- POSITIVE
Quarterly Revenue Aditya Birla Capital Sep-2026 Quarterly Revenue is Rs 5,541 Cr which is growth of 22.5% YoY.
- POSITIVE
Quarterly Net Profit Aditya Birla Capital Sep-2026 Quarterly Net Profit is Rs 1,237 Cr which is growth of 35.0% YoY.
NSE: ABCAPITAL | BSE: 540691
Aditya Birla Capital Live Share Price Today, Share Analysis and Chart
aboutAditya Birla Capital Ltd. (ABCL) is a systemically important non-deposit-taking Non-Banking Financial Company (NBFC) and serves as the holding company for the financial services businesses of the Aditya Birla Group. The company provides a comprehensi... Read More
377.608.15(2.21%)
2.8M
NSE+BSE Volume
NSE 02 Nov, 2026 12:32 PM (IST)
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Aditya Birla Capital Stock Price Analysis
Day Price Range2.2% 1 Day return | 377.6 (LTP) 362.8378.4 LowHigh |
|---|---|
Week Price Range8.7% 1 Week return | 377.6 (LTP) 334.4379.5 LowHigh |
Month Price Range0.7% 1 Month return | 377.6 (LTP) 334.4387.2 LowHigh |
52 Week Price Range16.5% 1 Year return | 377.6 (LTP) 287.7430.7 LowHigh |
Aditya Birla Capital Forecaster - Analyst Share Price Target and Estimates
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14 ANALYST Recommendations
STRONG BUY
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Aditya Birla Capital quarterly results: revenue, profit, and P&L – 13 quarter history
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| Indicator | Graph | Sep '26 | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 5,541.5 | 5,000.6 | 4,583.8 | 4,435.7 | 4,524.1 | 4,041.5 | 3,878.9 | 33.1 | 524.3 | 61 | 667.9 | 48.6 | 134.4 | ||
Operating Exp. | 745.1 | 742 | 725.7 | 651.8 | 673.3 | 526.6 | 532.9 | 12.5 | 25.2 | 14 | 27.7 | 14.5 | 13.3 | |
Operating Profit | 4,389.1 | 3,848.2 | 3,477.8 | 3,308.7 | 3,455.3 | 3,084.3 | 2,968.1 | 20.3 | 497.1 | 46.8 | 640.1 | 33.7 | 120.8 | |
Operating Profit Margin % | 79.90% | 77.12% | 76.06% | 75.48% | 76.66% | 76.91% | 77.02% | 61.79% | 95.18% | 76.95% | 95.86% | 69.69% | 90.06% | |
Depr. | 40.9 | 37 | 37.3 | 37.1 | 37 | 35.3 | 35.6 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | |
Interest | 2,736.2 | 2,645.3 | 2,409.4 | 2,321.7 | 2,208.2 | 2,172.7 | 2,079.4 | 0 | 0 | 0 | 0 | 0 | 0.1 | |
Profit Before Tax | 1,660 | 1,176.5 | 1,043 | 990.2 | 1,227.1 | 907.7 | 878.7 | 20.3 | 498.9 | 46.8 | 640.1 | 33.7 | 120.8 | |
Tax | 422.8 | 283.5 | 266 | 249.9 | 310.8 | 232 | 225 | 6.8 | 95.9 | 9.1 | 43 | 8.1 | 29.8 | |
Net Profit | 1,237.2 | 893.1 | 777 | 740.3 | 916.3 | 675.7 | 653.6 | 13.5 | 403 | 37.7 | 597.1 | 25.6 | 91.1 | |
EPS Adj. latest | 4.5 | 3.3 | 2.8 | 2.7 | 3.4 | 2.5 | 2.4 | 0.1 | 1.5 | 0.1 | 2.2 | 0.1 | 0.3 | |
Net profit TTM | 3,647.6 | 3,326.7 | 3,109.3 | 2,985.9 | 2,259.1 | 1,745.8 | 1,107.8 | 1,051.3 | 1,063.4 | 751.5 | 714.3 | 194.1 | 167.6 | |
Basic EPS TTM | 13.3 | 12.2 | 11.9 | 11.4 | 8.7 | 6.7 | 4.3 | 4 | 4.1 | 2.9 | 2.8 | 0.8 | 0.6 | |
Earnings Transcripts | ||||||||||||||
Results PDF |
*All financials are in INR Cr and price data in INR
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Aditya Birla Capital Technical Analysis
Aditya Birla Capital EMA & SMA
Bullish+4
6 bullish, 2 bearish
Bullish6
Bearish2
| 5 Day | 361.3 |
|---|---|
| 10 Day | 362.9 |
| 12 Day | 364.1 |
| 20 Day | 369.1 |
| 26 Day | 372.4 |
|---|---|
| 50 Day | 380.2 |
| 100 Day | 380.3 |
| 200 Day | 364.4 |
Aditya Birla Capital Delivery And Volume
Daily Avg. Delivery Volume %
30 Oct, 202618.6%
Week31.8%
Month52.1%
Legend
Positive IndicatorNeutral IndicatorNegative Indicator
Aditya Birla Capital Resistance and Support
367.48
Pivot
| First Resistance | 381.5 |
|---|---|
| Second Resistance | 393.5 |
| Third Resistance | 407.5 |
| First Support | 355.5 |
|---|---|
| Second Support | 341.5 |
| Third Support | 329.5 |
| Day RSI | 47.6 |
|---|---|
| Day MACD | -8.2 |
| Day MFI | 61.7 |
| Day MACD Signal Line | -8.2 |
Aditya Birla Capital Beta
| 1 Month | 1.2 |
|---|---|
| 1 Year | 1.7 |
| 3 Month | 1.5 |
|---|---|
| 3 Year | 1.5 |
Aditya Birla Capital Price Change Analysis
↑0.7%
Over 1 Month
LowHigh
334.5387.2
↓-6.6%
Over 3 Months
LowHigh
334.5430.7
↑9.3%
Over 6 Months
LowHigh
334.5430.7
↑16.5%
Over 1 Year
LowHigh
287.7430.7
Aditya Birla Capital Deals - Insider, Bulk, Block and SAST
| Client Name | Deal Type | Action | Date | Avg. Price | Quantity | Exchange |
|---|---|---|---|---|---|---|
| PRAZIM TRADING AND INVESTMENT COMPANY PRIVATE LIMITED | Block | Sell | 21 Oct 2026 | 366 | 3,066,761 | NSE |
| PI OPPORTUNITIES AIF V LLP | Block | Purchase | 21 Oct 2026 | 366 | 3,066,761 | NSE |
| BNP PARIBAS FINANCIAL MARKETS | Bulk | Sell | 27 Feb 2026 | 344.50 | 30,609,786 | NSE |
| BNP PARIBAS FINANCIAL MARKETS | Bulk | Purchase | 27 Feb 2026 | 345.27 | 976 | NSE |
| SOCIETE GENERALE | Block | Sell | 04 Feb 2026 | 344 | 2,091,000 | BSE |
| BNP PARIBAS FINANCIAL MARKETS | Block | Purchase | 04 Feb 2026 | 344 | 2,091,000 | BSE |
| JOMEI INVESTMENTS LIMITED | Block | Sell | 28 Oct 2025 | 308 | 26,600,000 | NSE |
| VIRIDIAN ASIA OPPORTUNITIES MASTER FUND | Block | Purchase | 28 Oct 2025 | 308 | 1,651,902 | NSE |
| SOCIETE GENERALE | Block | Purchase | 28 Oct 2025 | 308 | 330,000 | NSE |
| SBI MUTUAL FUND | Block | Purchase | 28 Oct 2025 | 308 | 1,623,377 | NSE |
Aditya Birla Capital Corporate Actions
Aditya Birla Capital Board Meetings
Aditya Birla Capital past and upcoming board meetings.
#Ex-Date | Purpose | Notes |
|---|---|---|
130 Oct 2026 | Quarterly Results | - |
231 Jul 2026 | Quarterly Results | - |
320 May 2026 | To consider raising of funds | - |
404 May 2026 | Audited Results | - |
503 Feb 2026 | Quarterly Results & Fund Raising | - |
Aditya Birla Capital Research Reports
Aditya Birla Capital research reports with share price targets, and buy/hold/sell recommendations from top brokers.
# Date | Broker Name | Target | Price When Recommended | Type | Upside | Change Since Recommendation | Links |
|---|---|---|---|---|---|---|---|
| 101 Aug 2026 | Motilal Oswal Target | 480 | 404.3 | Buy | 18.72% | -6.6% | |
| 204 May 2026 | Motilal Oswal Target | 430 | 345.85 | Buy | 24.33% | 9.18% | |
| 304 May 2026 | ICICI Securities Limited Target | 420 | 360.85 | Buy | 16.39% | 4.64% | |
| 403 Mar 2026 | Motilal Oswal Target | 415 | 321.55 | Buy | 29.06% | 17.43% | |
| 530 Oct 2025 | Motilal Oswal Target | 380 | 324.2 | Buy | 17.21% | 16.47% |
Aditya Birla Capital Corporate Filings
Aditya Birla Capital BSE corporate filings and AGM, press releases, insider trading & SAST, results and corporate actions.
| Date | Announcement Title | Details | Links |
|---|---|---|---|
| 31 Oct 2026 | Aditya Birla Capital Ltd - 540691 - Announcement under Regulation 30 (LODR)-Newspaper Publication | Aditya Birla Capital Limited has informed the exchange regarding the newspaper advertisement for the unaudited financial results for the quarter and half year ended 30 September 2026 | |
| 30 Oct 2026 | Aditya Birla Capital Ltd - 540691 - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome | Audio Recording of Conference Call on the Financial Results (Standalone and Consolidated ) for the quarter ended 30 September 2026 | |
| 30 Oct 2026 | Aditya Birla Capital Results Earnings Call for Q2FY27 | Conference Call with Aditya Birla Capital Management and Analysts on Q2FY27 Performance and Outlook. Listen to the full earnings transcript. | |
| 30 Oct 2026 | Q2FY27 Quarterly Result Announced for Aditya Birla Capital Ltd. | Holding company Aditya Birla Capital announced Q2FY27 results Consolidated Financial Highlights: Revenue from Operations: For Q2FY27, consolidated revenue from operations stood at Rs 14,003.21 crore, registering a sequential growth of 15.02% from Rs 12,179.54 crore in Q1FY27. On a YoY basis, it recorded an increase of 32.17% compared to Rs 10,594.96 crore in Q2FY26. For H1FY27, revenue from operations reached Rs 26,182.75 crore, reflecting a growth of 30.28% YoY from Rs 20,097.65 crore in H1FY26. Total Income: For Q2FY27, total income stood at Rs 14,048.58 crore, climbing by 15.28% QoQ from Rs 12,187.05 crore in Q1FY27. It increased by 32.48% YoY against Rs 10,609.35 crore reported in Q2FY26. For H1FY27, total income stood at Rs 26,235.63 crore, a 30.27% increase YoY compared to Rs 20,140.16 crore in H1FY26. Interest Income: For Q2FY27, interest income was Rs 6,369.37 crore, showing an increase of 6.59% QoQ from Rs 5,975.34 crore in Q1FY27 and a 27.32% increase YoY from Rs 5,002.70 crore in Q2FY26. For H1FY27, it arrived at Rs 12,344.71 crore, growing by 26.28% YoY against Rs 9,777.78 crore in H1FY26. Profit Before Tax (PBT): For Q2FY27, consolidated PBT came in at Rs 1,834.97 crore, rising by 11.83% QoQ from Rs 1,640.87 crore in Q1FY27 and increasing by 42.26% YoY over Rs 1,289.91 crore in Q2FY26. For H1FY27, PBT was Rs 3,475.84 crore, representing a 40.62% YoY expansion from Rs 2,471.85 crore in H1FY26. Profit After Tax (PAT) / Profit for the Period: For Q2FY27, consolidated PAT (before non-controlling interests) stood at Rs 1,353.35 crore, up by 10.58% QoQ from Rs 1,223.85 crore in Q1FY27 and up by 40.86% YoY from Rs 960.75 crore in Q2FY26. The net profit attributable to owners of the company for Q2FY27 was Rs 1,287.68 crore, expanding by 9.62% QoQ from Rs 1,174.70 crore in Q1FY27 and growing by 37.94% YoY from Rs 933.52 crore in Q2FY26. For H1FY27, net profit attributable to owners of the company reached Rs 2,462.38 crore, up by 38.95% YoY from Rs 1,772.15 crore in H1FY26. Earnings Per Share (EPS): For Q2FY27, basic EPS was Rs 4.71 (up by 5.61% QoQ from Rs 4.46 in Q1FY27 and up by 31.93% YoY from Rs 3.57 in Q2FY26). Diluted EPS for Q2FY27 was Rs 4.65 (up by 5.44% QoQ from Rs 4.41 in Q1FY27 and up by 31.36% YoY from Rs 3.54 in Q2FY26). For H1FY27, basic EPS stood at Rs 9.17 (up by 35.05% YoY from Rs 6.79) and diluted EPS stood at Rs 9.08 (up by 35.12% YoY from Rs 6.72). Standalone Financial Highlights: Revenue from Operations: For Q2FY27, standalone revenue from operations stood at Rs 5,493.40 crore, increasing by 10.09% QoQ from Rs 4,990.04 crore in Q1FY27 and 21.88% YoY from Rs 4,507.22 crore in Q2FY26. For H1FY27, it reached Rs 10,483.44 crore, which is an expansion of 23.08% YoY over Rs 8,517.28 crore in H1FY26. Total Income: For Q2FY27, standalone total income arrived at Rs 5,541.46 crore, tracking a sequential growth of 10.82% from Rs 5,000.62 crore in Q1FY27 and a YoY growth of 22.49% against Rs 4,524.07 crore in Q2FY26. For H1FY27, total income was Rs 10,542.08 crore, up by 23.07% YoY from Rs 8,565.59 crore in H1FY26. Interest Income: For Q2FY27, standalone interest income reached Rs 4,883.86 crore, up by 5.46% QoQ from Rs 4,630.92 crore in Q1FY27 and up by 23.90% YoY from Rs 3,941.67 crore in Q2FY26. For H1FY27, it arrived at Rs 9,514.78 crore, up by 23.03% YoY compared to Rs 7,733.82 crore in H1FY26. Profit Before Tax (PBT): For Q2FY27, standalone PBT came in at Rs 1,660.04 crore, reflecting a QoQ increase of 41.10% over Rs 1,176.51 crore in Q1FY27 and a YoY increase of 35.29% over Rs 1,227.05 crore in Q2FY26. For H1FY27, standalone PBT stood at Rs 2,836.55 crore, growing by 32.87% YoY from Rs 2,134.76 crore in H1FY26. Profit After Tax (PAT) / Profit for the Period: For Q2FY27, standalone PAT stood at Rs 1,237.23 crore, growing sequentially by 38.54% from Rs 893.06 crore in Q1FY27 and expanding by 35.03% YoY from Rs 916.28 crore in Q2FY26. For H1FY27, standalone PAT grew by 33.81% YoY to Rs 2,130.29 crore against Rs 1,591.98 crore in H1FY26. Earnings Per Share (EPS): For Q2FY27, standalone basic EPS was Rs 4.52 (up by 33.33% QoQ from Rs 3.39 and up by 28.77% YoY from Rs 3.51). Standalone diluted EPS for Q2FY27 was Rs 4.48 (up by 33.33% QoQ from Rs 3.36 and up by 28.74% YoY from Rs 3.48). For H1FY27, standalone basic EPS stood at Rs 7.94 (up by 30.16% YoY from Rs 6.10) and diluted EPS stood at Rs 7.86 (up by 30.13% YoY from Rs 6.04). Business Highlights & Segment Performance: NBFC Business (Lending excluding Housing Finance): Disbursements: Grew by 12% YoY and 17% sequentially to Rs 24,708 crore in Q2FY27. Assets Under Management (AUM): Grew by 26% YoY and 5% sequentially to Rs 1,76,557 crore in Q2FY27. Profit Before Tax: Grew by 41% YoY and 11% sequentially to Rs 1,352.01 crore during Q2FY27. Segment Revenue: Reached Rs 5,156.64 crore in Q2FY27, up from Rs 4,986.60 crore in Q1FY27 and Rs 4,192.99 crore in Q2FY26. Housing Finance: Disbursements: Grew by 55% YoY and 19% sequentially to Rs 8,957 crore in Q2FY27. AUM: Grew by 50% YoY and 11% sequentially to Rs 57,373 crore as of Q2FY27. Profit Before Tax: Grew by 73% YoY and 12% sequentially to Rs 335.29 crore in Q2FY27. Segment Revenue: Reached Rs 1,400.19 crore in Q2FY27 compared to Rs 1,254.73 crore in Q1FY27 and Rs 978.45 crore in Q2FY26. AMC Business (Asset Management): Average AUM: Mutual fund quarterly average assets under management grew by 4% YoY to Rs 4,41,787 crore in Q2FY27. Equity QAAUM: Grew by 9% YoY to Rs 2,09,230 crore in Q2FY27. Segment Profit Before Tax: Arrived at Rs 296.19 crore in Q2FY27 compared to Rs 406.07 crore in Q1FY27 and Rs 315.60 crore in Q2FY26. Life Insurance Business: Individual First Year Premium: Grew by 25% YoY to Rs 2,342 crore in H1FY27. Group New Business Premium: Increased by 90% YoY to Rs 4,232 crore in H1FY27. Segment Profit Before Tax: Reached Rs 85.28 crore in Q2FY27 against Rs 60.90 crore in Q1FY27 and Rs 66.92 crore in Q2FY26. Segment Revenue: Stood at Rs 7,357.64 crore in Q2FY27. Health Insurance Business: Gross Written Premium: Grew by 48% YoY to Rs 4,543 crore in H1FY27. Segment Revenue: Reached Rs 2,054.73 crore in Q2FY27 against Rs 1,953.80 crore in Q1FY27 and Rs 1,525.40 crore in Q2FY26. Segment Profit Before Tax: Arrived at Rs 25.28 crore in Q2FY27 compared to Rs 15.16 crore in Q1FY27 and Rs 103.02 crore in Q2FY26. Digital & Operational Footprint: D2C Platform (ABCD): The platform features more than 26 products and services, driving about 1.3 crore customer acquisitions as of September 30, 2026. B2B Platform (Udyog Plus): Reached over 24 lakh registrations and achieved an AUM of Rs 7,262 crore as of September 30, 2026. Physical Footprint: Expanded presence to 1,822 branches across all businesses as of September 30, 2026, targeting deeper penetration in tier 3 and tier 4 towns. Result PDF | |
| 30 Oct 2026 | Aditya Birla Capital Ltd - 540691 - Announcement under Regulation 30 (LODR)-Monitoring Agency Report | Monitoring Agency report for the quarter ended September 30, 2026 |
Aditya Birla Capital Documents
Aditya Birla Capital Earnings Call
Aditya Birla Capital earnings calls, including management commentary and AI-generated summaries.
| Date | Title | Links |
|---|---|---|
| 30 Oct 2026 | Aditya Birla Capital Ltd - 540691 - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome | Link |
| 30 Oct 2026 | Aditya Birla Capital Results Earnings Call for Q2FY27 | AudioVideo |
| 06 Aug 2026 | Aditya Birla Capital Ltd - 540691 - Analyst/Investor Meet- Transcript | Link |
| 31 Jul 2026 | Aditya Birla Capital Ltd - 540691 - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome | Link |
| 31 Jul 2026 | Aditya Birla Capital Results Earnings Call for Q1FY27 | AudioVideo |
Aditya Birla Capital Annual Reports
Aditya Birla Capital financials, including annual results, balance sheets, and cash flow statements.
Aditya Birla Capital Credit Ratings
Aditya Birla Capital credit ratings from CRISIL and leading rating agencies, assessing financial stability, investment grade, and related PDF documentation.
| Date | Rating Agency | Company Name | Description | Links |
|---|---|---|---|---|
| 07 Oct 2026 | icra ratings | Aditya Birla Capital Limited | Ratings reaffirmed and assigned for enhanced amount | Link |
| 10 May 2026 | crisil ratings | Aditya Birla Capital Limited | Aditya Birla Capital Limited:'Crisil AAA/Crisil AA+/Stable' assigned to Subordinated Debt and Perpetual Bonds | Link |
| 08 Feb 2026 | icra ratings | Aditya Birla Capital Limited | Ratings reaffirmed and assigned for enhanced amount | Link |
| 21 Jan 2026 | crisil ratings | Aditya Birla Capital Limited | Aditya Birla Capital Limited:'Crisil AA+/Stable' assigned to Perpetual Bonds | Link |
| 29 Sep 2025 | icra ratings | Aditya Birla Capital Limited | Ratings reaffirmed and assigned for enhanced amount | Link |
Aditya Birla Capital Investor Presentations
Aditya Birla Capital investor presentations, including business updates, financial insights, and strategic initiatives.
| Date | Report Title | Links |
|---|---|---|
| 30 Oct 2026 | Aditya Birla Capital Ltd - 540691 - Announcement under Regulation 30 (LODR)-Investor Presentation | Link |
| 31 Jul 2026 | Aditya Birla Capital Ltd - 540691 - Announcement under Regulation 30 (LODR)-Investor Presentation | Link |
| 04 May 2026 | Aditya Birla Capital Ltd - 540691 - Announcement under Regulation 30 (LODR)-Investor Presentation | Link |
| 03 Feb 2026 | Aditya Birla Capital Ltd - 540691 - Announcement under Regulation 30 (LODR)-Investor Presentation | Link |
| 30 Oct 2025 | Aditya Birla Capital Ltd - 540691 - Announcement under Regulation 30 (LODR)-Investor Presentation | Link |
Aditya Birla Capital - Company Profile
Aditya Birla Capital Management Structure
Aditya Birla Capital management structure with salaries, total experience, and qualifications.
Aditya Birla Capital Board of Directors
Aditya Birla Capital Board of directors with salaries, total experience, and qualifications.
Aditya Birla Capital Brands
Brands owned by Aditya Birla Capital
| LOGO | BRAND NAME |
|---|---|
![]() | Aditya Birla Capital Ltd |
Website: www.adityabirlacapital.com
About the company - Business Profile
Aditya Birla Capital Ltd. (ABCL) is a systemically important non-deposit-taking Non-Banking Financial Company (NBFC) and serves as the holding company for the financial services businesses of the Aditya Birla Group. The company provides a comprehensive suite of financial solutions, including lending, asset management, life insurance, and health insurance, catering to diverse customer needs throughout their lifecycles.
Key Points
- Key Facts: Founded in 2007 and headquartered in Mumbai, ABCL is the holding company for the financial services arm of the Aditya Birla Group. It is listed on the BSE and NSE.
- Operations and Resources: As of March 2025, the company operates a nationwide network of 1,623 branches and over 200,000 agents and channel partners. It manages aggregate Assets Under Management (AUM) exceeding ₹5.11 Lakh Crore.
- Ownership: ABCL is a subsidiary of Grasim Industries Limited, part of the Aditya Birla Group. It functions as the umbrella brand for all financial service subsidiaries.
- Market Significance: The company holds a prominent position in the Indian financial landscape, with its subsidiary Aditya Birla Sun Life AMC being the fifth-largest asset management company in India as of March 2024.
- Business Model: ABCL operates through a diversified business model across four core segments: lending, asset management, life insurance, and health insurance. It leverages a "One ABC" approach to cross-sell products and services across its customer base.
- Sustainability and Innovation: The company has launched "ABCD," an integrated omnichannel platform to simplify financial services. It also prioritizes a "Health First" approach in its health insurance segment, using data-driven models to incentivize healthy behavior.
Revenue and Financial Performance (FY25) For the fiscal year ended March 31, 2025, ABCL reported:
- Consolidated Revenue: ₹47,369 Crore (20% y-o-y growth).
- Consolidated Profit After Tax (PAT): ₹3,142 Crore (8% y-o-y growth, excluding one-off items).
- Consolidated Lending Book: ₹1,57,404 Crore (27% y-o-y growth), comprising the NBFC and Housing Finance books.
Segmental Performance
| Segment | Key Metric (FY25) | Growth (y-o-y) |
|---|---|---|
| NBFC (Lending) | Revenue: ₹14,522 Cr; PAT: ₹2,501 Cr | Lending Book: +27% |
| Asset Management | Revenue: ₹1,685 Cr; PAT: ₹944 Cr (Operating) | AUM: +17% |
| Life Insurance | Gross Premium: ₹18,450 Cr (approx) | Individual FYP: Significant growth |
| Health Insurance | Gross Premium: Significant scale-up | Combined Ratio: 111% (9M FY26) |
Key Products and Technology
- ABCD App: A digital-first platform offering over 20 products and services, reaching 1 million registered users within a short span of its launch.
- Udyog Plus: A comprehensive B2B digital platform specifically for MSMEs, integrating lending and value-added services.
- Passive Business: Strong focus on Passive AUM, which reached ₹38,699 Crore by December 2025, marking a 2x growth over two years.
Human Resources and Strategic Outlook
- Employee Base: Powered by over 60,000 employees across all business units.
- Strategic Initiatives: The company is focused on doubling its NBFC AUM between March 2023 and March 2026. It is also expanding its "B30" (Beyond Top 30 cities) footprint, with over 80% of its 310+ asset management locations situated in these areas.
- Future Outlook: ABCL aims to maximize customer lifetime value through its digital-first strategy and deep integration with the Aditya Birla Group (ABG) ecosystem.
References

