOUSING FINANCE
  4. LIC HOUSING FINANCE LTD.
LIC Housing Finance Ltd.
NSE: LICHSGFIN | BSE: 500253

LIC Housing Finance Live Share Price Today, Share Analysis and Chart

Mid-range Performer
BasketIn 1 Starfolio Basket
aboutLIC Housing Finance Ltd. (LICHFL) is a major Indian housing finance company, primarily promoted by the Life Insurance Corporation of India (LIC). The company focuses on providing long-term financing for the purchase, construction, and renovation of r... Read More
Asset Quality (NPAs)Disbursement Growth
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493.70-20.30(-3.95%)
1.3M
NSE+BSE Volume

NSE 30 Oct, 2026 3:31 PM (IST)

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Mid-range PerformerThese stocks have average quality, financial and technical momentum, indicating a mid range performerView SimilarEmbed DVM
Analyst Price Target
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14

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11

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SWOT Analysis

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Medium rank

9Positive14Negative

39.1%Pass in checklist

045
55
100

PE Valuation Check

Right Now
Undervalued
62.5%
1 Year Forward
Undervalued
55.4%
INSIGHTLIC Housing Finance is undervalued at both current PE and future earnings estimates.

LIC Housing Finance Stock Price Analysis

Day Price Range

-4.0% 1 Day return
493.7 (LTP)
493.7514.9
LowHigh

Week Price Range

0.8% 1 Week return
493.7 (LTP)
485.2518.6
LowHigh

Month Price Range

-10.0% 1 Month return
493.7 (LTP)
485.2568
LowHigh

52 Week Price Range

-13.4% 1 Year return
493.7 (LTP)
458.9598.2
LowHigh
View full Price History/Seasonality

LIC Housing Finance Forecaster - Analyst Share Price Target and Estimates

Revenue forecast

Hit

LIC Housing Finance's Revenue was higher than average estimate 3 times in past 3 years

EPS forecast

CURRENT EPS
101.7
AVG. ESTIMATE
102.9
LOW ESTIMATE
90
HIGH ESTIMATE
115.1
CURRENT EPS
AVG. ESTIMATE
Hit

EPS is expected to grow by 1.1% in FY27

Consensus Recommendation

25 ANALYST Recommendations
BUY

The consensus recommendation from 25 analysts for LIC Housing Finance is BUY

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LIC Housing Finance Technical Analysis

LIC Housing Finance EMA & SMA

Bearish-8
0 bullish, 8 bearish
Bullish0
Bearish8
5 Day504.1
10 Day509.1
12 Day511.2
20 Day518.1
26 Day521.6
50 Day528.0
100 Day532.4
200 Day538.2

LIC Housing Finance Delivery And Volume

Daily Avg. Delivery Volume %
30 Oct, 202647.0%
Week61.4%
Month51.9%
Legend
Positive IndicatorNeutral IndicatorNegative Indicator

LIC Housing Finance Resistance and Support

500.77
Pivot
First Resistance507.8
Second Resistance522.0
Third Resistance529.0
First Support486.6
Second Support479.6
Third Support465.4
Day RSI38.8
Day MACD-10.3
Day MFI38.1
Day MACD Signal Line-8.2

LIC Housing Finance Beta

1 Month0.0
1 Year0.9
3 Month0.2
3 Year1.3

LIC Housing Finance Price Change Analysis

↓-10.0%
Over 1 Month
LowHigh
485.2568
↓-8.7%
Over 3 Months
LowHigh
485.2579.4
↓-12.2%
Over 6 Months
LowHigh
485.2598.2
↓-13.5%
Over 1 Year
LowHigh
458.9598.2
All Technicals →

LIC Housing Finance Shareholding Pattern/ Ownership

Shareholding Summary

Sep 2026
 
NameCategorySharesShares %
Life Insurance Corporation Of IndiaPromoter248,842,49545.2 %
Bank Muscat India FundFii11,496,0002.1 %
Icici Prudential Multi-Asset FundDii28,503,9735.2 %

HISTORICAL PROMOTER HOLDING

HISTORICAL FII HOLDING

HISTORICAL MF HOLDING

All Shareholding details

LIC Housing Finance Deals - Insider, Bulk, Block and SAST

Client NameDeal TypeActionDateAvg. PriceQuantityExchange
ISHARES CORE EMERGING MARKETS MAURITIUS COBlockSell14 Nov 2022376.40367,624NSE
ISHARES CORE MSCI EMERGING MARKETS ETFBlockPurchase14 Nov 2022376.40367,624NSE
ISHARES CORE EMERGING MARKETS MAURITIUS COBlockSell03 Nov 2022366.65367,625NSE
ISHARES CORE MSCI EMERGING MARKETS ETFBlockPurchase03 Nov 2022366.65367,625NSE
ISHARES INDIA SC MAURITIUS COMPANYBlockSell25 Oct 2022416.05161,706BSE
ISHARES CORE EMERGING MARKETS MAURITIUS COBlockSell25 Oct 2022416.05342,777BSE
ISHARES MSCI INDIA SMALL-CAP ETFBlockPurchase25 Oct 2022416.05161,706BSE
ISHARES CORE MSCI EMERGING MARKETS ETFBlockPurchase25 Oct 2022416.05342,777BSE
ISHARES INDIA SC MAURITIUS COMPANYBlockSell17 Oct 2022405.9580,794BSE
ISHARES CORE EMERGING MARKETS MAURITIUS COBlockSell17 Oct 2022405.95538,625BSE
All deals
All insider trades

LIC Housing Finance Corporate Actions

LIC Housing Finance Dividend history and yield

LIC Housing Finance dividend yields, including actual and adjusted, and dividend history, including announcement, record, and ex-dividend dates. Track LIC Housing Finance dividend yield over time.

#Ex-Date
Dividend AmountDividend TypeRecord DateInstrument Type
121 Aug 2026
10FINAL21 Aug 2026Equity Share
222 Aug 2025
10FINAL22 Aug 2025Equity Share
323 Aug 2024
9FINAL-Equity Share
418 Aug 2023
8.5FINAL-Equity Share
519 Sep 2022
8.5FINAL-Equity Share

LIC Housing Finance Board Meetings

LIC Housing Finance past and upcoming board meetings.

#Ex-Date
PurposeNotes
130 Oct 2026
Quarterly Results-
230 Jul 2026
Quarterly Results-
306 Jul 2026
OthersInter-alia, to consider 1. Determination of the date of 37th Annual General Meeting. 2.Record date for the purpose of determining the eligibility of the members for the dividend payment .
413 May 2026
Audited Results & Final Dividend-
525 Mar 2026
Fund Raising & OtherTo consider other business matters.

LIC Housing Finance Stock Split

LIC Housing Finance stock split details, including announcement, record, and ex-split dates, along with the split ratios

#Ex-Date
Old FVNew FVRecord Date
130 Dec 2010
10231 Dec 2010
All Corporate Actions

LIC Housing Finance Research Reports

LIC Housing Finance research reports with share price targets, and buy/hold/sell recommendations from top brokers.

#
Date
Broker NameTargetPrice When RecommendedTypeUpsideChange Since RecommendationLinks
131 Jul 2026Motilal Oswal
Target
580523.1Neutral10.88%-5.62%pdf
225 Jun 2026Geojit BNP Paribas
Target
621549.85Accumulate12.94%-10.21%pdf
301 Feb 2026Motilal Oswal550496.35Neutral10.81%-0.53%pdf
421 Jan 2026IDBI Capital688517.1Buy33.05%-4.53%pdf
530 Oct 2025Motilal Oswal630570.95Neutral10.34%-13.53%pdf
All Reports of LIC

LIC Housing Finance Corporate Filings

LIC Housing Finance BSE corporate filings and AGM, press releases, insider trading & SAST, results and corporate actions.

DateAnnouncement TitleDetailsLinks
30 Oct 2026
LIC Housing Finance Ltd - 500253 - Announcement under Regulation 30 (LODR)-Investor Presentation
Investor Presentation on the Results for Q2 2026-27
PDF
30 Oct 2026
LIC Housing Finance Ltd - 500253 - Announcement under Regulation 30 (LODR)-Press Release / Media Release
Press Release for the Results for the Q2 2026-27
PDF
30 Oct 2026
LIC Housing Finance Ltd - 500253 - Board Meeting Outcome for Unaudited Financial Results For The Second Quarter And Half Year Ended On September 30, 2026
Unaudited Financial Results for the Second quarter and half year ended on September 30, 2026
PDF
30 Oct 2026
LIC Housing Finance Ltd - 500253 - Unaudited Standalone And Consolidated Financial Results For The Second Quarter And Half Year Ended On September 30, 2026
Unaudited standalone and consolidated Financial Result for Second quarter ended and half year ended on September 30,2026
PDF
28 Oct 2026
LIC Housing Finance Ltd - 500253 - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Prior Intimation of Investor Meet for Q2
PDF
VIEW ALL

LIC Housing Finance DocumentsAsk MarketMind AI

LIC Housing Finance Earnings Call

LIC Housing Finance earnings calls, including management commentary and AI-generated summaries.

DateTitleLinks
05 Aug 2026LIC Housing Finance Ltd - 500253 - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeLink
31 Jul 2026LIC Housing Finance Results Earnings Call for Q1FY27AudioVideo
21 May 2026LIC Housing Finance Ltd - 500253 - Announcement under Regulation 30 (LODR)-Earnings Call TranscriptLink
14 May 2026LIC Housing Finance Results Earnings Call for Q4FY26 & Full YearAudioVideo
04 Feb 2026LIC Housing Finance Ltd - 500253 - Announcement under Regulation 30 (LODR)-Earnings Call TranscriptLink
view all

LIC Housing Finance Annual Reports

LIC Housing Finance financials, including annual results, balance sheets, and cash flow statements.

DateReport TitleLinks
2026Annual Report Mar-2026Link
2025Annual Report Mar-2025Link
2024Annual Report Mar-2024Link
2023Annual Report Mar-2023Link
2022Annual Report Mar-2022Link

LIC Housing Finance Credit Ratings

LIC Housing Finance credit ratings from CRISIL and leading rating agencies, assessing financial stability, investment grade, and related PDF documentation.

DateRating AgencyCompany NameDescriptionLinks
29 Sep 2026crisil ratingsLIC Housing Finance LimitedLIC Housing Finance Limited:Update on LIC Housing Finance LimitedLink
29 Jun 2026crisil ratingsLIC Housing Finance LimitedLIC Housing Finance Limited:Update on LIC Housing Finance LimitedLink
29 May 2026crisil ratingsLIC Housing Finance LimitedINDIA Residential Mortgage Trust 2025 01 :Update For INDIA Residential Mortgage Trust 2025 01 (Originator: LIC Housing Finance Limited)Link
03 May 2026care ratingsLIC Housing Finance Limited-SecuritisationLink
12 Mar 2026crisil ratingsLIC Housing Finance LimitedLIC Housing Finance Limited:Ratings reaffirmed at 'Crisil AAA/Stable/Crisil A1+'; Rated amount enhanced for Bank DebtLink

LIC Housing Finance Investor Presentations

LIC Housing Finance investor presentations, including business updates, financial insights, and strategic initiatives.

DateReport TitleLinks
30 Oct 2026LIC Housing Finance Ltd - 500253 - Announcement under Regulation 30 (LODR)-Investor PresentationLink
30 Jul 2026LIC Housing Finance Ltd - 500253 - Announcement under Regulation 30 (LODR)-Investor PresentationLink
13 May 2026LIC Housing Finance Ltd - 500253 - Announcement under Regulation 30 (LODR)-Investor PresentationLink
30 Jan 2026LIC Housing Finance Ltd - 500253 - Announcement under Regulation 30 (LODR)-Investor PresentationLink
29 Oct 2025LIC Housing Finance Ltd - 500253 - Announcement under Regulation 30 (LODR)-Investor PresentationLink

LIC Housing Finance - Company Profile

LIC Housing Finance Management Structure

LIC Housing Finance management structure with salaries, total experience, and qualifications.

NAMEDESIGNATIONGROSS REMUNERATION ₹(LAC)AS OFHISTORY & DETAILS
Tribhuwan AdhikariExecutive Director,WTD / MD,Chief Executive Officer,Co-Founder & Promoter114.09Mar 26
Ms. Neeta MenghaniGeneral Manager(Recovery)-Mar 26
Mr. Roby Joseph ValolickelDeputy General Manager(Taxation)-Mar 26
Mr. Jimit Narendra ShahChief Information Security Officer-Mar 26
Ms. Aruna H DokeJoint General Manager(Audit)-Mar 26
Mr. R MuraliChief Compliance Officer-Mar 26
Ms. P S Anitha KumariJoint General Manager(CSR,ESG)-Mar 26
Mr. Hitesh B TalrejaJoint General Manager(IT)-Mar 26
Mr.I SreedharJoint General Manager(Marketing Projects)-Mar 26
Mr. J SangameswarChief Risk Officer-Mar 26
Varsha HardasaniCompany Secretary,Compliance Officer-Mar 26
Mr. Manish KumarGeneral Manager(Credit Appraisal, Credit Management, CRM)-Mar 26
Mr. Vikas ChaturvediGeneral Manager(Human Resources,Legal.)-Mar 26
Mr. H J PanchariaGeneral Manager(Accounts,Treasury)-Mar 26
Mr. Sudipto SilGeneral Manager(Project Finance.,Marketing)-Mar 26
Ms. Taruna MalickGeneral Manager(Marketing,Retail, Lead Management and PR & Publicity)-Mar 26
Mr. K P RamakrishnaGeneral Manager(Office Services,Estate and Subsidiary Monitoring)-Mar 26
Mr. Sandeep KumaraChief Operating Officer-Mar 26
Mr. Lokesh MundhraChief Financial Officer-Mar 26

LIC Housing Finance Board of Directors

LIC Housing Finance Board of directors with salaries, total experience, and qualifications.

NAMEPOSITIONGROSS REMUNERATION ₹(LAC)AS OFHISTORY & DETAILS
Tribhuwan AdhikariED / WTD / MD / CEO / Promoter114.09Mar 26
Akshay RoutNon-Exec & Non-Independent Dir22.1Mar 26
J JayanthiIndependent Non Exe. Director22.1Mar 26
ANIL KAULIndependent Non Exe. Director21Mar 26
Ravi Krishan TakkarIndependent Non Exe. Director19.4Mar 26
Ramesh L AdigeIndependent Non Exe. Director18.9Mar 26
Masil Jeya Mohan P.Independent Non Exe. Director17.8Mar 26
P Koteshwara RaoNon-Exec & Non-Independent Dir13.5Mar 26
K P KhandelwalIndependent Non Exe. Director13.4Mar 26
T C Suseel KumarIndependent Non Exe. Director12.4Mar 26
SANJAYKUMAR NANDKISHORE KHEMANIIndependent Non Exe. Director8.9Mar 26
Ratnakar PatnaikNon Independent Non Executive Director / Nominee-Mar 26
Doraiswamy RamchandranChairman / Non Executive Director / Nominee-Mar 26
Varsha HardasaniCompany Sec. & Compli. Officer-Mar 26

LIC Housing Finance Brands

Brands owned by LIC Housing Finance

LOGOBRAND NAME
LIC Housing Finance
Website: www.lichousing.com

About the company - Business Profile

LIC Housing Finance Ltd. (LICHFL) is a major Indian housing finance company, primarily promoted by the Life Insurance Corporation of India (LIC). The company focuses on providing long-term financing for the purchase, construction, and renovation of residential properties for individuals and corporate entities. LICHFL holds a significant market position in the housing finance sector, leveraging its extensive distribution network and the brand equity of its parent company.

Key Points

  • Key Facts: Founded in 1989 and headquartered in Mumbai, LICHFL is a subsidiary of LIC of India, which holds a 45.24% stake. It is listed on the BSE and NSE.
  • Operations and Resources: The company operates through a network of 307 marketing offices and customer service points. Its wholly-owned subsidiary, LICHFL Financial Services Ltd., adds 45 offices to the distribution network.
  • Business Model: LICHFL’s core strength lies in its Individual Home Loan segment, which accounts for over 85% of its total loan portfolio. It serves both salaried and self-employed individuals and is expanding into the affordable housing segment, particularly in Tier 2 and Tier 3 cities.
  • Revenue and Financials (FY2025/9M FY2026):
    • Revenue from Operations: Recorded at ₹21,583.43 crore for 9M FY2026, a 4% increase from ₹20,766.81 crore in 9M FY2025.
    • Net Profit: Stood at ₹4,097.74 crore for 9M FY2026, slightly up from ₹4,061.06 crore in the previous year.
    • Loan Portfolio: The outstanding loan portfolio grew by 5% year-on-year to reach ₹3,14,268 crore as of December 31, 2025.
    • Net Interest Margin (NIM): Reported at 2.69% for Q3 FY2026.
  • Loan Book Composition (as of Dec 31, 2025):
    • Individual Home Loans: 84.6%
    • Non-Housing Individual Loans: 11.0%
    • Project Loans: 2.8%
    • Non-Housing Corporate (NHC) Others: 1.6%
  • Products and Services: Key offerings include individual home loans, Loan Against Property (LAP), non-housing individual loans, and project finance for builders and developers. It recently introduced a dedicated Affordable Housing Finance segment.
  • Liability Profile: The company’s borrowing mix is dominated by Non-Convertible Debentures (NCDs) at 50% and bank borrowings at 38%. The weighted average cost of funds was 7.28% as of December 2025.
  • Subsidiaries:
    • LICHFL Financial Services Ltd.: Focuses on marketing housing loans, insurance products, mutual funds, and fixed deposits.
    • LICHFL Asset Management Company Ltd.: Acts as the investment manager for various schemes, including real estate debt opportunities funds.
    • LICHFL Trustee Company Pvt Ltd.: Oversees trusteeship activities for funds managed by the group.
    • LICHFL Care Homes Ltd.: Establishes and operates assisted living community centers for elderly citizens.
  • Strategic Initiatives: LICHFL aims to increase the share of its affordable housing portfolio from 10% to 25% over the next two to three years. It is also focusing on digital transformation and expanding its presence in the builder and developer finance segments.
  • Asset Quality: As of September 2025, Stage 3 (Non-Performing Assets) was 2.51%, with a Provision Coverage Ratio (PCR) of 53%.

References

  1. Annual Report May 2025
  2. Investor Presentation Jan 2026
  3. Result Jan 2026
  4. Investor Presentation Oct 2025
  5. Annual Report May 2024

LIC Housing Finance FAQ

LIC Housing Finance today is trading in the red, down by 3.95% at ₹493.7.
LIC Housing Finance is currently trading down 3.95% on an intraday basis. In the past week the stock rose 0.76%. Stock has been down 8.73% in the past quarter and fell 13.45% in the past year. You can view this in the share price history/seasonality section.
LIC Housing Finance is listed on NSE with the ticker LICHSGFIN and on BSE as 500253. It's currently trading on NSE at a share price of ₹493.7 and on BSE with a share price of ₹494.75.
The market cap of LIC Housing Finance is ₹27,156.61 Cr. as of Oct 30, 2026.
LIC Housing Finance announced a FINAL dividend of 500% which equals ₹10 in Aug 21, 2026.The last three ex-dates for LIC Housing Finance were Aug 22, 2025, Aug 23, 2024 and Aug 18, 2023. To view the full dividend history of LIC Housing Finance click here.
LIC Housing Finance has never issued bonus shares, but it has issued 1 stock split since its BSE/NSE listing. The latest announcement for LIC Housing Finance stock split was on Dec 30, 2010 at a ratio of 10:2.
LIC Housing Finance reported ₹7,194.43 Cr. in revenue, ₹1,506.45 Cr. in net profit, and ₹6,971.42 Cr. in EBITD as of Oct 30, 2026 for Q2 FY26-27.
According to the predictions of 25 analysts, the share price prediction for LIC Housing Finance is ₹588.24 with an upside of 19%.
The PE ratio of LIC Housing Finance is 4.61 as of Oct 30, 2026.
The PB ratio of LIC Housing Finance is 0.63 as of Oct 30, 2026.
You can view the latest analyst reports on the LIC Housing Finance reports dashboard. Either click on the Reports tab on this page's sub-header or click here to be directed to the dashboard.
You can set real-time stock alerts on price, volume, SMA, and several other parameters by scrolling to the top of this page and clicking the bell icon on the far right-hand side of the stock overview.
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