1. MARKETS
  2. SECTOR : BANKING AND FINANCE
  3. INDUSTRY : FINANCE (INCLUDING NBFCS)
  4. IBL FINANCE LTD.
IBL Finance Ltd.
NSE: IBLFL

IBL Finance Live Share Price Today, Share Analysis and Chart

aboutIBL Finance Ltd. is a fintech-based Non-Banking Financial Company (NBFC) specializing in small-value personal loans. The company leverages a mobile-first approach through its application, providing instant credit solutions primarily to underserved se... Read More
Ask AI about IBL Finance
61.45-0.05(-0.08%)

39.82% Gain from 52W Low

18,000
NSE Volume

NSE 03 Nov, 2026 12:51 PM (IST)

Portfolio

Alert

My Notes

Loading...
-
- / 100
60.5 / 100
Analyst Price Target
No estimates available

13

S

10

W

0

O

0

T

SWOT Analysis

Check Before You Buy

VIEW FULL CHECKLIST

Medium rank

6Positive9Negative

40.0%Pass in checklist

045
55
100

Check P/E Buy Sell Zone

Neutral Zone

59.0 %    into P/E buy sell zone

% time spent below current P/E
020406080100
Strong upside potential
Gains already realized

IBL Finance Stock Price Analysis

Day Price Range

-0.1% 1 Day return
61.4 (LTP)
5964.6
LowHigh

Week Price Range

-0.2% 1 Week return
61.4 (LTP)
58.664.6
LowHigh

Month Price Range

0.7% 1 Month return
61.4 (LTP)
57.364.9
LowHigh

52 Week Price Range

-9.2% 1 Year return
61.4 (LTP)
4472.8
LowHigh
View full Price History/Seasonality

IBL Finance Technical Analysis

IBL Finance EMA & SMA

Bullish+8
8 bullish, 0 bearish
Bullish8
Bearish0
5 Day61.1
10 Day61.3
12 Day61.4
20 Day61.3
26 Day61.3
50 Day60.8
100 Day59.8
200 Day59.2

IBL Finance Delivery And Volume

Daily Avg. Delivery Volume %
02 Nov, 2026100.0%
Week100.0%
Month98.9%

IBL Finance Active Candlesticks

Short Line Uptrend Tristar Uptrend
Legend
Positive IndicatorNeutral IndicatorNegative Indicator

IBL Finance Resistance and Support

61.50
Pivot
First Resistance61.5
Second Resistance61.5
Third Resistance61.5
First Support61.5
Second Support61.5
Third Support61.5
Day RSI50.7
Day MACD0.1
Day MFI33.5
Day MACD Signal Line0.2

IBL Finance Beta

1 Month1.0
1 Year0.2
3 Month0.2
3 Year-

IBL Finance Price Change Analysis

↑0.7%
Over 1 Month
LowHigh
57.364.9
↓-0.2%
Over 3 Months
LowHigh
55.264.9
↓-0.9%
Over 6 Months
LowHigh
54.571.8
↓-9.2%
Over 1 Year
LowHigh
44.072.8
All Technicals →

IBL Finance Shareholding Pattern/ Ownership

Shareholding Summary

Sep 2026
 
NameCategorySharesShares %
Piyush Mansukhbhai PatelPromoter2,921,38611.8 %
Market-Hub Stock Broking Pvt. LtdPublic1,332,0005.4 %

HISTORICAL PROMOTER HOLDING

HISTORICAL FII HOLDING

HISTORICAL MF HOLDING

All Shareholding details

IBL Finance Deals - Insider, Bulk, Block and SAST

Client NameDeal TypeActionDateAvg. PriceQuantityExchange
MULTIPLIER SHARE & STOCK ADVISORS PRIVATE LIMITEDBulkSell25 Jan 202461.20190,000NSE
STATSOL RESEARCH LLPBulkSell23 Jan 202474.39150,000NSE
YUGA STOCKS AND COMMODITIES PRIVATE LIMITED .BulkSell23 Jan 202474.85150,000NSE
MULTIPLIER SHARE & STOCK ADVISORS PRIVATE LIMITEDBulkSell23 Jan 202474.8588,000NSE
MULTIPLIER SHARE & STOCK ADVISORS PRIVATE LIMITEDBulkPurchase23 Jan 202471.26188,000NSE
JAGDISH BABULAL VALANIBulkPurchase23 Jan 202467.79140,000NSE
SETU SECURITIES PVT LTDBulkPurchase16 Jan 202458.44154,000NSE
All deals
All insider trades

IBL Finance Corporate Actions

IBL Finance Board Meetings

IBL Finance past and upcoming board meetings.

#Ex-Date
PurposeNotes
130 Oct 2026
Quarterly Results and Other business mattersTo approve financial results for the period ended September 30, 2026, and other matters.
223 Sep 2026
Quarterly Results & Other business matters-
306 Jun 2026
To consider Fund Raising & OthersTo consider other business matters.
430 Apr 2026
Audited Results & OthersTo consider other business matters.
517 Oct 2025
Quarterly Results & OthersTo consider other business matters.
All Corporate Actions

IBL Finance - Company Profile

IBL Finance Management Structure

IBL Finance management structure with salaries, total experience, and qualifications.

NAMEDESIGNATIONGROSS REMUNERATION ₹(LAC)AS OFHISTORY & DETAILS
Mr. Sunny Rajesh PandyaChief Financial Officer-Mar 26
Dilipbhai ChauhanCompany Secretary,Compliance Officer-Mar 26

IBL Finance Board of Directors

IBL Finance Board of directors with salaries, total experience, and qualifications.

NAMEPOSITIONGROSS REMUNERATION ₹(LAC)AS OFHISTORY & DETAILS
Manish PatelChairman & Managing Director14.83Mar 26
Piyush PatelWhole-time Director14.76Mar 26
Mansukhbhai PatelWhole-time Director11.8Mar 26
Bipin HirparaIndependent Non Exe. Director0.45Mar 26
Hitisha ChanchadIndependent Non Exe. Director0.38Mar 26
Ajaykumar BaldhaNon Executive Director0.24Mar 26
Dilipbhai ChauhanCompany Sec. & Compli. Officer-Mar 26
Website: www.iblfinance.in

About the company - Business Profile

IBL Finance Ltd. is a fintech-based Non-Banking Financial Company (NBFC) specializing in small-value personal loans. The company leverages a mobile-first approach through its application, providing instant credit solutions primarily to underserved segments with limited access to traditional banking.

Key Points

Key Facts

  • Founded Year: 2017 (originally as a private limited company, converted to public in 2023).
  • Headquarters: Surat, Gujarat.
  • Stock Listing: NSE SME (Emerge platform).
  • Core Products: Instant personal loans ranging from ₹2,000 to ₹50,000, with tenures between 3 and 12 months.
  • Technology: Operates through the IBL: Instant Personal Loan mobile application, which uses automated credit scoring and digital verification for rapid disbursements.

Business Model and Operations IBL Finance operates an entirely digital lending model. It is a data-driven entity that utilizes technology-led underwriting to assess creditworthiness based on non-traditional data points.

  • Direct-to-Consumer: The company bypasses physical branch requirements by acquiring and servicing customers through its app.
  • Automated Lending: The platform features an automated "Fintech" ecosystem that handles the end-to-end loan lifecycle, from lead generation and KYC (Know Your Customer) to credit scoring and disbursement.
  • Market Focus: Targets the low-ticket personal loan segment, addressing the immediate liquidity needs of the retail population.

Financial Performance (FY24)

  • Total Revenue: ₹26.11 crore (primarily from interest income and processing fees).
  • Profit After Tax (PAT): ₹3.11 crore.
  • Disbursement Growth: As of late 2023, the company had disbursed over 1.63 lakh loans, totaling more than ₹71 crore.
  • Geographical Reach: While headquartered in Surat, the digital nature of its platform allows it to serve customers across various Indian states, though it maintains a strong operational footprint in Western India.

Resources and Workforce

  • Mobile App Metrics: The IBL application has recorded over 500,000 downloads, serving as the primary acquisition channel.
  • Employee Base: The company employs approximately 100-150 personnel across technical, credit, and collections roles to support its digital operations.
  • Asset Quality Management: Employs an internal credit engine and automated collection reminders to manage default risks associated with unsecured lending.

Strategic Initiatives and Future Outlook

  • Expansion of AUM: Current initiatives focus on increasing the total Assets Under Management (AUM) by raising the ticket size of loans for repeat customers with good repayment histories.
  • Technology Upgrades: Ongoing investment in machine learning models to refine credit risk assessment and reduce turnaround time for disbursements.
  • Market Expansion: Strategic plans include expanding marketing efforts to pan-India to leverage the scalability of the digital-only model.

References

  1. Annual Report Mar 2024
  2. Prospectus Jan 2024

IBL Finance FAQ

IBL Finance today is trading in the red, down by 0.08% at ₹61.45.
IBL Finance is currently trading down 0.08% on an intraday basis. In the past week the stock fell 0.16%. Stock has been down 0.16% in the past quarter and fell 9.23% in the past year. You can view this in the share price history/seasonality section.
IBL Finance is listed on NSE with the ticker IBLFL. It's currently trading on NSE at a share price of ₹61.45.
The market cap of IBL Finance is ₹151.97 Cr. as of Nov 03, 2026.
IBL Finance has never announced any dividend since the time of its listing on the NSE exchange.
IBL Finance has never issued stock splits or bonus shares since the time of its listing on the NSE exchange.
IBL Finance reported ₹7.95 Cr. in revenue, ₹1.07 Cr. in net profit, and ₹4.23 Cr. in EBITD as of Oct 30, 2026 for Q2 FY26-27.
There are no analyst predictions for stock price target for IBL Finance.
The PE ratio of IBL Finance is 62.28 as of Nov 03, 2026.
The PB ratio of IBL Finance is 2.49 as of Nov 03, 2026.
There are no analyst reports for IBL Finance.
You can set real-time stock alerts on price, volume, SMA, and several other parameters by scrolling to the top of this page and clicking the bell icon on the far right-hand side of the stock overview.
Ask AI
×