Tata Capital Live Share Price Today, Share Analysis and Chart

Tata Capital Limited has informed the Exchange about Audio Recording of Media Call and Earnings Conference Call held on October 27, 2026.

Tata Capital Limited has informed the Exchange about Monitoring Agency Report for the quarter ended September 30, 2026.

Finance company Tata Capital announced Q2FY27 results Standalone Financial Highlights: Interest Income / Interest Earned: Standalone interest income stood at Rs 6,094.91 crore for Q2FY27, demonstrating a QoQ increase of 6.20% from Rs 5,739.03 crore in Q1FY27 and a YoY growth of 20.85% from Rs 5,043.30 crore in Q2FY26. For H1FY27, interest income reached Rs 11,833.94 crore, rising by 17.16% YoY from Rs 10,100.85 crore in H1FY26. Revenue from Operations: The standalone revenue from operations was Rs 6,710.47 crore in Q2FY27, up 5.94% QoQ from Rs 6,334.12 crore in Q1FY27 and up 20.17% YoY compared to Rs 5,584.16 crore in Q2FY26. For H1FY27, it was recorded at Rs 13,044.59 crore, increasing by 16.90% YoY from Rs 11,158.82 crore in H1FY26. Total Income: Standalone total income recorded for Q2FY27 was Rs 6,724.14 crore, reflecting a 6.11% growth QoQ from Rs 6,336.96 crore in Q1FY27 and a 20.24% increase YoY from Rs 5,592.12 crore in Q2FY26. For H1FY27, total income grew by 16.70% YoY to Rs 13,061.10 crore from Rs 11,192.38 crore in H1FY26. Profit Before Tax (PBT): Standalone PBT stood at Rs 1,516.22 crore in Q2FY27, registering a QoQ expansion of 12.91% against Rs 1,342.89 crore in Q1FY27 and a YoY expansion of 69.73% against Rs 893.31 crore in Q2FY26. H1FY27 standalone PBT increased 72.64% YoY to Rs 2,859.11 crore from Rs 1,656.15 crore in H1FY26. Profit After Tax (PAT): Standalone PAT recorded for Q2FY27 reached Rs 1,143.26 crore, expanding by 14.39% QoQ from Rs 999.44 crore in Q1FY27 and surging by 73.06% YoY from Rs 660.61 crore in Q2FY26. H1FY27 standalone PAT increased 74.39% YoY to Rs 2,142.70 crore from Rs 1,228.69 crore in H1FY26. Earnings Per Share (EPS): Basic and diluted standalone EPS for Q2FY27 stood at Rs 2.10 and Rs 2.70, respectively, compared to Rs 2.35 (both basic and diluted) in Q1FY27, and Rs 1.64 (both basic and diluted) in Q2FY26. For H1FY27, both basic and diluted standalone EPS stood at Rs 5.05 compared to Rs 3.07 in H1FY26. Consolidated Financial Highlights Interest Income / Interest Earned: Consolidated interest income stood at Rs 8,376.12 crore for Q2FY27, recording a QoQ increase of 5.48% from Rs 7,940.86 crore in Q1FY27 and a YoY growth of 19.97% from Rs 6,981.64 crore in Q2FY26. For H1FY27, consolidated interest income reached Rs 16,316.98 crore, rising by 17.28% YoY from Rs 13,913.38 crore in H1FY26. Revenue from Operations: Consolidated revenue from operations was Rs 9,341.81 crore in Q2FY27, growing 5.89% QoQ from Rs 8,821.93 crore in Q1FY27 and rising 20.71% YoY compared to Rs 7,738.96 crore in Q2FY26. For H1FY27, it stood at Rs 18,163.74 crore, increasing by 17.92% YoY from Rs 15,403.55 crore in H1FY26. Total Income: Consolidated total income recorded for Q2FY27 was Rs 9,356.11 crore, showing a 6.01% growth QoQ from Rs 8,825.38 crore in Q1FY27 and a 20.74% increase YoY from Rs 7,749.27 crore in Q2FY26. For H1FY27, consolidated total income grew by 17.75% YoY to Rs 18,181.49 crore from Rs 15,440.92 crore in H1FY26. Profit Before Tax (PBT): Consolidated PBT stood at Rs 2,383.57 crore in Q2FY27, registering a QoQ expansion of 10.40% against Rs 2,159.12 crore in Q1FY27 and a YoY expansion of 58.16% against Rs 1,507.02 crore in Q2FY26. H1FY27 consolidated PBT climbed 57.23% YoY to Rs 4,542.69 crore from Rs 2,889.21 crore in H1FY26. Profit After Tax (PAT): Consolidated PAT recorded for Q2FY27 reached Rs 1,831.88 crore, increasing by 12.51% QoQ from Rs 1,628.18 crore in Q1FY27 and growing by 63.71% YoY from Rs 1,118.97 crore in Q2FY26. H1FY27 consolidated PAT expanded 60.20% YoY to Rs 3,460.06 crore from Rs 2,159.90 crore in H1FY26. Earnings Per Share (EPS): Basic and diluted consolidated EPS for Q2FY27 stood at Rs 3.91, up 7.12% QoQ from Rs 3.65 in Q1FY27 and up 43.22% YoY from Rs 2.73 in Q2FY26. For H1FY27, basic and diluted consolidated EPS reached Rs 7.56 compared to Rs 5.21 in H1FY26. Business Highlights: Strategic Acquisitions: The Company entered into an agreement on July 13, 2026, to acquire an approximate 88.6% stake in Yogakshemam Loans Limited to expand its presence primarily in the gold loan business, with regulatory approvals currently awaited. Project Finance Deployments: As of Q2FY27, projects under implementation dropped to 159 accounts with a total outstanding volume of Rs 8,070.23 crore, down from 192 accounts standing at Rs 7,914.51 crore at the beginning of the quarter. New sanctions net of repayments during the quarter came in at 31 accounts valued at Rs 1,712.21 crore. Co-Lending Arrangements (CLAs): Gross outstanding portfolio under co-lending arrangements stood at Rs 3,259.76 crore across 2,84,401 active outstanding cases with 7 CLA partners as of September 30, 2026. The weighted average interest rate for these arrangements was 23.40%. Total fees paid during the quarter stood at Rs 54.35 crore, while fees charged were Rs 0.26 crore. Asset Quality: Standalone Gross Non-Performing Assets (GNPA) improved to 2.40% in Q2FY27 from 2.45% in Q1FY27 and 2.89% in Q2FY26. Standalone Net Non-Performing Assets (NNPA) dropped to 1.01% in Q2FY27 from 1.07% in Q1FY27 and 1.40% in Q2FY26. Standalone Provision Coverage Ratio (PCR) improved to 58.62% in Q2FY27 against 56.99% in Q1FY27 and 52.45% in Q2FY26. Rajiv Sabharwal, Managing Director & CEO, Tata Capital, said: “We achieved a significant milestone during the quarter, with our loan book crossing Rs 3 trillion, underscoring the scale, diversification and resilience of our franchise. Our AUM stood at Rs 3,08,030 crore, up 26% YoY, while PAT grew 51% YoY to Rs 1,660 crore. Excluding Motor Finance, AUM grew 32% YoY. Asset quality remained stable, reflecting our continued focus on portfolio quality, prudent underwriting and effective collections.” “Artificial intelligence remains a core strategic priority for the organization. During the quarter, we continued to scale AI-led capabilities across onboarding, operations, underwriting, servicing and collections. More than 70% of retail applications are now processed through AI, while AI-assisted underwriting has been adopted across 95%+ of Personal Loan and Business Loan cases, improving processing turnaround time by over 39% and enhancing underwriting productivity. Our AI-powered operations platform has achieved adoption across over 95% of Business Loan, Two-Wheeler and Micro Finance workflows, delivering meaningful gains in productivity, turnaround time and operating efficiency. In customer servicing and collections, AI agents now handle a significant share of customer interactions and early-bucket collections, enabling faster response times, wider customer reach and lower servicing cost. These capabilities are helping us enhance customer experience and build a more scalable growth platform for the future.” “While global uncertainties and evolving market conditions warrant continued vigilance, India’s strong economic fundamentals, structural growth drivers, and rising credit penetration continue to create significant long-term opportunities. We remain focused on pursuing growth in a disciplined manner, while maintaining strong risk management and balance sheet resilience.” Result PDF

Tata Capital Limited has informed the Exchange regarding the Statement of deviation(s) or variation(s) under Regulation 32 of SEBI Listing Regulations.

Tata Capital Limited has informed the Exchange about the Investor Presentation on Unaudited Financial Results of the Company for the quarter and half year ended September 30, 2026.