1. MARKETS
  2. SECTOR : BANKING AND FINANCE
  3. INDUSTRY : MICROFINANCE INSTITUTIONS
  4. MUTHOOT MICROFIN LTD.
Muthoot Microfin Ltd.
NSE: MUTHOOTMF | BSE: 544055
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167.43-2.75(-1.62%)
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NSE 13 Nov, 2026 3:31 PM (IST)

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Muthoot Microfin quarterly and annual financials: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

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Forecaster Analyst Estimates for Muthoot Microfin share price target, revenues, EPS, net income and more

Muthoot Microfin quarterly results: revenue, profit, and P&L – 13 quarter history

  • POSITIVE

    Quarterly Revenue Muthoot Microfin Sep-2026 Quarterly Revenue is Rs 733 Cr which is growth of 26.9% YoY.

  • POSITIVE

    Quarterly Net Profit Muthoot Microfin Sep-2026 Quarterly Net Profit is Rs 111 Cr which is growth of 263.0% YoY.

Muthoot Microfin Ltd., Quarterly, standalone, All financials are in INR Cr and price data in INR
IndicatorGraphSep '26Jun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23
⌄
732.9670.6638.9605.4577.4559.1556.2681.5667.2641.2653.4584.8567.1
Operating Exp.
215.7214.6203.9197.8206.1207.2193263.9179.3171.3165.8159.2148.2
Operating Profit
416.1362.2332.1298.8258.4226.1-290252.6332390.5414.3369.4372.7
Operating Profit Margin %
56.95%54.17%52.56%49.57%44.83%40.47%-52.25%37.11%49.81%61.22%64.04%63.58%66.12%
Depr.
1110.910.710.4111111.210.910.510.29.89.28.5
Interest
256.8246.7231.6221.8211.3209.8221.7237.3240.9237.1233.7234.1221
Profit Before Tax
150.6106.696.969.137.15.8-521.75.181.2146.6177.4129.8146.6
Tax
39.825.325.86.76.6-0.4-120.61.319.633.357.65.337
Net Profit
110.881.371.162.430.56.2-401.23.861.6113.2119.8124.6109.6
EPS Adj. latest
6.54.84.23.71.80.4-23.50.23.66.677.36.4
Net profit TTM
325.7245.4170.3-302-360.7-329.6-222.5298.4419.2467.1449.6424.4356.7
Basic EPS TTM
19.414.610.2-18-21.5-19.7-13.117.524.627.426.424.930.5
Earnings Transcripts
 
AI Summary
    
  
Results PDF
  
  
 
*All financials are in INR Cr and price data in INR

Muthoot Microfin competitor comparison and performance snapshot within industry

Muthoot Microfin annual results: revenue, profit, P&L, and margins as of Mar 2026 – 11 year history

  • NEGATIVE

    Annual Revenue Muthoot Microfin Mar-2026 Annual Revenue is Rs 2,381 Cr which is growth of -7.2% YoY.

  • POSITIVE

    Annual Net Profit Muthoot Microfin Mar-2026 Annual Net Profit is Rs 170 Cr which is growth of 176.5% YoY.

Muthoot Microfin Ltd., Annual, standalone, All financials are in INR Cr and price data in INR
IndicatorGraphCAGR 3 YrsCAGR 5 YrsTTMMar '26Mar '25Mar '24Mar '23Mar '22Mar '21Mar '20Mar '19Mar '18Mar '17Mar '16
18.1%
27.9%
2,647.82,380.72,564.42,285.51,446.3842.9696.3859.4750.4511.4243.852.2
Operating Exp. Ann.
24%
27.7%
831.91,254.21,880.4785.1657.9417.3369.1535.4243.1285.2103.916.5
Operating Profit Ann.
13.1%
28.8%
1,409.31,115.4681.31,485.1770.9415.2315.1317.6471.2217.914035.7
OPM Ann. %
-4.2%
0.7%
 46.85%26.57%64.98%53.30%49.26%45.26%36.95%62.79%42.61%57.40%68.37%
⌄
20.8%
25.9%
 2,171.82,853.31,703.71,233.5778.2687.2839.7479.9476.2186.637.6
EBITDA Ann.
12.6%
28.1%
 1,126.56841,500.4788.5425.7327.2324.1507.3226.214035.7
EBITDA Ann. margin %
-4.6%
0.1%
 47.32%26.67%65.65%54.52%50.50%46.99%37.71%67.60%44.24%57.41%68.38%
Interest Ann.
16.8%
23.9%
957874.5930.1883.2549340.2299.3290.7233.8189.281.821.1
Depr.
17.5%
18%
4343.142.835.426.620.818.813.731.810
PBT Ann.
-0.6%
87.1%
423.2208.9-288.9581.8212.964.79.119.7270.535.257.214.6
Tax Ann.
-7.6%
80.8%
97.538.6-66.4132.34917.321.569.349.620.25.2
1.3%
88.8%
 170.3-222.5449.6163.947.47.118.2201.2-14.4379.4
Net Profit Ann.
1.3%
88.8%
325.7170.3-222.5449.6163.947.47.118.2201.2-14.4379.4
NPM Ann. %
-14.5%
47.5%
 7.18%-8.68%19.80%11.47%5.69%1.03%2.13%28.17%-2.86%15.18%18.04%
EPS Adj. latest Ann.
1.4%
90.4%
 10-13.126.49.62.80.41.111.8-0.92.20.6
Annual Reports
         
*All financials are in INR Cr and price data in INR
Total Rev. Ann.
1Y CHG
-7.2%
2Y CAGR
2.1%
3Y CAGR
18.1%
5Y CAGR
27.9%
7Y CAGR
17.9%
10Y CAGR
46.5%
Total Revenue Annual is falling faster than historical averages.
Net Profit Ann.
2Y CAGR
-38.5%
3Y CAGR
1.3%
5Y CAGR
88.8%
7Y CAGR
-2.4%
10Y CAGR
33.6%
Net Profit Annual growth is higher than historical averages.
Operating Exp. Ann.
1Y CHG
-33.3%
2Y CAGR
26.4%
3Y CAGR
24%
5Y CAGR
27.7%
7Y CAGR
26.4%
10Y CAGR
54.2%
Operating Expenses Annual Cr is falling faster than historical averages.

Muthoot Microfin balance sheet as of Mar 2026: assets, liabilities, reserves, and borrowings – 11 year history

  • POSITIVE

    Total Shareholders Fund Muthoot Microfin Mar-2026 Total Shareholders Fund is Rs 2,854 Cr which is growth of 8.4% YoY.

  • POSITIVE

    Total Assets Muthoot Microfin Mar-2026 Total Assets is Rs 12,685 Cr which is growth of 16.8% YoY.

Muthoot Microfin Ltd., Balance Sheet, standalone, All financials are in INR Cr and price data in INR
IndicatorGraphCAGR 3 YrsCAGR 5 YrsMar '26Mar '25Mar '24Mar '23Mar '22Mar '21Mar '20Mar '19Mar '18Mar '17Mar '16
⌄
20.6%
26.3%
2,854.32,632.22,804.41,625.91,336.6889.9907885.8402.918969.2
Minority Interest Liability Ann.
-
-
-----------
⌄
-73.4%
-61.5%
26.1584998.51,380.24,006.73,102.23,042.250.329.2754227.8
21.1%
119.3%
9,804.47,640.87,787.45,523.2248.1193.21412,594.12,122.6514.8230.9
Total Capital Plus Liabilities Ann.
14.1%
24.8%
12,684.810,85711,590.28,529.25,591.34,185.34,090.23,530.22,554.81,457.8527.9
⌄
5.1%
12.6%
199.3222.6214.7171.9121.3110109.121.313.27.72.3
⌄
12.7%
18%
304.1415.9262.3212.5173.2133.1152.844.224.5405.5184.7
14.2%
25%
12,380.710,441.111,327.98,316.75,418.14,052.23,937.43,4862,530.31,052.3343.2
Total Assets Ann.
14.1%
24.8%
12,684.810,85711,590.28,529.25,591.34,185.34,090.23,530.22,554.81,457.8527.9
Contingent Liabilities plus Commitments Ann.
-
-
2410.926.86311.7
Bonus Equity Share Capital Ann.
-
-
Non Current Investments Unquoted Book Value Ann.
-
-
Current Investments Unquoted Book Value Ann.
85.7%
-
405.8354.346.763.4
*All financials are in INR Cr and price data in INR
Total Assets Ann.
1Y CHG
16.8%
2Y CAGR
4.6%
3Y CAGR
14.1%
5Y CAGR
24.8%
7Y CAGR
20%
10Y CAGR
37.4%
Total Assets Annual growth is stable compared to historical averages.
Total Current Liabilities Ann.
1Y CHG
28.3%
2Y CAGR
12.2%
3Y CAGR
21.1%
5Y CAGR
119.3%
7Y CAGR
20.9%
10Y CAGR
45.5%
Total Current Liabilities Annual Cr growth is stable compared to historical averages.
Total ShareHolders Funds Ann.
1Y CHG
8.4%
2Y CAGR
0.9%
3Y CAGR
20.6%
5Y CAGR
26.3%
7Y CAGR
18.2%
10Y CAGR
45.1%
Total ShareHolders Funds Annual growth is lower than historical averages.

Muthoot Microfin ROE, ROCE, book value, and debt-to-equity ratio as of Mar 2026 – 11 year history

  • POSITIVE

    Book Value Per Share Muthoot Microfin Mar-2026 Book Value Per Share is 170 Rs which is growth of 8.3% YoY.

  • POSITIVE

    ROE Muthoot Microfin Mar-2026 ROE is 6% which is growth of 14.4% YoY.

Muthoot Microfin Ltd., Ratios, standalone, All financials are in INR Cr and price data in INR
IndicatorGraphCAGR 3 YrsCAGR 5 YrsMar '26Mar '25Mar '24Mar '23Mar '22Mar '21Mar '20Mar '19Mar '18Mar '17Mar '16
BVSH Ann.
7.4%
16.9%
170.1157.1164.5137.2115.477.979.477.639.22211.5
RoA Ann. %
-11.3%
53%
1.34%-2.04%3.87%1.92%0.84%0.16%0.44%5.70%-0.56%2.54%1.78%
ROE Ann. %
-16.5%
49.8%
5.96%-8.45%16.03%10.22%3.59%0.79%2.00%22.71%-3.57%20.05%13.60%
ROCE Ann. %
14.1%
37.3%
37.61%19.93%38.52%25.34%7.57%7.72%7.85%53.88%51.92%14.74%12.00%
⌄
           
⌄
           
⌄
           
Total Debt to Total Equity Ann.
-7%
-1.2%
3.3334.133.53.32.854.13.2
*All financials are in INR Cr and price data in INR
ROE Ann. %
2Y CAGR
-39%
3Y CAGR
-16.5%
5Y CAGR
49.8%
7Y CAGR
-17.4%
10Y CAGR
-7.9%
ROE Annual % is growing faster than historical averages.
RoA Ann. %
2Y CAGR
-41.2%
3Y CAGR
-11.3%
5Y CAGR
53%
7Y CAGR
-18.7%
10Y CAGR
-2.8%
RoA Annual % is growing faster than historical averages.
Current Ratio Ann.
1Y CHG
-7.1%
2Y CAGR
-6.9%
3Y CAGR
-4.7%
5Y CAGR
-42.7%
10Y CAGR
-1.4%
Current Ratio Annual is falling faster than historical averages.

Muthoot Microfin cash flow: net, operating, investing, and financing flows as of Mar 2026 – 11 year history

  • NEGATIVE

    Cash From Operating Activity Muthoot Microfin Mar-2026 Cash From Operating Activity is Rs -580 Cr which is growth of -142.0% YoY.

  • POSITIVE

    Net Cash Flow Muthoot Microfin Mar-2026 Net Cash Flow is Rs 4 Cr which is growth of 101.7% YoY.

Muthoot Microfin Ltd., Cash Flow, standalone, All financials are in INR Cr and price data in INR
IndicatorGraphCAGR 3 YrsCAGR 5 YrsMar '26Mar '25Mar '24Mar '23Mar '22Mar '21Mar '20Mar '19Mar '18Mar '17Mar '16
-
-
-580.31,382-2,125.3-2,332.9-1,083.7-704114-601.8-698.8-468.9-395.6
Cash from Investing Act. Ann.
-
-
-41.4-127.8-225.3-180-73.8-38-65.5-6.2-12.2-65.8-28.6
Cash from Financing Act. Ann.
-37.5%
51%
625.6-1,484.62,548.82,566.51,344.179.7462.8706.8966.1801.3467.3
-58.3%
-
3.9-230.4198.253.6186.6-662.2511.398.8255266.743.2
*All financials are in INR Cr and price data in INR
Cash from Financing Act. Ann.
2Y CAGR
-50.5%
3Y CAGR
-37.5%
5Y CAGR
51%
7Y CAGR
-1.7%
10Y CAGR
3%
Cash from Financing Annual Activity growth is higher than historical averages.

Muthoot Microfin investor presentations, annual reports, credit ratings, and earnings calls with AI summary, video, and audio access