- POSITIVE
Quarterly Revenue Indian Overseas Bank Sep-2026 Quarterly Revenue is Rs 10,428 Cr which is growth of 13.2% YoY.
- POSITIVE
Quarterly Net Profit Indian Overseas Bank Sep-2026 Quarterly Net Profit is Rs 1,912 Cr which is growth of 55.9% YoY.
NSE: IOB | BSE: 532388
Indian Overseas Bank Live Share Price Today, Share Analysis and Chart
aboutIndian Overseas Bank (IOB) is a prominent public sector bank in India, established to facilitate foreign exchange and overseas banking operations. It serves a diverse clientele through a comprehensive range of retail, corporate, and social banking se... Read More
28.74-0.51(-1.74%)
2.9M
NSE+BSE Volume
NSE 30 Oct, 2026 3:31 PM (IST)
Value Stock, Under RadarThese stocks score high in quality and valuation, but medium in technicals. Investors may want to wait for the stock to improve momentumView SimilarEmbed DVM
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Indian Overseas Bank Stock Price Analysis
Day Price Range-1.7% 1 Day return | 28.7 (LTP) 28.629.2 LowHigh |
|---|---|
Week Price Range0.2% 1 Week return | 28.7 (LTP) 28.330.5 LowHigh |
Month Price Range-7.2% 1 Month return | 28.7 (LTP) 28.332.4 LowHigh |
52 Week Price Range-28.4% 1 Year return | 28.7 (LTP) 28.341.1 LowHigh |
Competitors/Peers
Revenue Mix
Quarterly
Annual
Balance Sheet
Ratios
Cash Flow
Documents
Indian Overseas Bank quarterly results: revenue, profit, and P&L – 13 quarter history
Nested row level
Base Level
Reporting Type
Standalone
Cell Data
Actual
Table Settings
YoY & New to Old
Nested row level
Base Level
Export
| Indicator | Graph | Sep '26 | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 10,427.9 | 10,937.8 | 9,779.9 | 9,671.6 | 9,214.2 | 8,866.5 | 9,214.7 | 8,409.3 | 8,484.1 | 7,568 | 9,106.3 | 7,437.2 | 6,935.2 | ||
Operating Exp. | 2,077.1 | 3,154.8 | 2,095.6 | 2,194.6 | 2,024.6 | 1,869.2 | 2,086.1 | 1,820.5 | 2,042.5 | 1,798.2 | 3,279.3 | 1,879.1 | 1,782.9 | |
Operating Profit | 3,016.5 | 2,693.1 | 2,665.1 | 2,603.1 | 2,400 | 2,358 | 2,617.9 | 2,266 | 2,128.2 | 1,675.9 | 1,961.1 | 1,780.2 | 1,677.1 | |
Operating Profit Margin % | 32.78% | 30.68% | 31.39% | 31.85% | 30.58% | 31.93% | 34.29% | 31.86% | 31.07% | 25.64% | 29.58% | 28.83% | 28.81% | |
Depr. | ||||||||||||||
Interest | 5,334.3 | 5,090 | 5,019.3 | 4,873.9 | 4,789.7 | 4,639.3 | 4,510.6 | 4,322.8 | 4,313.4 | 4,094 | 3,865.8 | 3,777.9 | 3,475.2 | |
Profit Before Tax | 2,066.4 | 1,859.1 | 1,659.1 | 1,367.5 | 1,727.6 | 1,513.9 | 1,554.5 | 1,237.4 | 981.9 | 738 | 1,193.5 | 1,078.8 | 632.9 | |
Tax | 154 | 199.8 | 153.6 | 2.3 | 501.2 | 402.9 | 503.4 | 363.7 | 204.7 | 105.2 | 385.4 | 356.2 | 8.3 | |
Net Profit | 1,912.4 | 1,659.2 | 1,505.5 | 1,365.1 | 1,226.4 | 1,111 | 1,051.1 | 873.7 | 777.2 | 632.8 | 808.1 | 722.6 | 624.6 | |
EPS Adj. latest | 1 | 0.9 | 0.8 | 0.7 | 0.6 | 0.6 | 0.6 | 0.5 | 0.4 | 0.3 | 0.4 | 0.4 | 0.3 | |
Net profit TTM | 6,442.2 | 5,756.2 | 5,208 | 4,753.7 | 4,262.2 | 3,812.9 | 3,334.7 | 3,091.7 | 2,940.7 | 2,788.1 | 2,655.6 | 2,497.6 | 2,330.2 | |
Basic EPS TTM | 3.4 | 3 | 2.7 | 2.5 | 2.2 | 2 | 1.7 | 1.6 | 1.6 | 1.5 | 1.4 | 1.3 | 1.2 | |
Earnings Transcripts | ||||||||||||||
AI Summary | ||||||||||||||
Results PDF | ||||||||||||||
Result Notes |
*All financials are in INR Cr and price data in INR
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Indian Overseas Bank Technical Analysis
Indian Overseas Bank EMA & SMA
Bearish-8
0 bullish, 8 bearish
Bullish0
Bearish8
| 5 Day | 29.2 |
|---|---|
| 10 Day | 29.6 |
| 12 Day | 29.7 |
| 20 Day | 30.2 |
| 26 Day | 30.5 |
|---|---|
| 50 Day | 31.4 |
| 100 Day | 32.4 |
| 200 Day | 33.9 |
Indian Overseas Bank Delivery And Volume
Daily Avg. Delivery Volume %
30 Oct, 202647.2%
Week29.2%
Month38.0%
Legend
Positive IndicatorNeutral IndicatorNegative Indicator
Indian Overseas Bank Resistance and Support
28.86
Pivot
| First Resistance | 29.1 |
|---|---|
| Second Resistance | 29.5 |
| Third Resistance | 29.8 |
| First Support | 28.5 |
|---|---|
| Second Support | 28.2 |
| Third Support | 27.9 |
| Day RSI | 36.5 |
|---|---|
| Day MACD | -0.8 |
| Day MFI | 59.2 |
| Day MACD Signal Line | -0.6 |
Indian Overseas Bank Beta
| 1 Month | 1 |
|---|---|
| 1 Year | 1.1 |
| 3 Month | 0.7 |
|---|---|
| 3 Year | 1.4 |
Indian Overseas Bank Price Change Analysis
↓-7.2%
Over 1 Month
LowHigh
28.332.4
↓-15.2%
Over 3 Months
LowHigh
28.335
↓-17.9%
Over 6 Months
LowHigh
28.336.5
↓-28.4%
Over 1 Year
LowHigh
28.341.1
Indian Overseas Bank Deals - Insider, Bulk, Block and SAST
| Client Name | Deal Type | Action | Date | Avg. Price | Quantity | Exchange |
|---|---|---|---|---|---|---|
| SWISS FINANCE CORPORATION MAURITIUS LIMITED | Block | Sell | 26 Feb 2009 | 47.25 | 3,604,304 | BSE |
| STANDARD CHARTERED PRIVATE EQUITY MAURITIUS LTD | Block | Purchase | 26 Feb 2009 | 47.25 | 3,604,304 | BSE |
Indian Overseas Bank Corporate Actions
Indian Overseas Bank Dividend history and yield
Indian Overseas Bank dividend yields, including actual and adjusted, and dividend history, including announcement, record, and ex-dividend dates. Track Indian Overseas Bank dividend yield over time.
#Ex-Date | Dividend Amount | Dividend Type | Record Date | Instrument Type |
|---|---|---|---|---|
119 Jun 2014 | 0.5 | FINAL | - | Equity Share |
210 Feb 2014 | 0.7 | INTERIM | 11 Feb 2014 | Equity Share |
320 Jun 2013 | 2 | FINAL | - | Equity Share |
421 Jun 2012 | 4.5 | FINAL | - | Equity Share |
504 Jul 2011 | 5 | FINAL | - | Equity Share |
Indian Overseas Bank Board Meetings
Indian Overseas Bank past and upcoming board meetings.
#Ex-Date | Purpose | Notes |
|---|---|---|
126 Oct 2026 | Quarterly Results | - |
220 Jul 2026 | Quarterly Results | - |
321 May 2026 | Others | Inter alia, to consider and approve Capital Plan of the Bank for FY 2026-27. |
429 Apr 2026 | Audited Results | - |
514 Jan 2026 | Quarterly Results | - |
Indian Overseas Bank Research Reports
Indian Overseas Bank research reports with share price targets, and buy/hold/sell recommendations from top brokers.
# Date | Broker Name | Target | Price When Recommended | Type | Upside | Change Since Recommendation | Links |
|---|---|---|---|---|---|---|---|
| 119 Jan 2026 | AUM Capital | 45 | 34.64 | Buy | 29.91% | -17.03% | |
| 228 Oct 2013 | ICICI Securities Limited | - | - | - | - | -% |
Indian Overseas Bank Corporate Filings
Indian Overseas Bank BSE corporate filings and AGM, press releases, insider trading & SAST, results and corporate actions.
| Date | Announcement Title | Details | Links |
|---|---|---|---|
| 28 Oct 2026 | Indian Overseas Bank - 532388 - Announcement under Regulation 30 (LODR)-Newspaper Publication | Newspaper publication of Financial Results | |
| 27 Oct 2026 | Indian Overseas Bank - 532388 - Announcement under Regulation 30 (LODR)-Change in Management | Change in Chief Financial Officer w.e.f 01.11.2026 | |
| 26 Oct 2026 | Indian Overseas Bank - 532388 - Announcement under Regulation 30 (LODR)-Investor Presentation | Investor Presentation | |
| 26 Oct 2026 | Indian Overseas Bank - 532388 - Announcement under Regulation 30 (LODR)-Press Release / Media Release | Press Release for Financial Results for the quarter and half year ended 30.09.2026 | |
| 26 Oct 2026 | Indian Overseas Bank - 532388 - Compliances-Reg. 54 - Asset Cover details | Security Cover Certificate as on 30.09.2026 |
Indian Overseas Bank Documents
Indian Overseas Bank Earnings Call
Indian Overseas Bank earnings calls, including management commentary and AI-generated summaries.
| Date | Title | Links |
|---|---|---|
| 24 Jul 2026 | Indian Overseas Bank - 532388 - Announcement under Regulation 30 (LODR)-Earnings Call Transcript | Link |
| 20 Jul 2026 | Indian Overseas Bank Results Earnings Call for Q1FY27 | AudioVideo |
| 14 May 2026 | Indian Overseas Bank - 532388 - Announcement under Regulation 30 (LODR)-Earnings Call Transcript | Link |
| 19 Jan 2026 | Indian Overseas Bank - 532388 - Announcement under Regulation 30 (LODR)-Earnings Call Transcript | Link |
| 14 Jan 2026 | Indian Overseas Bank Results Earnings Call for Q3FY26 | AudioVideo |
Indian Overseas Bank Annual Reports
Indian Overseas Bank financials, including annual results, balance sheets, and cash flow statements.
Indian Overseas Bank Credit Ratings
Indian Overseas Bank credit ratings from CRISIL and leading rating agencies, assessing financial stability, investment grade, and related PDF documentation.
| Date | Rating Agency | Company Name | Description | Links |
|---|---|---|---|---|
| 29 Jul 2026 | care ratings | Indian Overseas Bank | Link | |
| 24 Jun 2026 | crisil ratings | Indian Overseas Bank | Indian Overseas Bank:Ratings upgraded to 'Crisil AAA/Crisil AA+/Stable'; FD rating continues on 'Notice of Withdrawal' | Link |
| 09 Feb 2026 | care ratings | Indian Overseas Bank | Link | |
| 18 Nov 2025 | icra ratings | Indian Overseas Bank | [ICRA]AA (Stable) assigned to Basel III Tier II bonds; rating reaffirmed | Link |
| 30 Sep 2025 | care ratings | Indian Overseas Bank | Link |
Indian Overseas Bank Investor Presentations
Indian Overseas Bank investor presentations, including business updates, financial insights, and strategic initiatives.
| Date | Report Title | Links |
|---|---|---|
| 26 Oct 2026 | Indian Overseas Bank - 532388 - Announcement under Regulation 30 (LODR)-Investor Presentation | Link |
| 20 Jul 2026 | Indian Overseas Bank - 532388 - Announcement under Regulation 30 (LODR)-Investor Presentation | Link |
| 30 Apr 2026 | Indian Overseas Bank - 532388 - Announcement under Regulation 30 (LODR)-Investor Presentation | Link |
| 16 Mar 2026 | Indian Overseas Bank - 532388 - Investor Presentation For The Proposed Non Deal Roadshows | Link |
| 14 Jan 2026 | Indian Overseas Bank - 532388 - Announcement under Regulation 30 (LODR)-Investor Presentation | Link |
Indian Overseas Bank - Company Profile
Indian Overseas Bank Management Structure
Indian Overseas Bank management structure with salaries, total experience, and qualifications.
Indian Overseas Bank Board of Directors
Indian Overseas Bank Board of directors with salaries, total experience, and qualifications.
Indian Overseas Bank Brands
Brands owned by Indian Overseas Bank
| LOGO | BRAND NAME |
|---|---|
 | Indian Overseas Bank |
Website: www.iob.in
About the company - Business Profile
Indian Overseas Bank (IOB) is a prominent public sector bank in India, established to facilitate foreign exchange and overseas banking operations. It serves a diverse clientele through a comprehensive range of retail, corporate, and social banking services. The bank maintains a significant domestic footprint alongside a strategic international presence in key financial hubs, including Singapore, Hong Kong, Thailand, and Sri Lanka. As a state-controlled entity, it plays a critical role in national financial inclusion initiatives and core sector lending.
Key Points
Key Facts
- Founded Year: 1937 (Nationalized in 1969).
- Headquarters: Chennai, Tamil Nadu.
- Stock Listing: Listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE).
- Ownership: The Government of India is the majority shareholder (96.38% as of December 2025).
Operations and Resources
- Network: As of December 31, 2025, the bank operates 3,438 domestic branches, 3,622 ATMs/CRs, and 11,959 Business Correspondents (BCs).
- Global Presence: Maintains overseas branches in Singapore, Hong Kong, Colombo, and Bangkok.
- Business Scale: Global business reached ₹6,44,276 crore as of December 2025, with global deposits at ₹3,49,302 crore and global advances at ₹2,94,974 crore.
Revenue and Financial Breakdown (FY2024-25) The following data reflects the standalone performance for the full year ended March 31, 2025:
- Total Income: ₹33,676 crore.
- Net Interest Income (NII): ₹10,890 crore.
- Net Profit: ₹3,335 crore (growing to ₹3,703 crore for the 9-month period ending December 2025).
- Segment Revenue (FY25):
- Treasury: ₹7,991.43 crore.
- Corporate/Wholesale Banking: ₹9,631.31 crore.
- Retail Banking: ₹14,313.87 crore.
- Other Banking Operations: ₹640.60 crore.
- Profitability Metrics: Net Interest Margin (NIM) stood at 3.32% globally and 3.42% domestically as of December 2025.
Business Model and Assets
- Asset Quality: Significant improvement in credit health with Gross Non-Performing Assets (GNPA) at 1.54% and Net NPA (NNPA) at 0.24% as of December 2025. Provision Coverage Ratio (PCR) is high at 97.49%.
- CASA Ratio: Maintained a stable low-cost deposit base with a CASA ratio of 40.85% as of December 2025.
- Loan Portfolio (March 2024 data): Retail (22%), Corporate (25%), MSME (19%), Agriculture (26%), and Overseas (8%).
Innovation and Sustainability
- Digital Growth: UPI transactions reached 35,655 lakhs in the 9-month period ending December 2025, compared to 39,385 lakhs for the full FY2024-25.
- Environmental Initiatives: Signatory of the Partnership for Carbon Accounting Financials (PCAF). Offers "IOB Tejas" for renewable solar energy equipment and "IOB Green Deposit Scheme" with higher interest rates for senior citizens.
- Strategic Focus: Current initiatives include "Navigate the Report" frameworks focusing on ESG oversight, data privacy, and systematic risk management.
Management and Workforce
- Leadership: Led by Shri Ajay Kumar Srivastava (Managing Director & CEO).
- Remuneration: In FY2024-25, the MD & CEO's remuneration was ₹64.41 lakh, up from ₹40.80 lakh in the previous year.
- Subsidiaries & Associates: Major associate includes Odisha Gramya Bank; joint venture includes India International Bank (Malaysia) Berhad.
References