1. MARKETS
  2. SECTOR : BANKING AND FINANCE
  3. INDUSTRY : FINANCE (INCLUDING NBFCS)
  4. L&T FINANCE LTD.
L&T Finance Ltd.
NSE: LTF | BSE: 533519

L&T Finance Live Share Price Today, Share Analysis and Chart

Mid-range Performer
BasketIn 3 Starfolio Baskets
aboutL&T Finance Ltd. (LTF), a part of the Larsen & Toubro Group, is a prominent Non-Banking Financial Company (NBFC) in India. Classified by the RBI as an Upper Layer NBFC, the company has transitioned significantly towards a retail-focused business mode... Read More
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Ask AI about L&T Finance
251.507.10(2.91%)

New 52W Low in past week

3.6M
NSE+BSE Volume

NSE 02 Nov, 2026 3:31 PM (IST)

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41.5 / 100
Mid-range PerformerThese stocks have average quality, financial and technical momentum, indicating a mid range performerView SimilarEmbed DVM
Analyst Price Target
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21

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SWOT Analysis

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High rank

12Positive11Negative

Pass in checklist52.2%

045
55
100

PE Valuation Check

Right Now
Undervalued
11.5%
1 Year Forward
Undervalued
29.6%
INSIGHTL&T Finance is undervalued at both current PE and future earnings estimates.

L&T Finance Stock Price Analysis

Day Price Range

2.9% 1 Day return
251.5 (LTP)
245.9252
LowHigh

Week Price Range

5.9% 1 Week return
251.5 (LTP)
229.2254.1
LowHigh

Month Price Range

-4.9% 1 Month return
251.5 (LTP)
229.2267.7
LowHigh

52 Week Price Range

-7.0% 1 Year return
251.5 (LTP)
229.2338.6
LowHigh
View full Price History/Seasonality

L&T Finance Forecaster - Analyst Share Price Target and Estimates

Revenue forecast

Miss

L&T Finance's Revenue was lower than average estimate 2 times in past 3 years

EPS forecast

CURRENT EPS
11.9
AVG. ESTIMATE
15.9
LOW ESTIMATE
14.4
HIGH ESTIMATE
16.9
CURRENT EPS
AVG. ESTIMATE
Hit

EPS is expected to grow by 33.7% in FY27

Consensus Recommendation

21 ANALYST Recommendations
BUY

The consensus recommendation from 21 analysts for L&T Finance is BUY

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L&T Finance Technical Analysis

L&T Finance EMA & SMA

Bearish-2
3 bullish, 5 bearish
Bullish3
Bearish5
5 Day247.7
10 Day248.6
12 Day249.8
20 Day255.7
26 Day260.4
50 Day274.2
100 Day284.1
200 Day281.3

L&T Finance Delivery And Volume

Daily Avg. Delivery Volume %
02 Nov, 202652.1%
Week44.7%
Month44.0%

L&T Finance Active Candlesticks

Marubozu Uptrend Belt Hold Uptrend Closing Marubozu Uptrend Long Line Uptrend
Legend
Positive IndicatorNeutral IndicatorNegative Indicator

L&T Finance Resistance and Support

249.80
Pivot
First Resistance253.7
Second Resistance255.9
Third Resistance259.8
First Support247.6
Second Support243.7
Third Support241.5
Day RSI42.3
Day MACD-10.6
Day MFI34.9
Day MACD Signal Line-12.2

L&T Finance Beta

1 Month0.9
1 Year1.6
3 Month1.2
3 Year1.5

L&T Finance Price Change Analysis

↓-4.9%
Over 1 Month
LowHigh
229.2267.7
↓-19.2%
Over 3 Months
LowHigh
229.2327.3
↓-10.1%
Over 6 Months
LowHigh
229.2338.6
↓-7.0%
Over 1 Year
LowHigh
229.2338.6
All Technicals →

L&T Finance Shareholding Pattern/ Ownership

Shareholding Summary

Sep 2026
 
NameCategorySharesShares %
Larsen & Toubro LimitedPromoter1,652,530,12565.9 %
Kotak Contra FundDii73,496,7892.9 %

HISTORICAL PROMOTER HOLDING

HISTORICAL FII HOLDING

HISTORICAL MF HOLDING

All Shareholding details

L&T Finance Deals - Insider, Bulk, Block and SAST

Client NameDeal TypeActionDateAvg. PriceQuantityExchange
BNP PARIBAS FINANCIAL MARKETSBulkSell27 Feb 2026283.9121,458,875NSE
BNP PARIBAS FINANCIAL MARKETSBulkPurchase27 Feb 2026285.941,090NSE
GOLDMAN SACHS BANK EUROPE SEBlockSell13 Nov 2025294.90441,932BSE
BNP PARIBAS FINANCIAL MARKETSBlockPurchase13 Nov 2025294.90441,932BSE
BC ASIA GROWTH INVESTMENTSBlockSell13 Jun 2024170.6020,026,502BSE
BC INVESTMENTS VI LIMITEDBlockSell13 Jun 2024170.6010,306,135BSE
BNP PARIBAS FINANCIAL MARKETSBlockSell13 Jun 2024170.6013,750,998BSE
BNP PARIBAS FINANCIAL MARKETSBlockSell13 Jun 2024170.6012,500,000BSE
BNP PARIBAS FINANCIAL MARKETSBlockSell13 Jun 2024170.608,324,050BSE
BNP PARIBAS FINANCIAL MARKETSBlockSell13 Jun 2024170.606,341,985BSE
All deals
All insider trades

L&T Finance Corporate Actions

L&T Finance Dividend history and yield

L&T Finance dividend yields, including actual and adjusted, and dividend history, including announcement, record, and ex-dividend dates. Track L&T Finance dividend yield over time.

#Ex-Date
Dividend AmountDividend TypeRecord DateInstrument Type
122 May 2026
2.75FINAL22 May 2026Equity Share
227 May 2025
2.75FINAL27 May 2025Equity Share
318 Jun 2024
2.5FINAL18 Jun 2024Equity Share
421 Jul 2023
2FINAL21 Jul 2023Equity Share
501 Jul 2022
0.5FINAL04 Jul 2022Equity Share

L&T Finance Board Meetings

L&T Finance past and upcoming board meetings.

#Ex-Date
PurposeNotes
115 Oct 2026
Quarterly Results-
210 Jul 2026
Quarterly Results-
324 Apr 2026
Audited Results & Final Dividend-
416 Jan 2026
Quarterly Results-
515 Oct 2025
Quarterly Results-

L&T Finance Rights issue

L&T Finance rights issue history, along with record, ex-rights dates, and rights ratios.

#Ex-Date
RatioFace ValuePremiumRecord Date
121 Jan 2021
17.0:74.0105522 Jan 2021
All Corporate Actions

L&T Finance Research Reports

L&T Finance research reports with share price targets, and buy/hold/sell recommendations from top brokers.

#
Date
Broker NameTargetPrice When RecommendedTypeUpsideChange Since RecommendationLinks
118 Oct 2026ICICI Direct
Reco
325253Buy28.46%-0.59%pdf
216 Oct 2026ICICI Securities Limited370253.85Buy45.76%-0.93%pdf
315 Oct 2026Emkay330253.85Buy30%-0.93%pdf
415 Oct 2026Motilal Oswal
Target
330253.85Buy30%-0.93%pdf
511 Jul 2026ICICI Securities Limited
Target
370321.25Buy15.18%-21.71%pdf
All Reports of L&T

L&T Finance Corporate Filings

L&T Finance BSE corporate filings and AGM, press releases, insider trading & SAST, results and corporate actions.

DateAnnouncement TitleDetailsLinks
30 Oct 2026
L&T Finance Ltd - 533519 - Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
Please find intimation for the captioned subject.
PDF
29 Oct 2026
L&T Finance Ltd - 533519 - Disclosure Under Regulation 31A Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015
Please find enclosed disclosure regarding captioned subject.
PDF
26 Oct 2026
L&T Finance Ltd - 533519 - Announcement under Regulation 30 (LODR)-Earnings Call Transcript
Please find attached the intimation regarding the earnings call transcript for Q2FY2026-27.
PDF
21 Oct 2026
L&T Finance Ltd - 533519 - Announcement under Regulation 30 (LODR)-Allotment
Please find enclosed intimation regarding allotment of Non-Convertible Debentures on a private placement basis.
PDF
19 Oct 2026
L&T Finance Ltd - 533519 - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Please find enclosed intimation regarding Analyst meet.
PDF
VIEW ALL

L&T Finance DocumentsAsk MarketMind AI

L&T Finance Earnings Call

L&T Finance earnings calls, including management commentary and AI-generated summaries.

DateTitleLinks
16 Oct 2026L&T Finance Results Earnings Call for Q2FY27AudioVideo
13 Jul 2026L&T Finance Results Earnings Call for Q1FY27AudioVideo
05 May 2026L&T Finance Ltd - 533519 - Announcement under Regulation 30 (LODR)-Earnings Call TranscriptLink
27 Apr 2026L&T Finance Results Earnings Call for Q4FY26 & Full YearAudioVideo
27 Jan 2026L&T Finance Ltd - 533519 - Announcement under Regulation 30 (LODR)-Earnings Call TranscriptLink
view all

L&T Finance Annual Reports

L&T Finance financials, including annual results, balance sheets, and cash flow statements.

DateReport TitleLinks
2026Annual Report Mar-2026Link
2025Annual Report Mar-2025Link
2024Annual Report Mar-2024Link
2023Annual Report Mar-2023Link
2022Annual Report Mar-2022Link

L&T Finance Investor Presentations

L&T Finance investor presentations, including business updates, financial insights, and strategic initiatives.

DateReport TitleLinks
15 Oct 2026L&T Finance Ltd - 533519 - Announcement under Regulation 30 (LODR)-Investor PresentationLink
10 Jul 2026L&T Finance Ltd - 533519 - Announcement under Regulation 30 (LODR)-Investor PresentationLink
24 Apr 2026L&T Finance Ltd - 533519 - Announcement under Regulation 30 (LODR)-Investor PresentationLink
16 Jan 2026L&T Finance Ltd - 533519 - Announcement under Regulation 30 (LODR)-Investor PresentationLink
06 Nov 2025L&T Finance Ltd - 533519 - Announcement under Regulation 30 (LODR)-Investor PresentationLink

L&T Finance - Company Profile

L&T Finance Management Structure

L&T Finance management structure with salaries, total experience, and qualifications.

NAMEDESIGNATIONGROSS REMUNERATION ₹(LAC)AS OFHISTORY & DETAILS
Sudipta RoyExecutive Director,Managing Director,Chief Executive Officer-Mar 26
Mr. Sachinn JoshiChief Financial Officer-Mar 26
Mr. Raju DodtiChief Operating Officer-Mar 26
Mr. Abhishek SharmaChief Executive Officer(SME Finance)-Mar 26
Mrs. Sonia KrishnankuttyChief Executive Officer(Rural Finance)-Mar 26
Apurva RathodCompany Secretary,Compliance Officer,Chief Sustainability OFficer-Mar 26
Mr. Asheesh GoelChief Executive Officer(Farmer Finance)-Mar 26
Mr. Debarag BanerjeeChief Data & AI Officer-Mar 26
Mr. Ramesh AithalChief Digital Officer-Mar 26
Mr. Jinesh ShahChief Executive Officer(Urban Secured Assets & 3rd Party Products)-Mar 26
Mr. Manish Kumar GuptaChief Executive Officer(Urban Unsec. Assets, Payments&Digital Part.)-Mar 26
Mrs. Kavita JagtianiChief Marketing Officer-Mar 26

L&T Finance Board of Directors

L&T Finance Board of directors with salaries, total experience, and qualifications.

NAMEPOSITIONGROSS REMUNERATION ₹(LAC)AS OFHISTORY & DETAILS
Sudipta RoyManaging Director & CEO508Mar 26
Rajani R GupteIndependent Non Exe. Director37.25Mar 26
Nishi VasudevaIndependent Non Exe. Director36.95Mar 26
RAHAVANIndependent Non Exe. Director35.7Mar 26
DHANANJAYA ARVIND TAMBEIndependent Non Exe. Director26.9Mar 26
S N SubrahmanyanChairman & Non Executive Dir.-Mar 26
R Shankar RamanNon Executive Director-Mar 26
Apurva RathodCS / CO / Chief Sustainability Officer-Mar 26
Prashant KumarAdditional Director-Mar 26

L&T Finance Brands

Brands owned by L&T Finance

LOGOBRAND NAME
L&T Financial Services
Website: www.ltfs.com

About the company - Business Profile

L&T Finance Ltd. (LTF), a part of the Larsen & Toubro Group, is a prominent Non-Banking Financial Company (NBFC) in India. Classified by the RBI as an Upper Layer NBFC, the company has transitioned significantly towards a retail-focused business model under its Lakshya 2026 strategic framework. LTF provides a diverse range of financial products and services, primarily serving rural and urban markets through extensive digital integration and a pan-India distribution network.

Key Points

  • Key Facts: Founded in 2008 and headquartered in Mumbai, LTF is a subsidiary of Larsen & Toubro Limited. It is listed on the BSE (533519) and NSE (LTF). The company recently changed its name from L&T Finance Holdings Limited to L&T Finance Limited in 2024.
  • Operations and Resources: As of FY26, LTF operates through 2,297 branches and approximately 14,000 distribution touchpoints, serving nearly 2,00,000 villages and over 450 cities/towns across 18 states.
  • Privatization and Ownership: LTF is a private-sector NBFC with its parent company, Larsen & Toubro Limited, holding a controlling stake.
  • Market and Significance: LTF is among the top retail NBFCs in India, holding a dominant position in segments like Farm Equipment Finance, Two-Wheeler Finance, and Microfinance (Joint Liability Group loans).
  • Sustainability and Innovation: The company aims to become Carbon Neutral (Scope 1 and 2) by 2035. Its digital strategy is centered on the PLANET app, which has reached approximately 2.4 crore downloads. It utilizes Project Cyclops, a next-gen underwriting platform, and AI-powered virtual advisors like KAI.
  • Business Model and Strengths: LTF's model is built on "Retailisation," focusing on high-yield retail assets and digital-first customer acquisition. It excels in leveraging its 2.8 crore+ customer database for cross-selling and utilizes data-driven credit underwriting to maintain asset quality.

Revenue and Financial Performance (FY26/Annual)

  • Revenue Breakdown by Business Segment:
    • Retail Finance: Dominates the portfolio with a book size of ₹1,19,508 crore (98% of total book) as of March 31, 2026.
      • Farmer Finance (Farm Equipment): ₹16,671 crore book size.
      • Rural Business Finance: ₹28,976 crore book size.
      • Urban Finance (Two-Wheeler, Personal, Home Loans, SME): ₹55,405 crore book size.
    • Wholesale Finance (Defocus Segment): Reduced to ₹2,220 crore as the company exits infrastructure and real estate finance.
  • Geographical Breakdown: Operates across 18 states with a balanced Rural-to-Urban book ratio of approximately 44:56.
  • Annual Financial Metrics (FY26):
    • Total Income: ₹11,200 crore (14% YoY growth).
    • Interest Income: ₹15,948 crore.
    • Net Profit (PAT): ₹2,644 crore (Highest-ever annual PAT).
    • Return on Equity (ROE): 10.87%.
    • Return on Assets (ROA): 2.44%.

Key Products, Technology, and Partnerships

  • Key Products: Farm Equipment Finance, Two-Wheeler Loans, Rural Group Loans (Microfinance), Personal Loans, Home Loans, and SME Finance.
  • Technology Advancements:
    • PLANET App: Facilitates digital sourcing and collections; contributed to ₹12,700 crore+ in digital sourcing.
    • Project Cyclops: Next-gen 3D underwriting engine for real-time credit decisions.
    • Knowledgeable AI (KAI): AI-powered virtual advisor for customer support.
  • Partnerships: Secured sourcing through mega-partnerships with Big Tech firms like Google Pay, Amazon, and CRED, which contributed to 43% of sourcing in FY26.
  • Employee Count and Trends: Total headcount stood at 36,521 as of FY25. The company emphasizes diversity, with women making up 27% of the Group Executive Committee.

Strategic Initiatives and Future Outlook

LTF is currently executing its Lakshya 2026 plan, which focuses on reaching over 95% retailisation, achieving a sustainable ROA of 2.8% - 3.0%, and maintaining top-tier asset quality (GS3 < 3.0%). The strategy involves "Collection-led disbursements" and enhancing the "Customer Facing App" to drive higher engagement and lower acquisition costs.

References

  1. Annual Report Mar 2024
  2. Annual Report Mar 2025
  3. Investor Presentation Jan 2026
  4. Investor Presentation Apr 2026
  5. Investor Presentation Nov 2025

L&T Finance FAQ

L&T Finance today is trading in the green, up by 2.91% at ₹251.5.
L&T Finance is currently trading up 2.91% on an intraday basis. In the past week the stock rose 5.89%. Stock has been down 19.2% in the past quarter and fell 7.02% in the past year. You can view this in the share price history/seasonality section.
L&T Finance is listed on NSE with the ticker LTF and on BSE as 533519. It's currently trading on NSE at a share price of ₹251.5 and on BSE with a share price of ₹251.
The market cap of L&T Finance is ₹63,036.01 Cr. as of Nov 02, 2026.
L&T Finance announced a FINAL dividend of 27.5% which equals ₹2.75 in May 22, 2026.The last three ex-dates for L&T Finance were May 27, 2025, Jun 18, 2024 and Jul 21, 2023. To view the full dividend history of L&T Finance click here.
L&T Finance has never issued stock splits or bonus shares since the time of its listing on the BSE/NSE exchanges.
L&T Finance reported ₹5,484.23 Cr. in revenue, ₹975.1 Cr. in net profit, and ₹3,361.05 Cr. in EBITD as of Oct 15, 2026 for Q2 FY26-27.
According to the predictions of 21 analysts, the share price prediction for L&T Finance is ₹319.86 with an upside of 27%.
The PE ratio of L&T Finance is 18.42 as of Nov 02, 2026.
The PB ratio of L&T Finance is 2.18 as of Nov 02, 2026.
You can view the latest analyst reports on the L&T Finance reports dashboard. Either click on the Reports tab on this page's sub-header or click here to be directed to the dashboard.
You can set real-time stock alerts on price, volume, SMA, and several other parameters by scrolling to the top of this page and clicking the bell icon on the far right-hand side of the stock overview.
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