1. MARKETS
  2. SECTOR : BANKING AND FINANCE
  3. INDUSTRY : HOUSING FINANCE
  4. AAVAS FINANCIERS LTD.
Aavas Financiers Ltd.
NSE: AAVAS | BSE: 541988

Aavas Financiers Live Share Price Today, Share Analysis and Chart

Slowing Down Stock
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aboutAavas Financiers Ltd. is a retail-focused housing finance company primarily serving the low and middle-income segments in semi-urban and rural areas of India. The company specializes in providing home loans to customers who are often excluded from fo... Read More
Asset Quality (NPAs)Disbursement Growth
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1062.90-48.70(-4.38%)

New 52W Low today

224.0K
NSE+BSE Volume

High volume today

NSE 30 Oct, 2026 3:31 PM (IST)

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33.1 / 100
Slowing Down StockThese stocks have medium financials and valuations, but weak momentum indicating decreasing investor interestView SimilarEmbed DVM
Analyst Price Target
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14

S

10

W

5

O

3

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SWOT Analysis

Check Before You Buy

VIEW FULL CHECKLIST

Medium rank

10Positive12Negative

45.5%Pass in checklist

045
55
100

PE Valuation Check

Right Now
Undervalued
143.5%
1 Year Forward
Undervalued
158.5%
INSIGHTHigh 5Yr PE Avg of 29.1 may distort upside values.

Aavas Financiers Stock Price Analysis

Day Price Range

-4.4% 1 Day return
1062.9 (LTP)
1,055.31,112
LowHigh

Week Price Range

-4.6% 1 Week return
1062.9 (LTP)
1,055.31,162.8
LowHigh

Month Price Range

-12.3% 1 Month return
1062.9 (LTP)
1,055.31,236.6
LowHigh

52 Week Price Range

-35.6% 1 Year return
1062.9 (LTP)
1,055.31,771.9
LowHigh
View full Price History/Seasonality

Aavas Financiers Forecaster - Analyst Share Price Target and Estimates

Revenue forecast

Hit

Aavas Financiers's Revenue was higher than average estimate 2 times in past 3 years

EPS forecast

CURRENT EPS
82.1
AVG. ESTIMATE
94.3
LOW ESTIMATE
83
HIGH ESTIMATE
98
CURRENT EPS
AVG. ESTIMATE
Hit

EPS is expected to grow by 14.8% in FY27

Consensus Recommendation

21 ANALYST Recommendations
BUY

The consensus recommendation from 21 analysts for Aavas Financiers is BUY

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Aavas Financiers Technical Analysis

Aavas Financiers EMA & SMA

Bearish-8
0 bullish, 8 bearish
Bullish0
Bearish8
5 Day1105.6
10 Day1131.4
12 Day1139.7
20 Day1166.9
26 Day1183.7
50 Day1234.6
100 Day1290.5
200 Day1358.8

Aavas Financiers Delivery And Volume

Daily Avg. Delivery Volume %
30 Oct, 202655.4%
Week51.2%
Month60.1%
Legend
Positive IndicatorNeutral IndicatorNegative Indicator

Aavas Financiers Resistance and Support

1076.73
Pivot
First Resistance1098.2
Second Resistance1133.4
Third Resistance1154.9
First Support1041.5
Second Support1020.0
Third Support984.8
Day RSI25.9
Day MACD-44
Day MFI24.6
Day MACD Signal Line-36.8

Aavas Financiers Beta

1 Month0.8
1 Year0.9
3 Month0.9
3 Year0.7

Aavas Financiers Price Change Analysis

↓-12.3%
Over 1 Month
LowHigh
1055.31236.6
↓-21.8%
Over 3 Months
LowHigh
1055.31453.2
↓-23.0%
Over 6 Months
LowHigh
1055.31544.9
↓-35.6%
Over 1 Year
LowHigh
1055.31771.9
All Technicals →

Aavas Financiers Shareholding Pattern/ Ownership

Shareholding Summary

Sep 2026
 
NameCategorySharesShares %
Aquilo House Pte. Ltd.Promoter38,757,22848.9 %
Government Pension Fund GlobalFii1,818,8372.3 %
Hdfc Trustee Company Ltd. A/C Hdfc Balanced Advantage FundDii2,777,5753.5 %

HISTORICAL PROMOTER HOLDING

HISTORICAL FII HOLDING

HISTORICAL MF HOLDING

All Shareholding details

Aavas Financiers Deals - Insider, Bulk, Block and SAST

Client NameDeal TypeActionDateAvg. PriceQuantityExchange
SMALL CAP WORLD FUND INCBulkSell14 Jan 202614401,964,024NSE
HDFC MUTUAL FUNDBulkPurchase14 Jan 202614401,950,531NSE
GRAVITON RESEARCH CAPITAL LLPBulkSell10 Mar 20251801.28770,228NSE
GRAVITON RESEARCH CAPITAL LLPBulkPurchase10 Mar 20251799.16770,228NSE
NIPPON INDIA MUTUAL FUND A/C - NIPPON INDIA MULTI CAP FUNDBulkPurchase27 Aug 202416901,000,000BSE
AMANSA HOLDINGS PRIVATE LIMITEDBulkSell27 Aug 202416901,750,929BSE
SMALLCAP WORLD FUND INCBulkPurchase05 Aug 20241630501,132NSE
GRAVITON RESEARCH CAPITAL LLPBulkSell05 Apr 20241563.43447,813NSE
GRAVITON RESEARCH CAPITAL LLPBulkPurchase05 Apr 20241562.28447,813NSE
SMALLCAP WORLD FUND INCBulkSell04 Apr 20241421.05423,031NSE
All deals
All insider trades

Aavas Financiers Corporate Actions

Aavas Financiers Board Meetings

Aavas Financiers past and upcoming board meetings.

#Ex-Date
PurposeNotes
126 Oct 2026
Quarterly Results-
221 Jul 2026
Quarterly Results-
305 May 2026
Audited Results & OthersInter-alia, to consider:- Raising of funds by way of issuance of Non-Convertible Debentures.
405 Feb 2026
Quarterly Results-
511 Nov 2025
Quarterly Results-
All Corporate Actions

Aavas Financiers Research Reports

Aavas Financiers research reports with share price targets, and buy/hold/sell recommendations from top brokers.

#
Date
Broker NameTargetPrice When RecommendedTypeUpsideChange Since RecommendationLinks
111 Sep 2026Motilal Oswal14351275.1Neutral12.54%-16.64%pdf
221 Jul 2026IDBI Capital
Target
17451444Buy20.84%-26.39%pdf
321 Jul 2026Motilal Oswal
Target
16501444Neutral14.27%-26.39%pdf
421 Jul 2026ICICI Securities Limited
Target
17501444Buy21.19%-26.39%pdf
505 May 2026IDBI Capital
Target
16761435.4Buy16.76%-25.95%pdf
All Reports of Aavas

Aavas Financiers Corporate Filings

Aavas Financiers BSE corporate filings and AGM, press releases, insider trading & SAST, results and corporate actions.

DateAnnouncement TitleDetailsLinks
31 Oct 2026
AAVAS Financiers Ltd - 541988 - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Intimation of Investor(s) / Analyst(s) meet/Conference scheduled to be held on November 05, 2026.
PDF
28 Oct 2026
AAVAS Financiers Ltd - 541988 - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Intimation of Investor(s) / Analyst(s) meet scheduled to be held on November 02, 2026.
PDF
27 Oct 2026
AAVAS Financiers Ltd - 541988 - Announcement under Regulation 30 (LODR)-Newspaper Publication
Copies of Newspaper Clipping of Unaudited Financial Results for the Quarter and Half Year ended September 30, 2026
PDF
26 Oct 2026
AAVAS Financiers Ltd - 541988 - Audio Recording Of Earnings Conference Call For The Quarter And Half Year Ended September 30, 2026
Audio recording of Earnings Conference Call for the quarter and half year ended September 30, 2026
PDF
26 Oct 2026
AAVAS Financiers Ltd - 541988 - Intimation Under Regulation 30 And 51 Of SEBI LODR Regulations, 2015
Intimation under Regulation 30 and 51 of SEBI LODR Regulations, 2015
PDF
VIEW ALL

Aavas Financiers DocumentsAsk MarketMind AI

Aavas Financiers Earnings Call

Aavas Financiers earnings calls, including management commentary and AI-generated summaries.

DateTitleLinks
26 Oct 2026AAVAS Financiers Ltd - 541988 - Audio Recording Of Earnings Conference Call For The Quarter And Half Year Ended September 30, 2026Link
27 Jul 2026AAVAS Financiers Ltd - 541988 - Announcement under Regulation 30 (LODR)-Earnings Call TranscriptLink
21 Jul 2026AAVAS Financiers Ltd - 541988 - Audio Recording Of Earnings Call For The Quarter Ended June 30, 2026Link
12 May 2026AAVAS Financiers Ltd - 541988 - Announcement under Regulation 30 (LODR)-Earnings Call TranscriptLink
05 May 2026AAVAS Financiers Ltd - 541988 - Audio Recording Of Earnings Conference Call For The Quarter And Financial Year Ended March 31, 2026Link
view all

Aavas Financiers Annual Reports

Aavas Financiers financials, including annual results, balance sheets, and cash flow statements.

DateReport TitleLinks
2026Annual Report Mar-2026Link
2025Annual Report Mar-2025Link
2024Annual Report Mar-2024Link
2023Annual Report Mar-2023Link
2022Annual Report Mar-2022Link

Aavas Financiers Credit Ratings

Aavas Financiers credit ratings from CRISIL and leading rating agencies, assessing financial stability, investment grade, and related PDF documentation.

DateRating AgencyCompany NameDescriptionLinks
25 Oct 2026icra ratingsAavas Financiers LimitedRating upgraded for PTCs issued under home loan securitisation transactionLink
27 Sep 2026care ratingsAavas Financiers LimitedLink
30 Jun 2026care ratingsAavas Financiers LimitedLink
29 Jun 2026icra ratingsAavas Financiers LimitedLong-term rating put on Watch with Developing ImplicationsLink
26 May 2026icra ratingsAavas Financiers LimitedRating reaffirmed for PTCs issued under two mortgage loan securitisation transactionsLink

Aavas Financiers Investor Presentations

Aavas Financiers investor presentations, including business updates, financial insights, and strategic initiatives.

DateReport TitleLinks
26 Oct 2026AAVAS Financiers Ltd - 541988 - Announcement under Regulation 30 (LODR)-Investor PresentationLink
21 Jul 2026AAVAS Financiers Ltd - 541988 - Announcement under Regulation 30 (LODR)-Investor PresentationLink
05 May 2026AAVAS Financiers Ltd - 541988 - Announcement under Regulation 30 (LODR)-Investor PresentationLink
05 Feb 2026AAVAS Financiers Ltd - 541988 - Announcement under Regulation 30 (LODR)-Investor PresentationLink
11 Nov 2025AAVAS Financiers Ltd - 541988 - Announcement under Regulation 30 (LODR)-Investor PresentationLink

Aavas Financiers - Company Profile

Aavas Financiers Management Structure

Aavas Financiers management structure with salaries, total experience, and qualifications.

NAMEDESIGNATIONGROSS REMUNERATION ₹(LAC)AS OFHISTORY & DETAILS
Mr. Rajaram BalasubramaniamChief Strategy Officer,Head(Analytics)-Mar 26
Mr. Ashish GautamChief Customer Officer-Mar 26
Mr. Punit Purushottam AgarwalChief Risk Officer(Interim)-Mar 26
Mr. Ashutosh AtrePresident,Chief Risk Officer-Mar 26
Saurabh SharmaCompany Secretary,Compliance Officer-Mar 26
Manu Yeshpal SinghExecutive Director,Managing Director,Chief Executive Officer-Mar 26
Mr. Ghanshyam GuptaInterim CFO-Mar 26
Mr. Ripudaman BandralChief Business Officer-Mar 26
Mrs. Jijy OommenChief Technology Officer-Mar 26
Bharat Chamanlal ThakkarHead(Internal Audit)-Mar 26

Aavas Financiers Board of Directors

Aavas Financiers Board of directors with salaries, total experience, and qualifications.

NAMEPOSITIONGROSS REMUNERATION ₹(LAC)AS OFHISTORY & DETAILS
Sandeep TandonChairman & Independent Directo30Mar 26
Rohit RanjanNon Executive Director / Nominee15Mar 26
Neha SurekaNon Executive Director / Nominee-Mar 26
SANJEEV SRINIVASANNon Executive Director / Nominee-Mar 26
Siddharth PatelNon Executive Director / Nominee-Mar 26
Saurabh SharmaCompany Sec. & Compli. Officer-Mar 26
Vivek KarveIndependent Non Exe. Director-Mar 26
Nikhil Omprakash GahrotraNon Executive Director / Nominee-Mar 26
Kannan Vellur GopalaraghavanChairman & Independent Directo-Mar 26
Manu Yeshpal SinghManaging Director & CEO-Mar 26
ANJALI KARAMNARAYAN SETHAdditional Director-Mar 26
Website: www.aavas.in

About the company - Business Profile

Aavas Financiers Ltd. is a retail-focused housing finance company primarily serving the low and middle-income segments in semi-urban and rural areas of India. The company specializes in providing home loans to customers who are often excluded from formal credit due to a lack of documented income. Operating in the affordable housing finance space, Aavas employs a high-touch, in-house execution model for sourcing, underwriting, and collections. As of March 31, 2025, the company managed assets worth ₹20,420 crore across 397 branches in 14 states.

Key Points

  • Key Facts:
    • Founded Year: Incorporated in 2011; commenced operations in 2012.
    • Headquarters: Jaipur, Rajasthan.
    • Stock Listing: NSE and BSE (IPO in October 2018).
    • Parent/Promoter: CVC (via Lake District Holdings Limited) is the significant promoter following the exit of Partners Group and Kedaara Capital.
  • Operations and Resources:
    • Branch Network: Expanded to 397 branches by March 2025, covering states including Rajasthan, Maharashtra, Gujarat, Madhya Pradesh, and recent entries into South Indian markets like Karnataka and Tamil Nadu.
    • Execution Model: Utilizes an 100% in-house model for the entire loan lifecycle to maintain quality control and operational efficiency.
    • AUM Mix: As of December 2025, the portfolio is diversified across Home Loans (69%), MSME loans (13%), and Loans Against Property (LAP) (18%).
  • Market and Significance:
    • Target Segment: Focuses on the self-employed category, which constitutes 60% of the AUM as of December 2025, while salaried professionals make up 40%.
    • Strategic Importance: Plays a critical role in financial inclusion by serving customers with an average monthly income of approximately ₹51,000 and an average ticket size of ₹10.5 lakh.
  • Business Model and Strengths:
    • The business model is built on analytics-led underwriting and a digitally empowered salesforce. It excels at assessing the creditworthiness of "informal" income segments through field-based verification.
    • Yields and Spreads: For Q3FY26, the company maintained a yield on loans of 13.08% and a spread of 5.34%.
    • Asset Quality: Maintained a Gross NPA (GNPA) of 1.19% and a 1+ Day Past Due (DPD) of 3.80% as of December 2025.
  • Revenue and Financials (FY 2024-25 Annual Numbers):
    • Total Revenue: ₹2,358 crore.
    • Profit After Tax (PAT): ₹574 crore.
    • Net Worth: ₹4,361 crore.
    • Return on Assets (ROA): 3.27%.
    • Return on Equity (ROE): 14.12%.
  • Key Products and Technology:
    • Offerings: Home construction, purchase, renovation, and extension loans; MSME loans; and LAP.
    • Innovation: Implementation of "Aavas 3.0," focusing on institutionalization and a digital core for seamless customer journeys and faster decision-making.
  • Partnerships and Employees:
    • Strategic Tie-ups: Collaborations with institutions like CSC and India Post Payments Bank to enhance the channel partner ecosystem.
    • Employee Count: Total permanent employees stood at 7,233 as of March 31, 2025, with a significant field force of 4,439 in sales.
  • Strategic Initiatives and Outlook:
    • Expansion: Pursuing contiguous expansion into South India (Telangana and Andhra Pradesh) while deepening penetration in core North and West Indian markets.
    • Goal: Aims to reach an AUM of ₹550 billion by FY 2031-32 through technological scaling and institutionalization.

References

  1. Annual Report Mar 2024
  2. Annual Report Mar 2025
  3. Investor Presentation Nov 2025
  4. Investor Presentation Feb 2026

Aavas Financiers FAQ

Aavas Financiers today is trading in the red, down by 4.38% at ₹1,062.9.
Aavas Financiers is currently trading down 4.38% on an intraday basis. In the past week the stock fell 4.6%. Stock has been down 21.83% in the past quarter and fell 35.58% in the past year. You can view this in the share price history/seasonality section.
Aavas Financiers is listed on NSE with the ticker AAVAS and on BSE as 541988. It's currently trading on NSE at a share price of ₹1,062.9 and on BSE with a share price of ₹1,062.8.
The market cap of Aavas Financiers is ₹8,428.36 Cr. as of Oct 30, 2026.
Aavas Financiers has never announced any dividend since the time of its listing on the BSE/NSE exchanges.
Aavas Financiers has never issued stock splits or bonus shares since the time of its listing on the BSE/NSE exchanges.
Aavas Financiers reported ₹736.77 Cr. in revenue, ₹181.52 Cr. in net profit, and ₹553.11 Cr. in EBITD as of Oct 26, 2026 for Q2 FY26-27.
According to the predictions of 21 analysts, the share price prediction for Aavas Financiers is ₹1,577.05 with an upside of 48%.
The PE ratio of Aavas Financiers is 11.96 as of Oct 30, 2026.
The PB ratio of Aavas Financiers is 1.61 as of Oct 30, 2026.
You can view the latest analyst reports on the Aavas Financiers reports dashboard. Either click on the Reports tab on this page's sub-header or click here to be directed to the dashboard.
You can set real-time stock alerts on price, volume, SMA, and several other parameters by scrolling to the top of this page and clicking the bell icon on the far right-hand side of the stock overview.
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