1. MARKETS
  2. SECTOR : BANKING AND FINANCE
  3. INDUSTRY : BANKS
  4. PUNJAB & SIND BANK
Punjab & Sind Bank
NSE: PSB | BSE: 533295

Punjab & Sind Bank Live Share Price Today, Share Analysis and Chart

Slowing Down Stock
aboutPunjab & Sind Bank (PSB) is a premier Public Sector Bank in India, operating under the Ministry of Finance. It functions as a significant player in the Indian banking landscape, offering a wide array of financial services including retail, corporate ... Read More
Asset Quality (NPAs)Net Interest Margin (NIM)
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18.66-0.32(-1.69%)

Near 52W Low of ₹18.00

2.2M
NSE+BSE Volume

NSE 30 Oct, 2026 3:31 PM (IST)

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Slowing Down StockThese stocks have medium financials and valuations, but weak momentum indicating decreasing investor interestView SimilarEmbed DVM
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SWOT Analysis

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Buy Zone

23.0 %    into P/E buy sell zone

% time spent below current P/E
020406080100
Strong upside potential
Gains already realized

Punjab & Sind Bank Stock Price Analysis

Day Price Range

-1.7% 1 Day return
18.7 (LTP)
18.519
LowHigh

Week Price Range

2.5% 1 Week return
18.7 (LTP)
1819.8
LowHigh

Month Price Range

-12.5% 1 Month return
18.7 (LTP)
1822.5
LowHigh

52 Week Price Range

-40.3% 1 Year return
18.7 (LTP)
1832.4
LowHigh
View full Price History/Seasonality

Punjab & Sind Bank Technical Analysis

Punjab & Sind Bank EMA & SMA

Bearish-8
0 bullish, 8 bearish
Bullish0
Bearish8
5 Day19.0
10 Day19.5
12 Day19.7
20 Day20.2
26 Day20.5
50 Day21.4
100 Day22.5
200 Day24.4

Punjab & Sind Bank Delivery And Volume

Daily Avg. Delivery Volume %
30 Oct, 202637.8%
Week38.6%
Month38.4%

Punjab & Sind Bank Active Candlesticks

Hikkake Uptrend
Legend
Positive IndicatorNeutral IndicatorNegative Indicator

Punjab & Sind Bank Resistance and Support

18.73
Pivot
First Resistance18.9
Second Resistance19.2
Third Resistance19.4
First Support18.4
Second Support18.2
Third Support17.9
Day RSI32.5
Day MACD-0.8
Day MFI44.3
Day MACD Signal Line-0.7

Punjab & Sind Bank Beta

1 Month0.9
1 Year1.4
3 Month0.9
3 Year1.7

Punjab & Sind Bank Price Change Analysis

↓-12.5%
Over 1 Month
LowHigh
1822.5
↓-19.5%
Over 3 Months
LowHigh
1824.2
↓-25.2%
Over 6 Months
LowHigh
1826.3
↓-40.3%
Over 1 Year
LowHigh
1832.4
All Technicals →

Punjab & Sind Bank Shareholding Pattern/ Ownership

Shareholding Summary

Sep 2026
 
NameCategorySharesShares %
President Of IndiaPromoter6,659,051,09393.9 %
Life Insurance Corporation Of IndiaDii94,138,2321.3 %

HISTORICAL PROMOTER HOLDING

HISTORICAL FII HOLDING

HISTORICAL MF HOLDING

All Shareholding details

Punjab & Sind Bank Deals - Insider, Bulk, Block and SAST

Client NameDeal TypeActionDateAvg. PriceQuantityExchange
SHANKAR GROWTH FUND LTDBulkSell30 Dec 2010129.591,184,132NSE
SHANKAR GROWTH FUND LTDBulkPurchase30 Dec 2010131.241,294,132NSE
HAMON ASSET MGMT LTD A/C HAMON ASIAN MARKET LEADERS FUNDBulkPurchase30 Dec 2010128.391,200,000NSE
GOLDMAN SACHS FUNDS GOLDMAN SACHS BRICS PORTFOLIOBulkPurchase30 Dec 2010132.151,436,465NSE
GENUINE STOCK BROKERS PVT LTDBulkSell30 Dec 2010131.171,671,627NSE
GENUINE STOCK BROKERS PVT LTDBulkPurchase30 Dec 2010131.231,671,627NSE
CROSSEAS CAPITAL SERVICES PVT. LTD.BulkSell30 Dec 2010131.182,132,306NSE
CROSSEAS CAPITAL SERVICES PVT. LTD.BulkPurchase30 Dec 2010131.402,132,306NSE
All deals
All insider trades

Punjab & Sind Bank Corporate Actions

Punjab & Sind Bank Dividend history and yield

Punjab & Sind Bank dividend yields, including actual and adjusted, and dividend history, including announcement, record, and ex-dividend dates. Track Punjab & Sind Bank dividend yield over time.

#Ex-Date
Dividend AmountDividend TypeRecord DateInstrument Type
121 Jul 2026
0.39FINAL21 Jul 2026Equity Share
229 Jul 2025
0.07FINAL29 Jul 2025Equity Share
316 Jul 2024
0.2FINAL17 Jul 2024Equity Share
404 Jul 2023
0.48FINAL-Equity Share
504 Jul 2022
0.31FINAL-Equity Share

Punjab & Sind Bank Board Meetings

Punjab & Sind Bank past and upcoming board meetings.

#Ex-Date
PurposeNotes
117 Oct 2026
Quarterly Results-
229 Sep 2026
Proposal for raising of foreign currency funds-
318 Jul 2026
Quarterly Results-
427 Apr 2026
Audited Results & Final Dividend-
517 Jan 2026
Quarterly Results-
All Corporate Actions

Punjab & Sind Bank Corporate Filings

Punjab & Sind Bank BSE corporate filings and AGM, press releases, insider trading & SAST, results and corporate actions.

DateAnnouncement TitleDetailsLinks
27 Oct 2026
Punjab & Sind Bank - 533295 - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Transcript of the Earnings Call with Analysts/Investors on Unaudited Reviewed Financial Results for Quarter ended 30th September, 2026
PDF
19 Oct 2026
Punjab & Sind Bank - 533295 - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Analyst Meet on Financial Results for Quarter (Q2) / Half Year ended September 30, 2026
PDF
19 Oct 2026
Punjab & Sind Bank - 533295 - Announcement under Regulation 30 (LODR)-Newspaper Publication
Publication of Reviewed Unaudited Financial Results of the Bank for the Quarter (Q2) / Half Year ended September 30, 2026.
PDF
19 Oct 2026
Q2FY27 Quarterly Result Announced for Punjab & Sind Bank
Punjab & Sind Bank announced Q2FY27 results Financial Highlights: Total Income: Reached Rs 3,74,652 lakh in Q2FY27, reflecting a YoY increase of 11.06% from Rs 3,37,328 lakh in Q2FY26, and a QoQ growth of 5.66% from Rs 3,54,572 lakh in Q1FY27. Interest Earned: Stood at Rs 3,39,448 lakh in Q2FY27, marking a YoY growth of 13.19% against Rs 2,99,887 lakh in Q2FY26, and a QoQ increase of 5.64% from Rs 3,21,337 lakh in Q1FY27. Other Income: Reported at Rs 35,204 lakh in Q2FY27, representing a YoY decline of 5.97% from Rs 37,441 lakh in Q2FY26, but indicating a QoQ improvement of 5.92% from Rs 33,235 lakh in Q1FY27. Operating Profit (Before Provisions & Contingencies): Recorded at Rs 61,745 lakh in Q2FY27, climbing by 22.25% YoY from Rs 50,506 lakh in Q2FY26, and showing a solid QoQ growth of 13.19% from Rs 54,548 lakh in Q1FY27. Net Profit: Surged to Rs 41,197 lakh in Q2FY27, jumping by a robust 39.88% YoY from Rs 29,452 lakh in Q2FY26, and expanding by 24.27% QoQ from Rs 33,151 lakh in Q1FY27. For the half-year ended H1FY27, the net profit stood at Rs 74,348 lakh. Business Highlights: Deposits: Total deposits expanded to Rs 1,53,31,197 lakh as of Q2FY27, registering a YoY growth of 12.97% compared to Rs 1,35,70,629 lakh as of Q2FY26. Advances: Total advances reached Rs 1,24,03,371 lakh as of Q2FY27, demonstrating an impressive YoY increase of 19.87% from Rs 1,03,47,224 lakh in Q2FY26. Asset Quality: The Gross NPA ratio improved significantly to 2.09% in Q2FY27 from 2.92% in Q2FY26 and 2.21% in Q1FY27. Similarly, the Net NPA ratio improved to 0.61% in Q2FY27 against 0.83% in Q2FY26 and 0.65% in Q1FY27. Capital Adequacy: The Capital Adequacy Ratio (Basel III) stood at 16.55% as of Q2FY27, compared to 17.61% in Q1FY27 and 17.19% in Q2FY26. Segment-wise Performance: Retail Banking: Generated Rs 1,79,140 lakh in Q2FY27, witnessing a strong YoY growth of 25.92% from Rs 1,42,267 lakh in Q2FY26, and a QoQ growth of 14.34% from Rs 1,56,672 lakh in Q1FY27. Corporate/Wholesale Banking: Recorded Rs 1,07,015 lakh in Q2FY27, marking a YoY increase of 2.17% from Rs 1,04,737 lakh in Q2FY26, and a QoQ increase of 2.54% from Rs 1,04,367 lakh in Q1FY27. Treasury: Stood at Rs 87,505 lakh in Q2FY27, a YoY decline of 2.29% from Rs 89,552 lakh in Q2FY26, and a QoQ decline of 5.66% from Rs 92,756 lakh in Q1FY27. Other Banking Operations: Contributed Rs 992 lakh in Q2FY27, up 28.50% YoY from Rs 772 lakh in Q2FY26, and up 27.67% QoQ from Rs 777 lakh in Q1FY27. Result PDF
PDF
17 Oct 2026
Punjab & Sind Bank - 533295 - Announcement under Regulation 30 (LODR)-Investor Presentation
Investor Presentation
PDF
VIEW ALL

Punjab & Sind Bank DocumentsAsk MarketMind AI

Punjab & Sind Bank Earnings Call

Punjab & Sind Bank earnings calls, including management commentary and AI-generated summaries.

DateTitleLinks
27 Oct 2026Punjab & Sind Bank - 533295 - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeLink
22 Jul 2025Punjab & Sind Bank - 533295 - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeLink
22 Jul 2025Punjab & Sind Bank Results Earnings Call for Q1FY26AudioVideo
23 Jan 2025PUNJAB & SIND BANK - 533295 - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeLink
16 Jan 2025PUNJAB & SIND BANK - 533295 - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeLink
view all

Punjab & Sind Bank Annual Reports

Punjab & Sind Bank financials, including annual results, balance sheets, and cash flow statements.

DateReport TitleLinks
2026Annual Report Mar-2026Link
2025Annual Report Mar-2025Link
2024Annual Report Mar-2024Link
2023Annual Report Mar-2023Link
2022Annual Report Mar-2022Link

Punjab & Sind Bank Credit Ratings

Punjab & Sind Bank credit ratings from CRISIL and leading rating agencies, assessing financial stability, investment grade, and related PDF documentation.

DateRating AgencyCompany NameDescriptionLinks
08 Sep 2026crisil ratingsPunjab and Sind BankPunjab and Sind Bank:Rating reaffirmed at 'Crisil AA/Stable'Link
20 Aug 2026care ratingsPunjab and Sind BankLink
13 May 2026brickwork ratingsPunjab And Sind BankPunjab & Sind Bank BASEL lll Compliant Tier II Bond \u20b9237.30 CroreLink
19 Mar 2026icra ratingsPunjab & Sind BankRating reaffirmedLink
09 Sep 2025crisil ratingsPunjab and Sind BankPunjab and Sind Bank:Rating reaffirmed at 'Crisil AA/Stable'Link

Punjab & Sind Bank Investor Presentations

Punjab & Sind Bank investor presentations, including business updates, financial insights, and strategic initiatives.

DateReport TitleLinks
17 Oct 2026Punjab & Sind Bank - 533295 - Announcement under Regulation 30 (LODR)-Investor PresentationLink
01 Sep 2026Punjab & Sind Bank - 533295 - Announcement under Regulation 30 (LODR)-Investor PresentationLink
18 Jul 2026Punjab & Sind Bank - 533295 - Announcement under Regulation 30 (LODR)-Investor PresentationLink
27 Apr 2026Punjab & Sind Bank - 533295 - Announcement under Regulation 30 (LODR)-Investor PresentationLink
17 Jan 2026Punjab & Sind Bank - 533295 - Announcement under Regulation 30 (LODR)-Investor PresentationLink

Punjab & Sind Bank - Company Profile

Punjab & Sind Bank Management Structure

Punjab & Sind Bank management structure with salaries, total experience, and qualifications.

NAMEDESIGNATIONGROSS REMUNERATION ₹(LAC)AS OFHISTORY & DETAILS
Sh. Ratnesh ChandraGeneral Manager-Mar 26
Sh. Prem ChandChief Technical Officer-Mar 26
Sh. Rajiv Kumar BansalGeneral Manager-Mar 26
Sh. Sanjay Prakash SrivastavaGeneral Manager-Mar 26
Sh. Praveen KumarChief General Manager-Mar 26
Sh. Hemant VermaChief Vigilance Officer-Mar 26
Sh. Arnab GoswamyChief Financial Officer-Mar 26
Sh. Ravi GuptaChief Compliance Officer-Mar 26
Sh. Dheeraj Kumar GaurChief Risk Officer-Mar 26
Smt. Mahima AgarwalGeneral Manager-Mar 26
Sh. Ashni KumarGeneral Manager-Mar 26
Sh. Satbir SinghGeneral Manager-Mar 26
Sh Sanjay Prakash SrivastavaGeneral Manager-Mar 26
Sh. Santosh Kumar NeerajGeneral Manager-Mar 26
Saket MehrotraCompany Secretary-Mar 26
Sh. Nilendra K PrabhatGeneral Manager-Mar 26
Sh. Vinod Kumar PandeyGeneral Manager-Mar 26
Sh. Manoj KumarGeneral Manager-Mar 26
Smt. Rashmita KwatraGeneral Manager-Mar 26
Sh. Chaman Lal ShienhmarGeneral Manager-Mar 26
Sh. Gajraj Devi Singh ThakurGeneral Manager-Mar 26
Sh. Rajendra Kumar RaigarGeneral Manager-Mar 26
Sh. Gopal KrishanGeneral Manager-Mar 26
Sh. Pankaj DwivediGeneral Manager-Mar 26
Sh. Rajesh C PandeyChief General Manager-Mar 26
Sh. Parveen KumarChief General Manager-Mar 26
Swarup Kumar SahaChairman.,Managing Director,Chief Executive Officer-Mar 26

Punjab & Sind Bank Board of Directors

Punjab & Sind Bank Board of directors with salaries, total experience, and qualifications.

NAMEPOSITIONGROSS REMUNERATION ₹(LAC)AS OFHISTORY & DETAILS
RajeevaExecutive Director46.71Mar 26
Ravi MehtaExecutive Director45.38Mar 26
Swarup Kumar SahaChairman, MD & CEO43.66Mar 26
Rajendra Prasad GuptaShareholder Director20Mar 26
Vivek SrivastavaNon Executive Director / Nominee - RBI-Mar 26
Jitendra AsatiNon Executive Director / Nominee-Mar 26
Saket MehrotraCompany Sec. & Compli. Officer-Mar 26
Kristam Subba Raju GupthaNon Official Director-Mar 26
Website: www.punjabandsindbank.co.in

About the company - Business Profile

Punjab & Sind Bank (PSB) is a premier Public Sector Bank in India, operating under the Ministry of Finance. It functions as a significant player in the Indian banking landscape, offering a wide array of financial services including retail, corporate banking, and treasury operations. The bank maintains a significant presence in Northern India, particularly in Punjab and Delhi, while expanding its digital and physical footprint across the country.

Key Points

Key Facts and Ownership

  • Founded Year: 1908.
  • Headquarters: New Delhi, India.
  • Ownership: The Government of India is the majority shareholder, holding 93.85% stake as of December 2025. Other major shareholders include LIC (1.33%).
  • Stock Listing: Listed on the NSE and BSE (Stock Code: PSB).
  • Credit Rating: CARE Ratings upgraded the bank to AA (Stable) from AA- (Stable) in FY 2025-26.

Operations and Resources

  • Network: As of March 2024, the bank operated 1,564 branches and 1,033 ATMs.
  • Business Mix: Total business reached ₹2,49,499 crore as of December 2025, a growth of 11.75% YoY.
  • Employee Base: The bank reported payments to and provisions for employees totaling ₹2,088.48 crore for the year ended March 31, 2025.
  • Attrition Rate: Maintained at a steady 1.00% as per actuarial assumptions in FY2025.

Business Model and Segment Performance The bank generates revenue primarily through interest income from loans and investments, supplemented by fee-based non-interest income. It has shown a strategic shift toward RAM (Retail, Agriculture, and MSME) advances, which now constitute 57.45% of total advances.

Revenue and Financial Highlights (Annual - FY 2024-25):

  • Total Revenue: ₹13,048.95 crore.
  • Net Profit: ₹1,015.83 crore.
  • Segment Revenue Breakdown:
    • Treasury Operations: ₹3,599.53 crore.
    • Corporate/Wholesale Banking: ₹4,224.70 crore.
    • Retail Banking: ₹5,194.84 crore (includes Digital Banking).
    • Other Banking Operations: ₹29.88 crore.
  • Geographical Regions: Operates exclusively within India; reporting for overseas segments is not applicable.

Product and Technology Advancements

  • RAM Credit Growth: Retail grew by 19.58%, Agriculture by 24.29%, and MSME by 22.94% YoY as of December 2025.
  • Digital Transformation: Launch of PSB Uniic (mobile banking application) with registrations reaching 10.34 lakhs by September 2025.
  • Digital Transactions: UPI transactions increased by 33.09% YoY to 23.49 crore transactions.
  • Revenue Intelligence Cell (RIC): Established to enhance revenue tracking and systemic improvement in service charge collection.

Current Strategic Initiatives and Outlook

  • Capital Strengthening: Raised ₹1,219 crore via QIP and ₹3,000 crore through infrastructure bonds in FY 2024-25.
  • Asset Quality: Significant improvement in Gross NPA, which reduced to 2.40% by March 2026 from 3.38% in March 2025. Net NPA stood at 0.79%.
  • Efficiency: The Cost to Income Ratio improved from 64.57% to 60.84% (9M Dec'25).
  • Fee Income Focus: Targeting growth in trade finance and third-party product cross-selling to drive non-interest income, which saw a 51.52% YoY growth in the nine months ending December 2025.

References

  1. Annual Report Mar 2024
  2. Annual Report Mar 2025
  3. Investor Presentation Oct 2025
  4. Investor Presentation Jan 2026
  5. Investor Presentation Apr 2026

Punjab & Sind Bank FAQ

Punjab & Sind Bank today is trading in the red, down by 1.69% at ₹18.66.
Punjab & Sind Bank is currently trading down 1.69% on an intraday basis. In the past week the stock rose 2.47%. Stock has been down 19.53% in the past quarter and fell 40.33% in the past year. You can view this in the share price history/seasonality section.
Punjab & Sind Bank is listed on NSE with the ticker PSB and on BSE as 533295. It's currently trading on NSE at a share price of ₹18.66 and on BSE with a share price of ₹18.67.
The market cap of Punjab & Sind Bank is ₹13,240.36 Cr. as of Oct 30, 2026.
Punjab & Sind Bank announced a FINAL dividend of 3.9% which equals ₹0.39 in Jul 21, 2026.The last three ex-dates for Punjab & Sind Bank were Jul 29, 2025, Jul 16, 2024 and Jul 04, 2023. To view the full dividend history of Punjab & Sind Bank click here.
Punjab & Sind Bank has never issued stock splits or bonus shares since the time of its listing on the BSE/NSE exchanges.
Punjab & Sind Bank reported ₹3,746.52 Cr. in revenue, ₹411.97 Cr. in net profit, and ₹2,798.94 Cr. in EBITD as of Oct 17, 2026 for Q2 FY26-27.
There are no analyst predictions for stock price target for Punjab & Sind Bank.
The PE ratio of Punjab & Sind Bank is 8.82 as of Oct 30, 2026.
The PB ratio of Punjab & Sind Bank is 0.92 as of Oct 30, 2026.
There are no analyst reports for Punjab & Sind Bank.
You can set real-time stock alerts on price, volume, SMA, and several other parameters by scrolling to the top of this page and clicking the bell icon on the far right-hand side of the stock overview.
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