1. MARKETS
  2. SECTOR : BANKING AND FINANCE
  3. INDUSTRY : BANKS
  4. JAMMU & KASHMIR BANK LTD.
Jammu & Kashmir Bank Ltd.
NSE: J&KBANK | BSE: 532209

Jammu & Kashmir Bank Live Share Price Today, Share Analysis and Chart

Mid-range Performer
aboutJammu & Kashmir Bank Ltd. (J&K Bank) is a private-sector banking institution with a dominant market position in the Union Territories of Jammu & Kashmir and Ladakh. Established in 1938 and headquartered in Srinagar, the bank serves as a universal ban... Read More
Asset Quality (NPAs)
Ask AI about Jammu & Kashmir Bank
121.230.41(0.34%)

39.91% Fall from 52W High

1.7M
NSE+BSE Volume

NSE 04 Nov, 2026 3:58 PM (IST)

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39.5 / 100
Mid-range PerformerThese stocks have average quality, financial and technical momentum, indicating a mid range performerView SimilarEmbed DVM
Analyst Price Target
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16

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SWOT Analysis

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Medium rank

11Positive15Negative

42.3%Pass in checklist

045
55
100

PE Valuation Check

Right Now
Undervalued
30.7%
1 Year Forward
Undervalued
29.2%
INSIGHTJammu & Kashmir Bank is undervalued at both current PE and future earnings estimates.

Jammu & Kashmir Bank Stock Price Analysis

Day Price Range

0.3% 1 Day return
121.2 (LTP)
119.6121.6
LowHigh

Week Price Range

-2.2% 1 Week return
121.2 (LTP)
116.3123.8
LowHigh

Month Price Range

-13.4% 1 Month return
121.2 (LTP)
111.6143.5
LowHigh

52 Week Price Range

12.7% 1 Year return
121.2 (LTP)
97.4201.8
LowHigh
View full Price History/Seasonality

Jammu & Kashmir Bank Forecaster - Analyst Share Price Target and Estimates

Revenue forecast

Hit

Jammu & Kashmir Bank's Revenue was higher than average estimate 2 times in past 3 years

EPS forecast

CURRENT EPS
21.5
AVG. ESTIMATE
21.2
LOW ESTIMATE
21.2
HIGH ESTIMATE
21.2
CURRENT EPS
AVG. ESTIMATE
Miss

EPS is expected to reduce by 1.2% in FY27

Consensus Recommendation

1 ANALYST Recommendations
STRONG BUY

The consensus recommendation from 1 analyst for Jammu & Kashmir Bank is STRONG BUY

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Jammu & Kashmir Bank Technical Analysis

Jammu & Kashmir Bank EMA & SMA

Bearish-6
1 bullish, 7 bearish
Bullish1
Bearish7
5 Day120.6
10 Day123.3
12 Day124.5
20 Day128.6
26 Day131.0
50 Day137.9
100 Day141.7
200 Day136.8

Jammu & Kashmir Bank Delivery And Volume

Daily Avg. Delivery Volume %
03 Nov, 202649.1%
Week44.0%
Month35.6%

Jammu & Kashmir Bank Active Candlesticks

Highwave Uptrend Long Legged Doji Uptrend Rickshaw Man Uptrend Spinning Top Uptrend Gravestone Doji Shooting Star
Legend
Positive IndicatorNeutral IndicatorNegative Indicator

Jammu & Kashmir Bank Resistance and Support

121.12
Pivot
First Resistance122.2
Second Resistance123.6
Third Resistance124.7
First Support119.7
Second Support118.7
Third Support117.3
Day RSI37.4
Day MACD-6.5
Day MFI22.8
Day MACD Signal Line-5.8

Jammu & Kashmir Bank Beta

1 Month0.9
1 Year1.3
3 Month0.7
3 Year1.4

Jammu & Kashmir Bank Price Change Analysis

↓-13.4%
Over 1 Month
LowHigh
111.6143.5
↓-22.4%
Over 3 Months
LowHigh
111.6164.3
↓-6.0%
Over 6 Months
LowHigh
111.6201.8
↑12.7%
Over 1 Year
LowHigh
97.4201.8
All Technicals →

Jammu & Kashmir Bank Shareholding Pattern/ Ownership

Shareholding Summary

Sep 2026
 
NameCategorySharesShares %
Chief Secretary Jammu And Kashmir GovtPromoter571,404,38051.9 %
Bowhead India FundFii21,967,3912.0 %
Mukul Mahavir AgrawalPublic16,500,0001.5 %
Kotak Mahindra Trustee Co Ltd A/C Kotak Special Opportunities FundDii51,370,1064.7 %

HISTORICAL PROMOTER HOLDING

HISTORICAL FII HOLDING

HISTORICAL MF HOLDING

All Shareholding details

Jammu & Kashmir Bank Deals - Insider, Bulk, Block and SAST

Client NameDeal TypeActionDateAvg. PriceQuantityExchange
GRAVITON RESEARCH CAPITAL LLPBulkSell02 Aug 2024117.455,906,470NSE
GRAVITON RESEARCH CAPITAL LLPBulkPurchase02 Aug 2024117.435,906,470NSE
GRAVITON RESEARCH CAPITAL LLPBulkSell22 Jun 202141.745,134,052NSE
GRAVITON RESEARCH CAPITAL LLPBulkPurchase22 Jun 202141.745,134,052NSE
GRAVITON RESEARCH CAPITAL LLPBulkSell21 Jun 202135.664,929,048NSE
GRAVITON RESEARCH CAPITAL LLPBulkPurchase21 Jun 202135.614,929,048NSE
EAST BRIDGE CAPITAL MASTER FUND I LIMITEDBulkSell27 Apr 202123.677,000,000NSE
EAST BRIDGE CAPITAL MASTER FUND LIMITEDBulkSell18 Feb 202131.0910,125,004NSE
CHETAN RASIKLAL SHAHBulkSell13 Jan 202130.493,684,286NSE
CHETAN RASIKLAL SHAHBulkPurchase13 Jan 202130.553,905,364NSE
All deals
All insider trades

Jammu & Kashmir Bank Corporate Actions

Jammu & Kashmir Bank Dividend history and yield

Jammu & Kashmir Bank dividend yields, including actual and adjusted, and dividend history, including announcement, record, and ex-dividend dates. Track Jammu & Kashmir Bank dividend yield over time.

#Ex-Date
Dividend AmountDividend TypeRecord DateInstrument Type
119 Aug 2025
2.15FINAL19 Aug 2025Equity Share
209 Aug 2024
2.15FINAL-Equity Share
317 Aug 2023
0.5FINAL-Equity Share
411 Jul 2016
1.75FINAL-Equity Share
513 Aug 2015
2.1FINAL-Equity Share

Jammu & Kashmir Bank Board Meetings

Jammu & Kashmir Bank past and upcoming board meetings.

#Ex-Date
PurposeNotes
122 Oct 2026
Quarterly Results-
211 Aug 2026
Raising of capital-
329 Jul 2026
Quarterly Results-
405 May 2026
Audited Results-
520 Jan 2026
Quarterly Results-

Jammu & Kashmir Bank Stock Split

Jammu & Kashmir Bank stock split details, including announcement, record, and ex-split dates, along with the split ratios

#Ex-Date
Old FVNew FVRecord Date
104 Sep 2014
10105 Sep 2014
All Corporate Actions

Jammu & Kashmir Bank Research Reports

Jammu & Kashmir Bank research reports with share price targets, and buy/hold/sell recommendations from top brokers.

#
Date
Broker NameTargetPrice When RecommendedTypeUpsideChange Since RecommendationLinks
113 Jul 2023Edelweiss-70.2Not Rated-72.69%pdf
215 Sep 2020ICICI Securities Limited1817.35Hold3.75%598.73%pdf
312 Feb 2020ICICI Securities Limited2018.05Hold10.8%571.63%pdf
408 Aug 2019ICICI Securities Limited4844.15Hold8.72%174.59%pdf
509 Jun 2019ICICI Securities Limited
Reco
Target
5351.85Hold2.22%133.81%pdf
All Reports of Jammu

Jammu & Kashmir Bank Corporate Filings

Jammu & Kashmir Bank BSE corporate filings and AGM, press releases, insider trading & SAST, results and corporate actions.

DateAnnouncement TitleDetailsLinks
29 Oct 2026
Jammu & Kashmir Bank Ltd - 532209 - CLARIFICATION REGARDING GST TREATMENT OF FUND TRANSFER PRICING (FTP) MECHANISM IN BANKS
Clarification regarding GST Treatment of FTP Mechanism in Banks
PDF
27 Oct 2026
Jammu & Kashmir Bank Ltd - 532209 - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Transcript of Concall held on October 22, 2026
PDF
23 Oct 2026
Jammu & Kashmir Bank Ltd - 532209 - Announcement under Regulation 30 (LODR)-Newspaper Publication
Newspaper Publication
PDF
22 Oct 2026
Jammu & Kashmir Bank Ltd - 532209 - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Audio and Investor Brief of Conference Call held on October 22, 2026
PDF
22 Oct 2026
Jammu & Kashmir Bank Results Earnings Call for Q2FY27
Conference Call with Jammu & Kashmir Bank Management and Analysts on Q2FY27 Performance and Outlook. Listen to the full earnings transcript.
PDF
VIEW ALL

Jammu & Kashmir Bank DocumentsAsk MarketMind AI

Jammu & Kashmir Bank Earnings Call

Jammu & Kashmir Bank earnings calls, including management commentary and AI-generated summaries.

DateTitleLinks
27 Oct 2026Jammu & Kashmir Bank Ltd - 532209 - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeLink
22 Oct 2026Jammu & Kashmir Bank Results Earnings Call for Q2FY27AudioVideo
03 Aug 2026Jammu & Kashmir Bank Ltd - 532209 - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeLink
20 Jan 2026Jammu & Kashmir Bank Results Earnings Call for Q3FY26AudioVideo
25 Jan 2025JAMMU & KASHMIR BANK LTD. - 532209 - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeLink
view all

Jammu & Kashmir Bank Annual Reports

Jammu & Kashmir Bank financials, including annual results, balance sheets, and cash flow statements.

DateReport TitleLinks
2026Annual Report Mar-2026Link
2025Annual Report Mar-2025Link
2024Annual Report Mar-2024Link
2023Annual Report Mar-2023Link
2022Annual Report Mar-2022Link

Jammu & Kashmir Bank Credit Ratings

Jammu & Kashmir Bank credit ratings from CRISIL and leading rating agencies, assessing financial stability, investment grade, and related PDF documentation.

DateRating AgencyCompany NameDescriptionLinks
28 Sep 2026brickwork ratingsThe Jammu Kashmir BankThe Jammu and Kashmir Bank Ltd. Basel III Compliant Additional Tier I Perpetual Bonds \u20b91000 CroreLink
10 Sep 2026care ratingsJammu & Kashmir Bank LimitedLink
10 Jun 2026crisil ratingsThe Jammu and Kashmir Bank LimitedThe Jammu and Kashmir Bank Limited:Ratings reaffirmed at 'Crisil AA-/Stable/Crisil A1+'Link
29 Sep 2025brickwork ratingsThe Jammu and Kashmir Bank Ltd.BASEL lll Compliant Tier II Bond Rating Withdrawn; Basel III Compliant Additional Tier I Perpetual Bonds Rating Reaffirmed;Link
14 Sep 2025care ratingsJammu & Kashmir Bank LimitedLink

Jammu & Kashmir Bank Investor Presentations

Jammu & Kashmir Bank investor presentations, including business updates, financial insights, and strategic initiatives.

DateReport TitleLinks
25 Jul 2025Jammu & Kashmir Bank Ltd - 532209 - Announcement under Regulation 30 (LODR)-Investor PresentationLink
20 Jan 2025JAMMU & KASHMIR BANK LTD. - 532209 - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationLink

Jammu & Kashmir Bank - Company Profile

Jammu & Kashmir Bank Management Structure

Jammu & Kashmir Bank management structure with salaries, total experience, and qualifications.

NAMEDESIGNATIONGROSS REMUNERATION ₹(LAC)AS OFHISTORY & DETAILS
Mr. Narjay GuptaGeneral Manager(Supervision, Control & Audit)-Mar 26
Mr. Riaz Ahmed WaniGeneral Manager,Divisional Head-Mar 26
Mr. Suresh Kumar ChowdharyGeneral Manager(Corporate & International Banking/Forex,Credit Monitoring)-Mar 26
Ms. Anita NehruGeneral Manager(Cross Selling & Digital & Alternate Channels)-Mar 26
Mr. Sanjay GuptaGeneral Manager(Retail,Agriculture & MSME)-Mar 26
Mr. Rakesh Kumar GuptaGeneral Manager(Internal Ombudsman)-Mar 26
Mr. Khursheed MuzaffarGeneral Manager,Head(Divisional)-Mar 26
Mr. Ketan Kumar JoshiGeneral Manager(Finance),Chief Financial Officer-Mar 26
Mr. Aneet Kanwal Singh BageeGeneral Manager(Human Resource Development,CDO)-Mar 26
Mr. Syed Rais MaqboolGeneral Manager(Business Support Division)-Mar 26
Mr. Ajay KohliGeneral Manager(Treasury)-Mar 26
Mr. Rakesh MagotraGeneral Manager(Retail, Agri, MSME, GSS)-Mar 26
Mr. Sunit KumarChief General Manager(Deposits and Institutional Controls)-Mar 26
Mr. Arshad QadriGeneral Manager,Head(Divisional)-Mar 26
Mr. Irfan AnjumGeneral Manager(IAPM & Law)-Mar 26
Mr. Peer Masood AhmadGeneral Manager(Compliance & KYC/AML)-Mar 26
Mr. Ashok GuptaGeneral Manager,Head(Divisional)-Mar 26
Mr. Rakesh KoulGeneral Manager(Human Resources)-Mar 26
Mr. Tariq AliGeneral Manager(Centralised Banking Operations)-Mar 26
Mr. Rajesh Malla TikooChief General Manager(Asset Resolution & Support)-Mar 26
Mr. Imtiyaz Ahmad BhatChief General Manager(Enterprise Strategy & Resource Management)-Mar 26
Mr. Altaf Hussain KiraGeneral Manager,Chief Risk Officer-Mar 26
MOHAMMAD SHAFI MIRCompany Secretary,Compliance Officer-Mar 26
Mr. Ashutosh SareenChief General Manager(Integrated Credit & Markets)-Mar 26
Mrs. Hafeeza RahimGeneral Manager(Vigilance)-Mar 26
Mr. Mohammad Muzaffar WaniGeneral Manager(Strategy & IT (CIO), CC&M/CTO)-Mar 26
Mr. B.L. SainiChief Vigilance Officer-Mar 26

Jammu & Kashmir Bank Board of Directors

Jammu & Kashmir Bank Board of directors with salaries, total experience, and qualifications.

NAMEPOSITIONGROSS REMUNERATION ₹(LAC)AS OFHISTORY & DETAILS
Sudhir GuptaExecutive Director52.11Mar 25
Anand KumarIndependent Director35.2Mar 25
R K ChhibberNon Executive Director32Mar 25
Amitava ChatterjeeManaging Director & Chief Executive Officer27.54Mar 25
Sanjiv DayalNominee (RBI)1.2Mar 25
Shahla AyoubIndependent Director-Mar 25
MANDEEP KUMAR BHANDARINon Executive Director-Mar 25
S KrishnanPart Time Chairman-Mar 25
Mohammad Shafi MirCompany Sec. & Compli. Officer-Mar 25
Arun GandotraAdditional Director-Mar 25
PRAFULLA PREMSUKH CHHAJEDAdditional Director-Mar 25
Shailendra KumarNominee (Govt)-Mar 25
Ashish KundraAdditional Director-Mar 25
Pravin RaghavendraAdditional Director-Mar 25
Website: www.jkbank.com

About the company - Business Profile

Jammu & Kashmir Bank Ltd. (J&K Bank) is a private-sector banking institution with a dominant market position in the Union Territories of Jammu & Kashmir and Ladakh. Established in 1938 and headquartered in Srinagar, the bank serves as a universal bank in its core geography while functioning as a specialized bank in the rest of the country. It is uniquely positioned as a state-owned bank, with the Government of Jammu & Kashmir holding a majority stake. The bank offers a comprehensive range of financial products, including retail and corporate credit, treasury operations, and digital banking services.

Key Points

  • Key Facts:
    • Founded: 1938.
    • Headquarters: Srinagar, Jammu & Kashmir.
    • Stock Listing: Listed on the National Stock Exchange (J&KBANK) and Bombay Stock Exchange (532209).
    • Ownership: The Government of Jammu & Kashmir is the promoter, holding a 59.40% stake as of March 2024.
    • Rating: CRISIL AA-/Stable for long-term deposits and CRISIL A1+ for short-term instruments.
  • Operations and Resources:
    • The bank operates through a network of branches predominantly in J&K and Ladakh, providing it with a significant low-cost CASA (Current Account Savings Account) base.
    • As of September 30, 2025, the bank’s total assets stood at ₹1,74,870.06 crore, with gross advances of ₹1,05,153.30 crore.
  • Business Model and Financial Performance:
    • The bank generates revenue primarily through interest income from advances and investments, supplemented by fee-based income and treasury operations.
    • Revenue Breakdown (FY 2024-25):
      • Retail Banking: ₹10,344.53 crore (the largest segment).
      • Treasury Operations: ₹3,228.23 crore.
      • Corporate/Wholesale Banking: ₹1,367.15 crore.
      • Other Banking Operations: ₹106.50 crore.
    • Profitability: For the financial year ended March 31, 2025, the bank reported a consolidated net profit of ₹2,001.79 crore.
    • Deposit Profile: Total deposits reached ₹1,52,030.16 crore by September 2025, showing steady growth from ₹1,48,569.46 crore in March 2025.
  • Notable Assets and Technology:
    • The bank has focused on enhancing its digital footprint to improve service delivery. Digital banking revenue contributed a specific but small portion (₹0.12 crore) to the audited FY25 figures, indicating an area for expansion.
    • Strategic initiatives include the "Wingman" real-time diagnostics and the "Tripper Dash" TFT display integration for its internal systems.
  • Human Resources:
    • Employee-related expenses for FY 2024-25 were ₹2,780.36 crore, up from ₹2,571.56 crore in the previous year.
    • The bank continues to focus on financial inclusion and empowering entrepreneurial ventures within its core operational territories.
  • Strategic Outlook:
    • The bank is currently executing a growth strategy aimed at maintaining its leadership in J&K while selectively expanding its corporate and retail portfolio in other Indian states.
    • Key focus areas include improving asset quality, maintaining a high Capital Adequacy Ratio (currently at 15.02% as of September 2025), and furthering digital transformation to lower operating costs.

References

  1. Annual Report May 2025
  2. Result Oct 2025
  3. Annual Report May 2024

Jammu & Kashmir Bank FAQ

Jammu & Kashmir Bank today is trading in the green, up by 0.34% at ₹121.23.
Jammu & Kashmir Bank is currently trading up 0.34% on an intraday basis. In the past week the stock fell 2.16%. Stock has been down 22.35% in the past quarter and rose 12.71% in the past year. You can view this in the share price history/seasonality section.
Jammu & Kashmir Bank is listed on NSE with the ticker J&KBANK and on BSE as 532209. It's currently trading on NSE at a share price of ₹121.23 and on BSE with a share price of ₹121.4.
The market cap of Jammu & Kashmir Bank is ₹13,349.64 Cr. as of Nov 04, 2026.
Jammu & Kashmir Bank announced a FINAL dividend of 215% which equals ₹2.15 in Aug 19, 2025.The last three ex-dates for Jammu & Kashmir Bank were Aug 09, 2024, Aug 17, 2023 and Jul 11, 2016. To view the full dividend history of Jammu & Kashmir Bank click here.
Jammu & Kashmir Bank has never issued bonus shares, but it has issued 1 stock split since its BSE/NSE listing. The latest announcement for Jammu & Kashmir Bank stock split was on Sep 04, 2014 at a ratio of 10:1.
Jammu & Kashmir Bank reported ₹4,047.06 Cr. in revenue, ₹552.7 Cr. in net profit, and ₹2,942.65 Cr. in EBITD as of Oct 22, 2026 for Q2 FY26-27.
According to the prediction of 1 analyst, the share price prediction for Jammu & Kashmir Bank is ₹220 with an upside of 81%.
The PE ratio of Jammu & Kashmir Bank is 5.65 as of Nov 04, 2026.
The PB ratio of Jammu & Kashmir Bank is 0.79 as of Nov 04, 2026.
There are no analyst reports for Jammu & Kashmir Bank.
You can set real-time stock alerts on price, volume, SMA, and several other parameters by scrolling to the top of this page and clicking the bell icon on the far right-hand side of the stock overview.
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